Tommy Gainer - AnnieMac Home Mortgage
Area Manager | NMLS# 208419
Tommy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Tommy went above and beyond and really made the process seamless. We even closed early! I really appreciated Tommy's expertise and willingness to break everything down. No question too silly. Thanks Tommy!
Reply from Tommy Gainer - AnnieMac Home Mortga...
July 20th, 2026 09:24 PM
you are so welcome Katie!!! You helped make it so smooth with your quickness to respond to anything needed. It was a pleasure!
Tommy is an exceptional lender and a true problem solver. He is knowledgeable, responsive, creative, and always willing to go the extra mile to keep a difficult transaction moving toward closing. When others say a deal cannot be done, Tommy...
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Reply from Tommy Gainer - AnnieMac Home Mortga...
July 16th, 2026 09:28 PM
Thank you so much Mike!! You're an amazing business partner and Teamwork is the key!
Tommy is very knowledgeable about down payment assistance programs which is the reason I chose him. His skills far exceed anyone else I've encountered. I did what he said and had enough funds for closing. He put the deal together so well I...
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Reply from Tommy Gainer
July 16th, 2026 09:29 PM
Thank you Amy!! You were awesome to work with and I'm very excited for you!! Enjoy your home!
Tommy is exceptional! Always quick to answer or return calls, even when he's not at his office. He's thorough, proactive, and calm - giving me and referred clients a reassuring feeling. I'd refer Tommy to any client.
Reply from Tommy Gainer
July 13th, 2026 04:33 PM
I really appreciate the feedback and am looking forward to working with you again.
Tommy made the experience great, the communicated within coming contact with us throughout the process.
Reply from Tommy Gainer - AnnieMac Home Mortga...
July 1st, 2026 02:48 PM
Thank you Jon!! It was my pleasure and you were amazing to work with!
Tommy was great. Easy to talk with, always made himself available and explained everything clearly. Thanks again!
Reply from Tommy Gainer - AnnieMac Home Mortga...
May 21st, 2026 04:46 PM
Thank you Chad!! it was a joy working with you and I'm super excited for you!! Home Ownership Rocks!
knows his stuff! He's been in the industry a very long time. He knows all the ins and outs and all the different steps like the back of his hand. Tommy had great communication throughout the process always kept everybody in the loop and had...
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Reply from Tommy Gainer - AnnieMac Home Mortga...
May 15th, 2026 06:05 PM
Thank you Rafael! it was a pleasure working with you and making Chad & Pam's dreams come together!
Working with Tommy was a great experience! Communication was always quick, clear, and easy to understand—no guessing, no chasing updates. We made it to clear to close in under three weeks, which honestly felt kind of seamless. Everything was...
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Reply from Tommy Gainer - AnnieMac Home Mortga...
May 5th, 2026 08:28 PM
Thank you Stephany!!! Your promptness with the process made it smooth- Team Work!!
Everything was handled efficiently with a helpful friendly professional way. We were very pleased with our experience.
Reply from Owner
May 1st, 2026 07:00 PM
Thank you Kitty,!! it was awesome working with you again!
Things were handled efficiently and always with a helpful through way.
Reply from Tommy Gainer - AnnieMac Home Mortga...
May 1st, 2026 07:01 PM
Thank you!!! your promptness with documentation was the key!!
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About
Tommy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Tommy is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Home Loans, Conventional, FHA, VA, USDA, Bond Loans, DSCR, Bank Statement, 1099, HELOCs, HELOANs
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1992
Time Zone
Eastern Standard Time (EST)
Licenses
- 208419
Achievements
- Multi year President's club achiever.
Hobbies
- Boating, Wakeboarding, Water Skiing,
- Weight Lifting
- Snow Skiing, Eating (I'm a foodie)
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Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.