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Tony Umholtz
MORTGAGE MARKET MGR

My name is Tony Umholtz and I have been working in the mortgage industry since 2002. I am committed to making your mortgage experience the best it can be with innovative, convenient services and helpful, knowledgeable people. My team and ... Show More
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Every step of the way, the team kept me informed and helped me understand the process of buying our first home, and we're so excited to be moved in after just 4 weeks!
Reply from Tony Umholtz
February 22nd, 2024 07:02 PM
We're thrilled to hear that you had a fantastic experience with the team! It's wonderful to know that you found our communication and assistance valuable in understanding the process. Your 5-star review means a lot to us. Thank you for sharing...
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This was my first time buying a home and so I was very intimidated by the loan process. However, Tony and his office made the process super easy and painless. We appreciated everyone's kindness and willingness to help us and answer all of our...
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Reply from Tony Umholtz
February 22nd, 2024 07:04 PM
We strive to make the loan process as straightforward and painless as possible, especially for first-time home buyers so I'm glad to know that we were able to guide you through the process and answer all of your questions. Thank you for putting...
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Professional and communicative team. Next steps were always clear. Easy to use portal for document uploads and electronic signatures.
Reply from Tony Umholtz
February 22nd, 2024 07:07 PM
Thank you for your generous 5-star rating, Vietvuong! We are happy to hear that you appreciated our professionalism and communication during your experience with the team. We strive to keep the next steps as transparent as possible and we're...
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When counting home purchases and refinances, I have quite a bit of experience with the mortgage application process. Tony's team at First Horizon provided the best experience I have had by far! I was able to upload documents and digitally sign...
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Clear communication and excellent guidance from Gail Daily and Cindy Bishop throughout the entire process! I greatly appreciated the fact that everything was digital, because I'm allergic to paper :). The ability to upload and sign everything...
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Reply from Tony Umholtz
January 29th, 2024 01:19 PM
Taking the time to leave a 5 star review about your experience has really made our day, thank you Emily! We always aim to delight our customers and it's great to hear you were impressed with our efficient process. We look forward to serving...
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Great experience! Gail Daily was just phenomenal. She is well experienced and will take care of you every step of the way. She is honest and I never felt pressured with anything. She was always on top of things and responsive. We highly recommend...
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Aaron LaPrade is the key ingredient to my wife and I being returning clients to first horizon bank! Aaron did so much more than what his job title required for us and we could not be not thankful for him! The variety of loans that are offered...
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Aaron LaPrade is the key ingredient to my wife and I being returning clients to first horizon bank! Aaron did so much more than what his job title required for us and we could not be not thankful for him! The variety of loans that are offered...
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Aaron LaPrade is the key ingredient to my wife and I being returning clients to first horizon bank! Aaron did so much more than what his job title required for us and we could not be not thankful for him! The variety of loans that are offered...
read more
Easy and streamlined communication.
Reply from Tony Umholtz
January 2nd, 2024 07:45 PM
Thank you for your 5 star review! We're glad you found the communication to be easy and streamlined. We strive to provide excellent service and your review motivates us to continue doing so. Congratulations on your home purchase!
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About
My name is Tony Umholtz and I have been working in the mortgage industry since 2002. I am committed to making your mortgage experience the best it can be with innovative, convenient services and helpful, knowledgeable people. My team and I offer many loan solutions including conventional, VA, FHA. We have low and no down payment options for medical professionals including doctors, pharmacists, dentists, and other health care workers. We also offer construction to permanent lending, and jumbo loans. Weather you are purchasing your first home, or your dream home we have the experience to help every step of the way. Call us today!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Medical Professional Mortgages
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Programs
Doctor Loans
FHA, VA, Conventional and Portfolio Loans
Single Family and Multi Family up to 4 units
Specialty loans for many occupations including Attorney, CPA, MDs, DOs, Dentist, Optometrists, Pharmacists, Veterinarians, Residents, Fellows, First Responder, Medical/Health Care Workers
First Time Homebuyer
Down Payment Assistance loans
Condo, Townhomes and Single Family properties
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Memberships
- University of South Florida Foundation Board Member
- Salvation Army Board of Directors
- Tampa Bay Builders Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 472329
- Licensed in 48 states (excluding HI and AK)
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Achievements
- First Horizon Elite Circle for Top Mortgage Production
- Scotsman Guide Top Originator
Hobbies
- Sports
- Spending time with family
- Travel
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Disclaimer
Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.