Tommy Gainer - AnnieMac Home Mortgage
Regional Vice President of Retail Sales | NMLS# 20...
Tommy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout... Show More
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Business Hours
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9 AM to 5 PM
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closed
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closed
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Tommy Gainer
Reply from Tommy Gainer
July 30th, 2025 07:54 PM
Thank you Mary, as always I appreciate you and love working with you!!!
Tommy was amazing to work with! From making offer to closing was less than 2 weeks!! He got me financing when I thought it was going to be impossible! I suggest if you are looking to purchase a home or refinance, use Tommy!!!
Reply from Tommy Gainer, Loan Officer - NMLS# ...
July 30th, 2025 07:56 PM
Thank you Shawn!!! you were so awesome to work with being super expedient with providing your documents and just responsive any time needed!!! you get 5 Stars too!!!
Tommy and his team were on top of it from the start. Friendly, knowledgeable, and always available. They handled every issue from start to finish like true professionals. Great experience!
Your knowledge, as well as any team member, we have spoken to in navigating this process really made it a pleasure to do this refinance. Your office has been HUGE in communication as well and that is so important to us.
Tommy was a pleasure working with, he always goes above and beyond for his borrowers and keeps his promises. I would refer him to anyone needing a loan!
Qualities that matter to me: Professional, Knowledeable, Expertise, Caring. Mr. Gainer has it all. I am with Bank of America for decades and within 5 minutes I knew I found what I needed in him. He exceeded all expectations with excellent service...
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Tommy Gainer is a fantastic lender and he goes above and beyond to ensure things go smoothly and to get his customer the best deal. I had a pretty complex loan and he was able to figure it out and get it done when others couldn't. I can't believe...
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They amazing as usual! This is my second time buying a home and i used them both times. Ricky goes above and beyond in explaining the process! They come highly recommended!
Tommy actually cares and will go the extra mile for you if needed, valuable person! He shows professionalism and completeness. He has a full knowledge of the housing market.
Tommy is awesome!! I was going back and forth with either selling my home or refinancing it. Tommy did not get impatience. He was there with me through the whole entire Refinancing and has a great personality. He approved me even-though so...
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About
Tommy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Tommy is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Home Loans, Conventional, FHA, VA, USDA, Bond Loans, DSCR, Bank Statement, 1099, HELOCs, HELOANs
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1992
Time Zone
Eastern Standard Time (EST)
Licenses
- 208419
Achievements
- Multi year President's club achiever.
Hobbies
- Boating, Wakeboarding, Water Skiing,
- Weight Lifting
- Snow Skiing, Eating (I'm a foodie)
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Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.