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Tony Umholtz
MORTGAGE MARKET MGR

My name is Tony Umholtz and I have been working in the mortgage industry since 2002. I am committed to making your mortgage experience the best it can be with innovative, convenient services and helpful, knowledgeable people. My team and ... Show More
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Great experience! Gail Daily was just phenomenal. She is well experienced and will take care of you every step of the way. She is honest and I never felt pressured with anything. She was always on top of things and responsive. We highly recommend...
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I was worried not knowing anything as a first time homebuyer. But Tony’s team especially Gail were very communicative and helpful. Gail went above and beyond in helping use secure our lovely home. She was willing to work with us even off office...
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Reply from Tony Umholtz
January 2nd, 2024 07:47 PM
We're thrilled to hear about your positive experience with Tony, Gail, and the rest of our team at First Horizon Bank. Your satisfaction and successful home buying experience are our top priorities, and it's wonderful to know we hit the mark...
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Aaron did a great job explaining everything to us and helping us get through this process. Thanks a lot!
Reply from Tony Umholtz
December 27th, 2023 02:40 PM
We are very pleased to hear about your positive experience. We always strive to provide the highest level of service and your recognition, especially the perfect rating, is appreciated. Thank you once again, Andres!
If I could give 0 stars, I would. This review is a bit late, but my husband and I worked with First Horizon earlier this year and were SO displeased, but were on a time crunch and it was too late to switch. Not once did I ever hear from Tony...
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If I could give 0 stars, I would. This review is a bit late, but my husband and I worked with First Horizon earlier this year and were SO displeased, but were on a time crunch and it was too late to switch. Not once did I ever hear from Tony...
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Great communication throughout the entire process
Reply from Tony Umholtz
December 11th, 2023 02:20 PM
We're delighted to hear that you have great feedback from working with Tony and the team. We strive to maintain clear and consistent communication with our clients and are so glad that was your experience. Your 5-star rating is greatly appreciated....
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Very smooth process, great customer service and follow-up by all members of the team.
Reply from Tony Umholtz
December 11th, 2023 02:08 PM
Thank you for your positive feedback, Stephanie. We are thrilled to hear that you had a smooth process with our team. We look forward to serving you again!
I did not really have any direct contact with Mr. Umholz. My contact was with Gail Daily primarily and I give Gail and EXCELLENT rating with 5 STARS! I also dealt with others, e.g. Cindy online and Vanessa at the Himes branch in Tampa and I...
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Reply from Tony Umholtz
December 5th, 2023 01:28 PM
Thank you for your feedback, Matthew. We're glad to hear that you had a great experience with First Horizon . We'll pass on your kind words to our team. Congratulations on your new home!
Gail was amazing. Her level of professionalism and customer service is second to none. Gail and her team went above and beyond and made this process a wonderful experience.
Reply from Tony Umholtz
November 21st, 2023 04:07 PM
We truly appreciate your 5-star review and for taking the time to recognize Gail and the team. We are proud of our team and the service they provide! Thank you for choosing First Horizon Bank, John. Enjoy your new home!
Gail Daily was there every step of the way with ideas and answered all of our questions and concerns. We initially tried to get a loan with our local bank and it was them asking all of the questions with no answers for us. When we plan on moving...
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Reply from Tony Umholtz
November 13th, 2023 01:23 PM
Thank you for your positive feedback, Sarah. Our team is always here to support our customers, and we're thrilled to hear that your experience with us was significantly better than your local bank. We look forward to assisting you again in...
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About
My name is Tony Umholtz and I have been working in the mortgage industry since 2002. I am committed to making your mortgage experience the best it can be with innovative, convenient services and helpful, knowledgeable people. My team and I offer many loan solutions including conventional, VA, FHA. We have low and no down payment options for medical professionals including doctors, pharmacists, dentists, and other health care workers. We also offer construction to permanent lending, and jumbo loans. Weather you are purchasing your first home, or your dream home we have the experience to help every step of the way. Call us today!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Medical Professional Mortgages
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Programs
Doctor Loans
FHA, VA, Conventional and Portfolio Loans
Single Family and Multi Family up to 4 units
Specialty loans for many occupations including Attorney, CPA, MDs, DOs, Dentist, Optometrists, Pharmacists, Veterinarians, Residents, Fellows, First Responder, Medical/Health Care Workers
First Time Homebuyer
Down Payment Assistance loans
Condo, Townhomes and Single Family properties
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Memberships
- University of South Florida Foundation Board Member
- Salvation Army Board of Directors
- Tampa Bay Builders Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 472329
- Licensed in 48 states (excluding HI and AK)
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Achievements
- First Horizon Elite Circle for Top Mortgage Production
- Scotsman Guide Top Originator
Hobbies
- Sports
- Spending time with family
- Travel
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Disclaimer
Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.