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Tony Umholtz
MORTGAGE MARKET MGR

My name is Tony Umholtz and I have been working in the mortgage industry since 2002. I am committed to making your mortgage experience the best it can be with innovative, convenient services and helpful, knowledgeable people. My team and ... Show More
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Reviews from Web
I really appreciate all that Tony Umholtz, Aaron LaPrade, and Cindy Bishop provided throughout the loan process.I was very impressed with the following:• Answered all my questions and provided guidance throughout the entire loan process• Ability...
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Reply from Owner
August 26th, 2025 07:05 PM
Barbara, Thank you for reaching out to us. Satisfaction is a top priority here at First Horizon. We value your feedback and make it our goal to deliver the best customer service possible. We have forwarded your comments to the appropriate department...
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I really appreciate all that Tony Umholtz, Aaron LaPrade, and Cindy Bishop provided throughout the loan process.I was very impressed with the following:· Answered all my questions and provided guidance throughout the entire loan process· Ability...
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Reply from Tony Umholtz
August 29th, 2025 01:46 PM
Thank you, Barbara, for your thoughtful review. We're delighted to hear about your positive experience with Tony, Aaron, and Cindy. It's great to know that their professionalism and commitment to answering your questions contributed to a seamless...
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Tony Umholtz has received a review with 5 star rating from Jarren S
Reply from Owner
August 5th, 2025 07:54 PM
Jarren, thank you for reaching out to us. Satisfaction is a top priority here at First Horizon. We value your feedback and make it our goal to deliver the best customer service possible. We are so happy to hear you are happy with First Horizon!...
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Absolutely loved working with the team
Reply from Tony Umholtz
August 8th, 2025 04:02 PM
Jarren, thank you for reaching out to us. Satisfaction is a top priority here at First Horizon. We value your feedback and make it our goal to deliver the best customer service possible. We are so happy to hear you are happy with our team....
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Terra, Cindy, Barbara and Cosette
Reply from Tony Umholtz
August 5th, 2025 01:19 PM
Thank you, Patrice, for your review. We're thrilled to hear you mention Terra, Cindy, Barbara, and Cosette. We're happy to hear that they've provided you with a 5 star experience. Should you require any further assistance, please don't hesitate...
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The communication was excellent throughout the process
Reply from Tony Umholtz
July 28th, 2025 05:00 PM
Thank you, Matthew, for sharing your experience. We're pleased to hear that the communication throughout the process was excellent! Ensuring clear and consistent communication is a priority for us, and we're glad to see it made a difference....
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Tony and his loan team are incredible. They are organized , kind, helpful, and incredibly knowledgeable. We are so grateful for their service and helping us obtain our dream home.
Reply from Owner
February 24th, 2026 04:42 PM
Summer, we're grateful for your wonderful feedback. It's great to know that their organization, kindness, and expertise played a role in helping you secure your dream home. If there's anything more we can do for you, please feel free to reach...
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The loan team was too notch . Gail, Cindy , and Ana are the dream team. They worked together seamlessly and their communication was excellent. We are so grateful for their service .
Reply from Tony Umholtz
July 24th, 2025 04:35 PM
Thank you, Summer, for recognizing the efforts of Gail, Cindy, and Ana. We're delighted to hear that their seamless teamwork and excellent communication made such a positive impact on your experience. Your gratitude means a lot to us, and we're...
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Second loan with Tony & his team - Highly recommend!
Reply from Tony Umholtz
July 14th, 2025 02:28 PM
Thank you for trusting our team with your loan needs once again. We're pleased to know that you continue to have such a positive experience with us. Your recommendation means a lot to us, and we're grateful for your ongoing trust. If there's...
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Everything
Reply from Tony Umholtz
July 14th, 2025 02:29 PM
Thank you, Christopher, for taking the time to leave a review. We appreciate the perfect rating and are glad to know that your experience was a positive one. If you need further assistance, we're always here to help. Feel free to reach out...
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About
My name is Tony Umholtz and I have been working in the mortgage industry since 2002. I am committed to making your mortgage experience the best it can be with innovative, convenient services and helpful, knowledgeable people. My team and I offer many loan solutions including conventional, VA, FHA. We have low and no down payment options for medical professionals including doctors, pharmacists, dentists, and other health care workers. We also offer construction to permanent lending, and jumbo loans. Weather you are purchasing your first home, or your dream home we have the experience to help every step of the way. Call us today!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Medical Professional Mortgages
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Programs
Doctor Loans
FHA, VA, Conventional and Portfolio Loans
Single Family and Multi Family up to 4 units
Specialty loans for many occupations including Attorney, CPA, MDs, DOs, Dentist, Optometrists, Pharmacists, Veterinarians, Residents, Fellows, First Responder, Medical/Health Care Workers
First Time Homebuyer
Down Payment Assistance loans
Condo, Townhomes and Single Family properties
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Memberships
- University of South Florida Foundation Board Member
- Salvation Army Board of Directors
- Tampa Bay Builders Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 472329
- Licensed in 48 states (excluding HI and AK)
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Achievements
- First Horizon Elite Circle for Top Mortgage Production
- Scotsman Guide Top Originator
Hobbies
- Sports
- Spending time with family
- Travel
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Disclaimer
Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.