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Tony Umholtz
MORTGAGE MARKET MGR

My name is Tony Umholtz and I have been working in the mortgage industry since 2002. I am committed to making your mortgage experience the best it can be with innovative, convenient services and helpful, knowledgeable people. My team and ... Show More
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Reviews from Web
Straight to the point
Very flexible
Hands on
Solution driven company
Reply from Tony Umholtz
March 29th, 2024 03:37 PM
Thank you for your stellar review, Ian! We are thrilled to hear that you found your experience to be straightforward, flexible, and solution-oriented. We pride ourselves on our hands-on approach and are pleased to know that it resonated with...
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The closing process had many issues and hurdles. Incorrect interest rate on 3 forms (ARM disclosure Rate Rider and other Rate form) and large amount of missing paperwork. We had to have a 2nd notary come to our residence due to this issue and...
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Reply from Tony Umholtz
March 27th, 2024 08:24 PM
Thank you for taking the time to leave a review, Mohammed. We appreciate your honesty and are truly sorry for the inconvenience you encountered during the closing process. That is not the kind of experience we want our customers to have. We're...
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Gail made it great to work with
Reply from Tony Umholtz
March 27th, 2024 08:16 PM
I'm glad to hear that you had a great experience. Customer satisfaction is our top priority, and it's great to know that Gail exemplified this. Our team appreciates your 5-star rating. We look forward to serving you in the future!
My wife and I had a great experience. Communication was frequent and consistent, and we also felt like we had access to someone if we had questions.
Reply from Tony Umholtz
March 26th, 2024 02:11 PM
I'm delighted to hear that both you and your wife had a great experience. It's wonderful that our team's consistent communication met your expectations and you always had access to someone to answer your questions. We believe that open and...
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Tony Umholtz has received a review with 5 star rating from Darin G
Reply from Owner
July 3rd, 2024 12:12 PM
Thank you for taking the time to leave a rating, Darin. It's great to hear that our team was able to provide you with such a positive experience. Your 5-star rating is greatly appreciated and it motivates us to continue providing excellent...
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The mortgage people were awesome and super responsive over email. The thing that held back from 10 out of 10 was the first horizon banking people who where not responsive over email in setting up the accounts promptly and answering basic questions....
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Reply from Tony Umholtz
March 21st, 2024 12:40 PM
We're pleased to hear that you had a positive experience with our mortgage team. We apologize for any delay in response from our banking group. Your feedback is valuable and we appreciate your patience and kind understanding while our team...
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Tony and the whole team made the process simple and efficient. Highly recommend
Reply from Tony Umholtz
March 5th, 2024 02:31 PM
I'm so happy our team made your process simple and efficient, Joseph. It's great to know you had a positive experience. Your recommendation means a lot to us. Thank you for your 5-star review. We look forward to continuing to serve you!
There entire team at FH was 11/10. Very communicative and on top of every detail. Will definitely be using FH again in the future.
Reply from Tony Umholtz
March 5th, 2024 03:02 PM
Thank you for your kind words and excellent rating, Gabe! Your satisfaction is our priority, and it's great to know we are meeting that goal for our customers. We look forward to working with you in the future as well!
Made such a stressful process extremely easy and pleasant. Would recommend to anyone 100%! Also had the best loan options in the market.
Reply from Tony Umholtz
February 27th, 2024 07:31 PM
Thank you, Leslie, for your stellar review and recommendation! We strive to provide the best loan options in the market and it's great to know we hit the mark for you. Your satisfaction is our top priority. Thank you for choosing us!
When counting home purchases and refinances, I have quite a bit of experience with the mortgage application process. Tony's team at First Horizon provided the best experience I have had by far! I was able to upload documents and digitally sign...
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Reply from Tony Umholtz
July 3rd, 2024 12:12 PM
Thank you for your glowing review, Emily! We're thrilled to hear that you had a positive experience. We strive to provide a seamless and efficient process to all our customers. We're glad to hear that you were able to take full advantage of...
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About
My name is Tony Umholtz and I have been working in the mortgage industry since 2002. I am committed to making your mortgage experience the best it can be with innovative, convenient services and helpful, knowledgeable people. My team and I offer many loan solutions including conventional, VA, FHA. We have low and no down payment options for medical professionals including doctors, pharmacists, dentists, and other health care workers. We also offer construction to permanent lending, and jumbo loans. Weather you are purchasing your first home, or your dream home we have the experience to help every step of the way. Call us today!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Medical Professional Mortgages
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Programs
Doctor Loans
FHA, VA, Conventional and Portfolio Loans
Single Family and Multi Family up to 4 units
Specialty loans for many occupations including Attorney, CPA, MDs, DOs, Dentist, Optometrists, Pharmacists, Veterinarians, Residents, Fellows, First Responder, Medical/Health Care Workers
First Time Homebuyer
Down Payment Assistance loans
Condo, Townhomes and Single Family properties
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Memberships
- University of South Florida Foundation Board Member
- Salvation Army Board of Directors
- Tampa Bay Builders Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 472329
- Licensed in 48 states (excluding HI and AK)
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Achievements
- First Horizon Elite Circle for Top Mortgage Production
- Scotsman Guide Top Originator
Hobbies
- Sports
- Spending time with family
- Travel
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Disclaimer
Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.