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Tony Valdez, Lower Mortgage - Loan Officer | NMLS# 448616 in Valencia, CA

Tony Valdez, Lower Mortgage

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Loan Officer | NMLS# 448616

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At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(317) 231-5514
Valencia, CA
https://www.lower.com/lo/tvaldez
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
98%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
1%
Reviews from Web
  • Zillow
    D
    Djsudz
    Los Angeles, CA
    Posted on June 22nd, 2016 12:00 AM
    Tony and his staff were very knowledgeable about what was needed and time was of essence during the process. They wasted no time with asking for unnecessary documents like previous experiences loans I've done in the past with pennymac. I will...
    read more
  • Zillow
    A
    Arod 3
    Palmdale, CA
    Posted on June 22nd, 2016 12:00 AM
    Tony was very helpful, honest and answered all our questions and made our house purchasing experience stress free. He got all the difficult parts out of the way and made sure we got the house we wanted and made sure we were able to get it.
  • Zillow
    K
    Kcastillo81
    Los Angeles, CA
    Posted on June 22nd, 2016 12:00 AM
    Tony and his team were awesome!! Very knowledgeable, friendly and super helpful. As a first time home buyer I had many questions but they were there to help me through it all.
  • Zillow
    Z
    Zuser20150130101723793
    Posted on June 22nd, 2016 12:00 AM
    Tony was great, very helpful with our purchase. Buying a home is always stressful for everyone and I felt as if Tony was going through the stress with us! He always made me feel as if I was more than just another client. From the start he was...
    read more
  • Zillow
    E
    Everman123
    Santa Clarita, CA
    Posted on June 22nd, 2016 12:00 AM
    Great lender that is very responsive and knowledgable. Understands the process and makes you feel informed all the way through. His support staff was also very helpful.
  • Zillow
    A
    Aimee S
    Palmdale, CA
    Posted on June 22nd, 2016 12:00 AM
    Tony was great, very helpful with our purchase. Buying a home is always stressful for everyone and I felt as if Tony was going through the stress with us! He always made me feel as if I was more than just another client. From the start he was...
    read more
  • Zillow
    G
    Gaticadan
    Los Angeles, CA
    Posted on June 20th, 2016 12:00 AM
    Tony was very knowledgeable and accessible when needed. He took his time to answer all my questions.. And I had a lot of questions. It was a pleasure working with him.
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    Lupita M S
    Posted on December 10th, 2015 05:44 AM
    Tony Valdez, Lower Mortgage has received a review with 5 star rating from Lupita M S
  • Zillow
    Z
    Zazueta D
    Lancaster, CA
    Posted on September 12th, 2015 12:00 AM
    Tony valdez is the guy to go to. He was extreamly effeciant and above all he was able make sure every detail was correct. I do belive he was a big reason i got my house. I put a offer in after 2 othere people and i was told it was up to who...
    read more
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    About
    At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Military Loan Specialist;
    Investment Purchase Specialist
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    Positions
    • Lower Mortgage - Loan Advisor
      Dec 1st, 2025 - Current
    Memberships
    • NAHREP San Fernando Valley
    • SRAR
    • NAHREP
    Addresses and Serving Areas

    Year Started

    1998

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 448616
    Hobbies
    • Golf
    • Family
    • Baseball
      • View All
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.