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Tommy Gainer - AnnieMac Home Mortgage - Regional Vice President of Retail Sales | NMLS# 208419 in Apollo Beach, FL

Tommy Gainer - AnnieMac Home Mortgage

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Regional Vice President of Retail Sales | NMLS# 20...

AnnieMac Home Mortgage+2
AnnieMac Home Mortgage
Tommy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout... Show More
Mortgage
Mortgage Loan Officer
AnnieMac Home Mortgage
Contact Info
(813) 918-1620
Apollo Beach, FL
https://annie-mac.com/lo/tommygainer/
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    M
    Myn-Yon N
    Bartow, FL
    Posted on October 28th, 2025 11:56 PM
    Working with Tommy was the best. He kept me informed through the process and made sure I understood everything
    Reply from Tommy Gainer - AnnieMac Home Mortga...
    October 31st, 2025 07:20 PM
    It was amazing working with you!! You were super prompt to get us what we needed and just fun & a joy to work with in general!! You are a testament to the Cash2Keys- Buy Now, Sell Later program . I'm so happy together we all made this happen....
    read more
  • RequestAReview
    T
    Tammy S
    Lakeland, Florida
    Posted on October 9th, 2025 11:52 PM
    Exceptional Lender – Highly Recommend!Working with Tomny through the Cash2Keys program was an absolute game-changer! The communication was excellent from start to finish — clear, timely, and professional every step of the way. He worked quickly,...
    read more
    Reply from Tommy Gainer - AnnieMac Home Mortga...
    October 10th, 2025 02:28 PM
    Wow!! Thank you Tammy!! It was a pleasure working with you! You were a key ingredient in keeping it all together- Normally when a contract contingent on the sale of an existing home goes sideways because that sale fell through, everyone gets...
    read more
  • Encompass
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    Duston H
    St. Petersburg, FL
    Posted on September 5th, 2025 05:22 PM
    Tommy is an excellent partner and knows real estate extremely well. He follows up with what he says he will do, is creative, and very responsive. At the end of the day, he makes things happen and makes you feel confident along the way. Will...
    read more
    Reply from Tommy Gainer - AnnieMac Home Mortga...
    September 18th, 2025 06:15 PM
    Thank you for sharing your thoughts, Duston. You did the heavy lifting making things work... Thank you for being a repeat client!
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    Joshua M
    Posted on September 3rd, 2025 01:37 PM
    Tommy and his team are very professional, knowledgeable and eager to help. Even before the refinance, Tommy was able to recommend ways to quickly improve our credit scores that improved the terms of our loan.
    Reply from Owner
    September 18th, 2025 06:11 PM
    Thank you for the kind words Josh!!
  • Encompass
    J
    Joshua C M
    Saint Petersburg, FL
    Posted on September 2nd, 2025 01:18 PM
    Tommy knows his stuff .
    Reply from Tommy Gainer - AnnieMac Home Mortga...
    September 12th, 2025 01:18 PM
    I appreciate your kind words, Joshua. It's gratifying to know that my expertise made a positive impact. If you have any more questions or need further assistance, I'm here to help. Thank you!
  • Encompass
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    Brandon G
    Dade City, FL
    Posted on August 19th, 2025 07:32 PM
    Tommy made the experience of Home buying feel the way it should for a first time homebuyer like myself. From beginning to end, he had nothing but positivity that made us feel at ease during such a stressful time. we had a very tight window...
    read more
    Reply from Tommy Gainer - AnnieMac Home Mortga...
    August 19th, 2025 08:00 PM
    Thank you Brandon!! You and Kallin were wonderful to work with... plus you were "Johnny on the spot" for anything needed! I'm so happy for your family!
  • Encompass
    A
    Amy B G
    Zephyrhills, FL
    Posted on August 19th, 2025 07:28 PM
    I had an excellent experience working with Tommy. From start to finish, his communication was outstanding—always keeping me updated and quick to respond to any questions I had. The customer service is always top-notch, making the entire process...
    read more
    Reply from Tommy Gainer - AnnieMac Home Mortga...
    August 19th, 2025 07:58 PM
    Thank you!!! We make a Great team!
  • Encompass
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    Nathan R G
    Zephyrhills, FL
    Posted on August 19th, 2025 11:18 AM
    is very knowledgeable, resourceful, and more than willing to go above and beyond to assist his clients. I would recommend him to anyone, including my parents and other family members. Truly excellent service!
    Reply from Tommy Gainer - AnnieMac Home Mortga...
    August 19th, 2025 07:57 PM
    Thank you Nate, I'm very happy to have you in the family now :-)
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    Andrew L
    Tampa, FL
    Posted on August 18th, 2025 12:09 PM
    Tommy is the best to work with!
    Reply from Tommy Gainer - AnnieMac Home Mortga...
    August 19th, 2025 07:56 PM
    Thank you Andrew!!! It was an amazing experience!
  • Encompass
    R
    Roberta J C
    Daytona Beach, FL
    Posted on July 29th, 2025 05:29 PM
    Working with my area Manager made completing my task in a very organized and consistent manner
    Reply from Tommy Gainer - AnnieMac Home Mortga...
    July 30th, 2025 07:53 PM
    Thank you so much Bobbi, it was a pleasure working with you again!!!
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    About
    Tommy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Tommy is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    Home Loans, Conventional, FHA, VA, USDA, Bond Loans, DSCR, Bank Statement, 1099, HELOCs, HELOANs
    What is the Search Rank Score®?
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    Memberships
    • NMLS
    Addresses and Serving Areas

    Year Started

    1992

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • 208419
    Achievements
    • Multi year President's club achiever.
    Hobbies
    • Boating, Wakeboarding, Water Skiing,
    • Weight Lifting
    • Snow Skiing, Eating (I'm a foodie)
      • View All
    Disclaimer

    ©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.