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Tony Umholtz
MORTGAGE MARKET MGR
My name is Tony Umholtz and I have been working in the mortgage industry since 2002. I am committed to making your mortgage experience the best it can be with innovative, convenient services and helpful, knowledgeable people. My team and ... Show More
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Gail Daily was truly a delight to work with! She was super accessible, transparent, kind and attentive to our needs. I've reccomended her services to several other friends! And the fact that First Horizon's rates were lower than those from...
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Reply from Tony Umholtz
July 14th, 2025 02:30 PM
Thank you, Leonardo, for sharing your positive experience with us. We're delighted to hear that Gail was such a supportive presence during your home buying journey. Her accessibility and attentiveness define the high standards we strive for....
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This was the smoothest and best mortgage process I've experienced so far! Everyone was so nice and helpful as well!
Reply from Tony Umholtz
July 1st, 2025 12:01 PM
We work hard to make sure our clients have a smooth mortgage process and it makes our day to hear that you had that experience working with us! Your satisfaction is important to us, and we appreciate your positive feedback. Thank you for choosing...
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Everyone at First Horizon went above and beyond to help us during this transition. They are prompt, professional, and truly enjoyable to work with.
Reply from Tony Umholtz
July 1st, 2025 11:58 AM
It's great to hear that your experience with our team was so positive. Hearing that our team's prompt and professional service made your transition enjoyable is rewarding to us. We thank you for your kind words and for choosing us to assist...
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Tony Umholtz has received a review with 5 star rating from Ricky P
Reply from Owner
June 26th, 2025 01:32 PM
Thank you for your 5 star review. We are happy to hear you had a great experience with our team!
Aaron was an excellent point of contact and he was very accomodating. My last mortgage with a competing bank was nowhere near as pleasant or smooth as working with Aaron and your underwriting team.
Reply from Tony Umholtz
June 23rd, 2025 07:01 PM
Your satisfaction is very important to us and we are delighted to know that the process was smooth and accommodating, especially when compared to your previous experiences. We are thrilled to hear about your positive experience with our entire...
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Tony, thank you for getting me connected and taken care of so fast! I was in a time crunch and you made it happen. Thank you to everyone on your team who pushed to meet tight deadlines. I'm comfortable in my new home woohoo!
Reply from Tony Umholtz
June 23rd, 2025 06:57 PM
It's great to hear that our team was able to assist you so efficiently during your time crunch. Your satisfaction and comfort in your new home are our top priorities. Thank you for your kind words and for choosing us for your mortgage needs....
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Smooth process and very easy to track what was needed from us in the online portal. The staff we worked with was very responsive to our questions and kept us updated throughout the process.
Reply from Owner
June 20th, 2025 01:42 PM
Kyle Kidwell, Thank you for reaching out to us and sharing this! We are grateful for your support.
^Henley
Smooth process and very easy to track what was needed from us in the online portal. The staff we worked with was very responsive to our questions and kept us updated throughout the process.
Reply from Tony Umholtz
June 20th, 2025 01:39 PM
We are thrilled to hear about your smooth experience with the online portal and the responsiveness of our team. We are dedicated to providing excellent service, and your feedback is greatly appreciated. Thank you for choosing us for your needs....
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Good communication
Reply from Tony Umholtz
June 10th, 2025 09:03 PM
We strive to maintain clear and effective communication with our clients and it is great to know that was your experience working with our team. Thank you for your feedback and best wishes in your home!
smooth process.
Reply from Tony Umholtz
June 3rd, 2025 01:09 PM
We are pleased to hear that your experience was smooth. Your satisfaction is important to us, and we appreciate your feedback. It was great working with you and wish you the best of luck!
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About
My name is Tony Umholtz and I have been working in the mortgage industry since 2002. I am committed to making your mortgage experience the best it can be with innovative, convenient services and helpful, knowledgeable people. My team and I offer many loan solutions including conventional, VA, FHA. We have low and no down payment options for medical professionals including doctors, pharmacists, dentists, and other health care workers. We also offer construction to permanent lending, and jumbo loans. Weather you are purchasing your first home, or your dream home we have the experience to help every step of the way. Call us today!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Medical Professional Mortgages
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Programs
Doctor Loans
FHA, VA, Conventional and Portfolio Loans
Single Family and Multi Family up to 4 units
Specialty loans for many occupations including Attorney, CPA, MDs, DOs, Dentist, Optometrists, Pharmacists, Veterinarians, Residents, Fellows, First Responder, Medical/Health Care Workers
First Time Homebuyer
Down Payment Assistance loans
Condo, Townhomes and Single Family properties
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Memberships
- University of South Florida Foundation Board Member
- Salvation Army Board of Directors
- Tampa Bay Builders Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 472329
- Licensed in 48 states (excluding HI and AK)
Gallery
Achievements
- First Horizon Elite Circle for Top Mortgage Production
- Scotsman Guide Top Originator
Hobbies
- Sports
- Spending time with family
- Travel
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Disclaimer
Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.