Top 5%
Tracey Wheeler at CrossCountry Mortgage
Sr. Loan Officer | NMLS #413393
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in San Diego, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Reviews from Web
Tracey and her entire team were such amazing support in the process of buying our new home. Truly thankful for them!
Reply from Tracey Wheeler
March 20th, 2026 08:51 PM
Leonela, I am so grateful for your kind words. It's rewarding to know that you felt supported through your home-buying journey. If you ever need further assistance or have any questions in the future, I'm here to help.
I applied for a loan through multiple companies. Cross country was the most responsive and supportive through the process. There was a little to no time in between every stage of this, and the crew was Very diligent and communicative the whole...
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Reply from Tracey Wheeler
March 17th, 2026 05:58 PM
Brandon, I appreciate your feedback. I'm pleased to hear that you found the process responsive and supportive. Ensuring a smooth experience with timely updates is important to me. If you have any further questions or need assistance, please...
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Had a very very smooth transaction with Tracey and her entire team... They were very up front and explained everything... Would definitely use again..
Trish
Reply from Owner
March 21st, 2026 12:21 AM
Patricia, thank you for sharing your experience. It's wonderful to know the transaction was smooth for you and that everything was clearly explained. Should you decide to work with me again in the future, I'm here to ensure everything goes...
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Overall a very easy process
Reply from Tracey Wheeler
March 13th, 2026 06:31 PM
Patricia, I'm glad to hear that your experience was smooth. If there's anything else you need or have questions about, please feel free to reach out.
The staff were prifessional, curtious and communicative .
Reply from Tracey Wheeler
March 12th, 2026 04:07 PM
Your feedback is greatly appreciated, David. I'm pleased to hear you found the staff professional and communicative. If there's anything more I can do for you or if you have any questions, please don't hesitate to get in touch.
Tracey Wheeler at CrossCountry Mortgage has received a review with 5 star rating from Michelle E
Reply from Owner
March 21st, 2026 12:21 AM
Michelle, I appreciate the perfect rating. Should you have any questions or need further assistance, I'm here to help.
I've known Tracey for a few years now and this is the first time we've had a chance to work together. Her team was great, very efficient and fast just like I work. I appreciate all of their efforts and I'll definitely be using her again. Thanks...
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Reply from Tracey Wheeler
March 12th, 2026 02:43 PM
I really appreciate the feedback and am looking forward to working with you again.
Tracey Wheeler at CrossCountry Mortgage has received a review with 5 star rating from Josh H
Reply from Owner
April 5th, 2026 03:20 PM
It was a pleasure working with you!
Tracey was very informative and kept us in the loop. She explained at length all of the additional things that Cross Country offers and we hope to engage with her in the future when we want to refinance.
Reply from Tracey Wheeler
March 10th, 2026 05:08 PM
I'm glad to hear that you found the information and communication valuable, Joshua. I strive to ensure that every client is well-informed about the options available at CrossCountry Mortgage. I look forward to the opportunity to work with you...
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Tracey was amazing! Knowledgable, Helpful, Kind, Professional, communicative, and Fast! Her personal touches were unique and sets her apart from other lenders.
Reply from Tracey Wheeler
March 9th, 2026 03:51 PM
It's gratifying to read your kind review, Jillian. I aim to bring a personal touch to the process, and I'm pleased to know you appreciated that approach. If there's anything more I can do for you in the future, I'm just a call away.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in San Diego, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #413393 | Branch NMLS #2613279
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Scotsman Top 1%
- NMLS #413393
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 413393
Awards
Scotsman Top Produ...
Achievements
- Scotsman Top Producer 2024 and 2025
Hobbies
- Health and Wellness
- Reading
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095