Tommy Gainer - AnnieMac Home Mortgage
Area Manager | NMLS# 208419
Tommy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout...... Show More
Location & Business Hours
Friday
9:00 AM to 5:00 PM
Saturday
closed
Sunday
closed
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Reviews from Web
Tommy was great. Easy to talk with, always made himself available and explained everything clearly. Thanks again!
Reply from Tommy Gainer - AnnieMac Home Mortga...
May 21st, 2026 04:46 PM
Thank you Chad!! it was a joy working with you and I'm super excited for you!! Home Ownership Rocks!
knows his stuff! He's been in the industry a very long time. He knows all the ins and outs and all the different steps like the back of his hand. Tommy had great communication throughout the process always kept everybody in the loop and had...
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Reply from Tommy Gainer - AnnieMac Home Mortga...
May 15th, 2026 06:05 PM
Thank you Rafael! it was a pleasure working with you and making Chad & Pam's dreams come together!
Working with Tommy was a great experience! Communication was always quick, clear, and easy to understand—no guessing, no chasing updates. We made it to clear to close in under three weeks, which honestly felt kind of seamless. Everything was...
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Reply from Tommy Gainer - AnnieMac Home Mortga...
May 5th, 2026 08:28 PM
Thank you Stephany!!! Your promptness with the process made it smooth- Team Work!!
Everything was handled efficiently with a helpful friendly professional way. We were very pleased with our experience.
Reply from Owner
May 1st, 2026 07:00 PM
Thank you Kitty,!! it was awesome working with you again!
Things were handled efficiently and always with a helpful through way.
Reply from Tommy Gainer - AnnieMac Home Mortga...
May 1st, 2026 07:01 PM
Thank you!!! your promptness with documentation was the key!!
keep up informed through the process
Reply from Tommy Gainer
May 1st, 2026 07:01 PM
Thank you Dan!! It was great to get to work with you again!
Tommy Gainer - AnnieMac Home Mortgage has received a review with 5 star rating from Poetic J F G M P
Reply from Owner
May 1st, 2026 07:01 PM
Thank you so much!!!
Tommy went beyond the basic customer service experience. He answered all of my questions, and responded to my phone calls and emails on time.
Reply from Tommy Gainer - AnnieMac Home Mortga...
April 21st, 2026 04:39 PM
Thank you Estelle, you were a joy to work with... always prompt and just overall wonderful. I'm so excited for you now being a homeowner!!
The way my clients were treated.
Reply from Tommy Gainer - AnnieMac Home Mortga...
April 20th, 2026 03:40 PM
Thank you Rod!! We all (you, Estelle and us) made a great team!!
Tommy and his team were fantastic. Always available for inquiries and they had a sense of urgency that I really appreciated. Tommy took the time to provide explanations for me as a 1st time home buyer that allowed me to fully understand each...
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Reply from Owner
May 1st, 2026 07:02 PM
Thank you Trysta, it was wonderful working with you... you were awesome at providing what was needed quickly so it could be so smooth!
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About
Tommy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Tommy is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Home Loans, Conventional, FHA, VA, USDA, Bond Loans, DSCR, Bank Statement, 1099, HELOCs, HELOANs
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Memberships
- NMLS
Addresses and Serving Areas
Year Started
1992
Time Zone
Eastern Standard Time (EST)
Licenses
- 208419
Achievements
- Multi year President's club achiever.
Hobbies
- Boating, Wakeboarding, Water Skiing,
- Weight Lifting
- Snow Skiing, Eating (I'm a foodie)
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Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.