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Tony Umholtz
MORTGAGE MARKET MGR

My name is Tony Umholtz and I have been working in the mortgage industry since 2002. I am committed to making your mortgage experience the best it can be with innovative, convenient services and helpful, knowledgeable people. My team and ... Show More
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Aaron Laprade, was exceptional throughout the entire process. Everything went smoothly from start to finish. He is an amazing and highly knowledgeable individual to work with. From day one, he guided me step by step, and whether it was day...
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Reply from Tony Umholtz
June 3rd, 2025 01:18 PM
We are thrilled to hear about your exceptional experience with Aaron Laprade. It's wonderful to know that his professionalism and expertise made the process seamless for you. We appreciate your trust in our entire team and thank you for your...
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Easiest mortgage process I have ever used, no complaints
Reply from Tony Umholtz
June 3rd, 2025 01:06 PM
We are so happy to hear that your mortgage process with us was the easiest you've experienced. Your satisfaction is our priority, and we appreciate your feedback. Thank you for choosing First Horizon Bank.
Incredibly positive experience with Tony Umholtz and his entire team. From their immediate availability to guidance during a tumultuous mortgage rate period, we are very fortunate to have them on our side. Highly recommend.
Reply from Tony Umholtz
June 3rd, 2025 01:05 PM
We are thrilled to hear about your incredibly positive experience with our team at First Horizon Bank. Your recommendation and satisfaction mean a great deal to us. Thank you for sharing your feedback, and we are pleased to have been able to...
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Application process was seamless. Tony & his team were always available to answer any questions. My wife and I were very happy with the service.
Reply from Tony Umholtz
May 16th, 2025 06:06 PM
We are thrilled to hear that you and your wife had a seamless application process with the team. Ensuring our clients feel supported and informed is a top priority, and your satisfaction is our reward. Thank you for your kind words and for...
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Everyone I worked with were very professional. Everything went very smoothly with my mortgage process.
Reply from Owner
May 16th, 2025 06:29 PM
K. M., we are so happy to hear about your experience! We value your feedback and make it our goal to deliver the best customer service possible. We have forwarded your comments to the appropriate contact for recognition.
Everyone I worked with were very professional. Everything went very smoothly with my mortgage process.
Reply from Tony Umholtz
May 16th, 2025 06:28 PM
Its great to hear that your mortgage process with our team went smoothly and professionally. We are dedicated to providing exceptional service, and your positive feedback is greatly appreciated. Thank you for choosing us for your mortgage needs....
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Aaron was super helpful with navigating the loan process. As a first time home-buyer, the Tony Umholtz group made the loan process easy to navigate.
Reply from Tony Umholtz
May 13th, 2025 02:59 PM
We are pleased to hear that Aaron was able to assist you effectively during your loan process. It's wonderful to know that the team made your experience as a first-time home-buyer easy to navigate. Your satisfaction is important to us, and...
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Tony Umholtz has received a review with 4 star rating from Kelly O
Reply from Owner
May 14th, 2025 01:11 PM
We appreciate your feedback and are glad to hear about your positive experience with our team. Your satisfaction is important to us. If there's anything further we can assist with or improve upon, please feel free to let us know. Thank you...
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Aaron was a great communicator and helped navigate the tricky parts or of the Process
Reply from Tony Umholtz
May 14th, 2025 01:19 PM
We appreciate your feedback and are glad to hear about your positive experience with our team during the tricky parts of the process. Your satisfaction is important to us. If there's anything further we can assist with or improve upon, please...
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Efficiency and speed to get stuff done
Reply from Tony Umholtz
May 5th, 2025 09:19 PM
We are thrilled to hear that you appreciated the efficiency and speed of the service provided by our team. We work hard to make sure you have a good experience and glad we accomplished that without sacrificing the service you received. Thank...
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About
My name is Tony Umholtz and I have been working in the mortgage industry since 2002. I am committed to making your mortgage experience the best it can be with innovative, convenient services and helpful, knowledgeable people. My team and I offer many loan solutions including conventional, VA, FHA. We have low and no down payment options for medical professionals including doctors, pharmacists, dentists, and other health care workers. We also offer construction to permanent lending, and jumbo loans. Weather you are purchasing your first home, or your dream home we have the experience to help every step of the way. Call us today!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Medical Professional Mortgages
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Programs
Doctor Loans
FHA, VA, Conventional and Portfolio Loans
Single Family and Multi Family up to 4 units
Specialty loans for many occupations including Attorney, CPA, MDs, DOs, Dentist, Optometrists, Pharmacists, Veterinarians, Residents, Fellows, First Responder, Medical/Health Care Workers
First Time Homebuyer
Down Payment Assistance loans
Condo, Townhomes and Single Family properties
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Memberships
- University of South Florida Foundation Board Member
- Salvation Army Board of Directors
- Tampa Bay Builders Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 472329
- Licensed in 48 states (excluding HI and AK)
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Achievements
- First Horizon Elite Circle for Top Mortgage Production
- Scotsman Guide Top Originator
Hobbies
- Sports
- Spending time with family
- Travel
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Disclaimer
Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.