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Tony Umholtz
MORTGAGE MARKET MGR

My name is Tony Umholtz and I have been working in the mortgage industry since 2002. I am committed to making your mortgage experience the best it can be with innovative, convenient services and helpful, knowledgeable people. My team and ... Show More
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Tony Umholtz has received a review with 5 star rating from Evan D
Reply from Owner
November 28th, 2025 01:53 PM
We appreciate your 5-star rating, Evan. Thank you for letting us know how we're doing! If you need any assistance, please feel free to reach out.
Thank you to Tony and his team for his outstanding communication and helping us obtain our mortgage.
Reply from Tony Umholtz
December 8th, 2025 08:49 PM
Evan, we appreciate your kind words. We're glad to hear that we were able to assist you effectively with your mortgage needs. Clear communication is something we strive for, and it's rewarding to know it made a difference for you. If there's...
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Great communication from Tony"s team - we worked with Cindy Bishop and also with Cosette Cruz
Reply from Tony Umholtz
November 3rd, 2025 05:17 PM
We're grateful for your positive feedback, Abigail. It's wonderful to hear that our team, including Cindy and Cosette, provided great communication during your experience. If you have any more questions or need further assistance, please feel...
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Tony Umholtz has received a review with 5 star rating from Thomas D
Reply from Owner
November 3rd, 2025 05:13 PM
It's great to hear about your positive experience with our team. We're delighted to know that everything went smoothly for you. If you need any further assistance, please feel free to contact us.
Tony and his team were very knowledgeable and extremely easy to work with. Everyone on the team was very responsive and always pleasant. We have nothing but good things to say!
Reply from Tony Umholtz
November 3rd, 2025 05:13 PM
It's great to hear about your positive experience with our team. Your kind words are appreciated, and we're delighted to know that everything went smoothly for you. If you need any further assistance, please feel free to contact us.
Absolutely, here’s a heartfelt review that captures the essence of a great experience with First Horizon and Tony Umholtz in the mortgage loan processing journey:---I recently had the pleasure of working with Tony Umholtz and the team at First...
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Reply from Tony Umholtz
October 6th, 2025 05:52 PM
We're glad to hear about your positive experience with our team. We are committed to ensuring a smooth mortgage process while offering personal attention to meet individual needs. Thank you for recommending us and for trusting First Horizon...
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Tony and his team took care of everything. The systems are user-friendly. The entire process was a pleasure!
Reply from Tony Umholtz
September 23rd, 2025 05:33 PM
It's great to hear that we provided you with a seamless experience. We're glad the user-friendly systems contributed to making the process a pleasure for you. If you need any further assistance or have questions, please feel free to reach out...
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Tony Umholtz has received a review with 5 star rating from Paras P
Reply from Owner
September 9th, 2025 02:05 PM
It's great to know that our team made the process easy for you, Paras. We appreciate your special mention of Aaron, Cindy, and Cossette. Their dedication to helping our clients is something we value greatly. If you need any further assistance,...
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Team made a process very easy!! Speacial Thanks to Aaron, cindy and Cossetta.
Reply from Tony Umholtz
September 9th, 2025 02:04 PM
It's great to know that our team made the process easy for you, Paras. We appreciate your special mention of Aaron, Cindy, and Cossette. Their dedication to helping our clients is something we value greatly. If you need any further assistance,...
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Have used and trust this team several times
Reply from Tony Umholtz
September 9th, 2025 02:05 PM
We appreciate your continued trust and support. Knowing that you have chosen to work with our team multiple times is invaluable to us. If there is anything further we can assist you with, please feel free to reach out.
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About
My name is Tony Umholtz and I have been working in the mortgage industry since 2002. I am committed to making your mortgage experience the best it can be with innovative, convenient services and helpful, knowledgeable people. My team and I offer many loan solutions including conventional, VA, FHA. We have low and no down payment options for medical professionals including doctors, pharmacists, dentists, and other health care workers. We also offer construction to permanent lending, and jumbo loans. Weather you are purchasing your first home, or your dream home we have the experience to help every step of the way. Call us today!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Medical Professional Mortgages
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Programs
Doctor Loans
FHA, VA, Conventional and Portfolio Loans
Single Family and Multi Family up to 4 units
Specialty loans for many occupations including Attorney, CPA, MDs, DOs, Dentist, Optometrists, Pharmacists, Veterinarians, Residents, Fellows, First Responder, Medical/Health Care Workers
First Time Homebuyer
Down Payment Assistance loans
Condo, Townhomes and Single Family properties
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Memberships
- University of South Florida Foundation Board Member
- Salvation Army Board of Directors
- Tampa Bay Builders Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 472329
- Licensed in 48 states (excluding HI and AK)
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Achievements
- First Horizon Elite Circle for Top Mortgage Production
- Scotsman Guide Top Originator
Hobbies
- Sports
- Spending time with family
- Travel
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Disclaimer
Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.