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Tony Umholtz - MORTGAGE MARKET MGR in Tampa, FL
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Tony Umholtz

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MORTGAGE MARKET MGR

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My name is Tony Umholtz and I have been working in the mortgage industry since 2002. I am committed to making your mortgage experience the best it can be with innovative, convenient services and helpful, knowledgeable people. My team and ... Show More
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5 Star
89%
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7%
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Reviews from Web
  • Encompass
    S
    Stephen L
    Federal Way, WA
    Posted on January 23rd, 2026 08:54 PM
    Thank you for the amazing experience for your services! Shout out to Gail and Cindy, who have been most pleasant to work with, as well as being very responsive and extremely helpful in answer all of our questions. Top marks all around! Would...
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    Reply from Tony Umholtz
    February 6th, 2026 07:04 PM
    It's great to hear about your positive experience, Stephen. We appreciate your kind words regarding Gail and Cindy, and we're glad their responsiveness and helpfulness stood out to you. Your willingness to do business with us again is truly...
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  • Encompass
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    Janet U
    Trinity, FL
    Posted on January 13th, 2026 01:33 PM
    Process for credit card pay offs was ridiculous
    Reply from Tony Umholtz
    January 14th, 2026 03:35 PM
    We appreciate you sharing your experience with us, Janet. We are sorry the process for credit card payoffs felt challenging and am glad to know that despite that hiccup, your experience was 5 star. Your feedback is important to us and we will...
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    Robert U
    Posted on January 13th, 2026 12:10 AM
    Tony Umholtz has received a review with 5 star rating from Robert U
    Reply from Owner
    January 13th, 2026 01:02 PM
    Robert, We appreciate the feedback of your experience. Please don't hesitate to reach out to us if you have questions or concerns. Thank you for banking with First Horizon! ^Ken
  • Encompass
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    Robert U
    Trinity, FL
    Posted on January 13th, 2026 12:09 AM
    Constant communication with us
    Reply from Tony Umholtz
    January 14th, 2026 03:36 PM
    We appreciate your feedback, Robert. It's encouraging to know that our efforts to maintain constant communication made a positive impression on your experience with us. Should you have any more questions or require further assistance, feel...
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    Joe S
    Posted on December 22nd, 2025 01:19 PM
    Fantastic experience and would highly recommend the team!
    Reply from Owner
    December 22nd, 2025 05:55 PM
    Joe Sosa, Thank you for reaching out to us! We are so glad to hear of your experience. Please don't hesitate to reach out to us if you have questions or concerns. Thank you for banking with First Horizon! ^Ken
  • Encompass
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    Joseph S
    Cumming, GA
    Posted on December 22nd, 2025 01:18 PM
    Gail, Cosette and Cindy were very responsive and thorough, and nice to work with!
    Reply from Tony Umholtz
    December 30th, 2025 01:23 PM
    We appreciate your review, Joseph. Friendly and efficient service is something we strive for, and we're glad to see it's resonated with you. If you need any further assistance, please feel free to get in touch with us.
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    Joseph D J
    Spring Hill, FL
    Posted on December 10th, 2025 05:29 PM
    They made the home buying process a breeze!
    Reply from Tony Umholtz
    December 12th, 2025 05:59 PM
    Joseph, we're glad to know that the home buying process went smoothly for you. Making sure everything is as straightforward as possible is important to us. If there’s anything else you need, feel free to reach out. Congratulations on your new...
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  • google
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    Clay H
    Posted on December 8th, 2025 01:15 PM
    Tony Umholtz has received a review with 5 star rating from Clay H
    Reply from Owner
    December 12th, 2025 06:00 PM
    We appreciate your high rating, Clay. Thank you for your support of our team!
  • Encompass
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    Clayton M H
    Tampa, FL
    Posted on December 8th, 2025 01:14 PM
    Tony , Cindy and Ivette were professional and responsive throughou the application and closing process I have already recommended First Horizon to friend .
    Reply from Tony Umholtz
    December 8th, 2025 08:48 PM
    We appreciate you highlighting the professionalism and responsiveness of the team throughout your application and closing process. It's encouraging to know that we have earned your trust and recommendation to friends. If there's anything more...
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  • Encompass
    K
    Kenneth A H
    Westminster, CO
    Posted on December 4th, 2025 10:53 PM
    Gail and Cindy were super easy to work with. highly responsive and communicative, answering all my questions and making sure the refinance worked for my situation
    Reply from Tony Umholtz
    December 8th, 2025 08:47 PM
    Thank you, we appreciate your positive feedback. It's great to know that we provided such responsive and communicative service, ensuring the refinance process suited your needs. If there's anything more we can assist you with, feel free to...
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  • 81–90 of 459
    About
    My name is Tony Umholtz and I have been working in the mortgage industry since 2002. I am committed to making your mortgage experience the best it can be with innovative, convenient services and helpful, knowledgeable people. My team and I offer many loan solutions including conventional, VA, FHA. We have low and no down payment options for medical professionals including doctors, pharmacists, dentists, and other health care workers. We also offer construction to permanent lending, and jumbo loans. Weather you are purchasing your first home, or your dream home we have the experience to help every step of the way. Call us today!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Medical Professional Mortgages
    DSCR Loans
    Self-Employed Mortgages
    Cash-Out Refinances
    Bank Statement Mortgages
    Specialities
    Residential Mortgage Programs
    Doctor Loans
    FHA, VA, Conventional and Portfolio Loans
    Single Family and Multi Family up to 4 units
    Specialty loans for many occupations including Attorney, CPA, MDs, DOs, Dentist, Optometrists, Pharmacists, Veterinarians, Residents, Fellows, First Responder, Medical/Health Care Workers
    First Time Homebuyer
    Down Payment Assistance loans
    Condo, Townhomes and Single Family properties
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    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Memberships
    • University of South Florida Foundation Board Member
    • Salvation Army Board of Directors
    • Tampa Bay Builders Association
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    Addresses and Serving Areas

    Year Started

    2002

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 472329
    • Licensed in 48 states (excluding HI and AK)
    Gallery
    Tony Umholtz - Gallery Photo
    Tony Umholtz - Gallery Photo
    Tony Umholtz - Gallery Photo
    Achievements
    • First Horizon Elite Circle for Top Mortgage Production
    • Scotsman Guide Top Originator
    Hobbies
    • Sports
    • Spending time with family
    • Travel
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    Disclaimer
    Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.