Guild Mortgage - Tosh Pence

Tosh Pence and Jennifer Hannan worked superbly together to ensure our loan was executed flawlessly. With the exception of some obstinacy and delay demonstrated by the IRS to deliver needed tax transcripts in a reasonable timeframe, the Caliber...

Excellent support, process was quick.

Experience was fantastic. Initiation to closing was smooth and EVERY question was answered extremely promptly. Will use Caliber Lending for future property purchases and will continue to work with Tosh.

Everything went very easy and quick. No complaints, could not be happier with the process and timeline. Tosh is easy to speak with and gets it done, no games here.

Tosh took the time to explain the process to me and if I had questions he was extremely helpful in giving me or getting me the answers I needed. He is a great asset there at Caliber!!

Tosh was great. Caliber home loans gave me too much hassle. I have a significant amount of ready cash if needed, plus a $680,000 line of credit from Schwab, to satisfy my short-term money needs. I don't know if they think I was lying or fabricating...

Prompt attention and service

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Tosh Pence was always available whenever we needed him. He immediately responded to all calls and emails, and took as much time as we needed to make sure we fully understood the terms of our loan and closing documents. We highly recommend working...

Tosh is very good. I’ve never actually met him, but he understands the needs of next generation home buyers.