Tommy Gainer - AnnieMac Home Mortgage
Regional Vice President of Retail Sales | NMLS# 20...
Tommy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Tommy did a great job with helping us through our home buying process, I would highly recommend his services!
Reply from Tommy Gainer - AnnieMac Home Mortga...
October 2nd, 2026 02:27 PM
You are awesome Spencer,, it was my pleasure and it was great to get to work with you! And Congratulations!!
Easy to talk to, and very understanding. quick and responsive when answering questions .
Reply from Tommy Gainer - AnnieMac Home Mortga...
September 29th, 2026 07:22 PM
Thank you Lucas, you were awesome to work with!!!
Tommy made this process so easy and smooth for us, he was there to help and answer all and any questions we had! Super helpful, and super kind!
Reply from Tommy Gainer
September 29th, 2026 07:23 PM
Thank you Mackenzie!!! It was a pleasure and Congratulations!!!
the Team at Annie Mac made things as thorough and easy as possible along with being being available and helpful along the entire way I couldn't have picked a better team
Reply from Tommy Gainer - AnnieMac Home Mortga...
September 24th, 2026 02:27 PM
I'm pleased to hear that you found the team at AnnieMac Home Mortgage thorough and helpful, Justin. It means a lot to know that we could make the process as easy as possible for you. Thank you for your kind words and trust.
Tommy went above and beyond and really made the process seamless. We even closed early! I really appreciated Tommy's expertise and willingness to break everything down. No question too silly. Thanks Tommy!
Reply from Tommy Gainer - AnnieMac Home Mortga...
July 20th, 2026 09:24 PM
you are so welcome Katie!!! You helped make it so smooth with your quickness to respond to anything needed. It was a pleasure!
Tommy is an exceptional lender and a true problem solver. He is knowledgeable, responsive, creative, and always willing to go the extra mile to keep a difficult transaction moving toward closing. When others say a deal cannot be done, Tommy...
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Reply from Tommy Gainer - AnnieMac Home Mortga...
July 16th, 2026 09:28 PM
Thank you so much Mike!! You're an amazing business partner and Teamwork is the key!
Tommy is very knowledgeable about down payment assistance programs which is the reason I chose him. His skills far exceed anyone else I've encountered. I did what he said and had enough funds for closing. He put the deal together so well I...
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Reply from Tommy Gainer
July 16th, 2026 09:29 PM
Thank you Amy!! You were awesome to work with and I'm very excited for you!! Enjoy your home!
Tommy is exceptional! Always quick to answer or return calls, even when he's not at his office. He's thorough, proactive, and calm - giving me and referred clients a reassuring feeling. I'd refer Tommy to any client.
Reply from Tommy Gainer
July 13th, 2026 04:33 PM
I really appreciate the feedback and am looking forward to working with you again.
Tommy made the experience great, the communicated within coming contact with us throughout the process.
Reply from Tommy Gainer - AnnieMac Home Mortga...
July 1st, 2026 02:48 PM
Thank you Jon!! It was my pleasure and you were amazing to work with!
Tommy was great. Easy to talk with, always made himself available and explained everything clearly. Thanks again!
Reply from Tommy Gainer - AnnieMac Home Mortga...
May 21st, 2026 04:46 PM
Thank you Chad!! it was a joy working with you and I'm super excited for you!! Home Ownership Rocks!
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About
Tommy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Tommy is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Home Loans, Conventional, FHA, VA, USDA, Bond Loans, DSCR, Bank Statement, 1099, HELOCs, HELOANs
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1992
Time Zone
Eastern Standard Time (EST)
Licenses
- 208419
Achievements
- Multi year President's club achiever.
Hobbies
- Boating, Wakeboarding, Water Skiing,
- Weight Lifting
- Snow Skiing, Eating (I'm a foodie)
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Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.