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Tony Valdez, Lower Mortgage - Loan Officer | NMLS# 448616 in Valencia, CA

Tony Valdez, Lower Mortgage

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Loan Officer | NMLS# 448616

Company Logo
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Contact Info
(317) 231-5514
Valencia, CA
https://www.lower.com/lo/tvaldez
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
98%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
1%
Reviews from Web
  • FTP
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    Nicole S
    Los Angeles, CA
    Posted on September 12th, 2019 04:05 PM
    .
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    Paola L
    Canyon Country, CA
    Posted on August 19th, 2019 08:50 PM
    Tony was efficient and professional, he and his team ensured a smooth easy process. They made the loan/home purchasing journey as linked as possible.
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    M
    Marcelino C
    Santa Clarita, CA
    Posted on August 19th, 2019 04:06 PM
    No hassle quick and easy
  • FTP
    R
    Rebeca C
    Santa Clarita, CA
    Posted on August 15th, 2019 01:35 AM
    Tony Valdez is awesome he made our refinance One of the smoothest ones of all. We will definitely use him for all future transaction and recommend him to friends and family !
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    D
    Doris L
    Winnetka, CA
    Posted on August 9th, 2019 04:15 PM
    We have used Tony's experience for many years with several loans. He's professional, always responsive and has become a friend. I would never hesitate to recommend him to any of our friends. Each time, the information he initially provided...
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    E
    Evangeline K
    Valencia, CA
    Posted on August 6th, 2019 06:54 PM
    Tony was able to get my loan processed in record time with great attention to detail. He's a great communicator and trustworthy. I have already been recommending him to everyone I know.
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    M
    Michael S
    Lancaster, CA
    Posted on August 1st, 2019 03:55 PM
    The ease of knowing that thing are going smoothly.
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    Christopher P
    Newhall, CA
    Posted on July 25th, 2019 09:29 PM
    .
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    A
    Azael J
    Valencia, CA
    Posted on July 25th, 2019 07:45 PM
    Effectiveness
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    J
    Javier G
    Palmdale, CA
    Posted on July 23rd, 2019 07:34 PM
    Tony was on top of the transaction from beginning to the end. The team he works with like Theresa, would always answer the phone calls and the process went really smooth.Im greatful and thankful for the help i received from Tony, Theresa, and...
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    About
    At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Military Loan Specialist;
    Investment Purchase Specialist
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    Positions
    • Lower Mortgage - Loan Advisor
      Dec 1st, 2025 - Current
    Memberships
    • NAHREP San Fernando Valley
    • SRAR
    • NAHREP
    Addresses and Serving Areas

    Year Started

    1998

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 448616
    Hobbies
    • Golf
    • Family
    • Baseball
      • View All
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.