Tommy Gainer - AnnieMac Home Mortgage
Regional Vice President of Retail Sales | NMLS# 20...
Tommy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout... Show More
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
Tommy Gainer - AnnieMac Home Mortgage has received a review with 5 star rating from Edward J
Reply from Owner
February 19th, 2026 08:10 PM
Thank you Edward! you are the best!!
the team i had behind me had a answer for all the problems that came mym way
Reply from Tommy Gainer - AnnieMac Home Mortga...
February 12th, 2026 10:24 PM
Thank you Edward (Pop Pop), it was my pleasure to serve you, who served our Country!!! Thank You!!
such a quick and easy , painless experience
Reply from Tommy Gainer - AnnieMac Home Mortga...
February 6th, 2026 02:39 PM
Thank you Erin!! it was a pleasure working with you and Denver... Enjoy your new home!
Tommy Gainer is hands-down the lender I trust most—both for my own personal loans and for my clients. Unlike big-brand lenders who tend to offer a narrow set of cookie-cutter options, Tommy does all the standard mortgage products plus dozens...
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Reply from Tommy Gainer - AnnieMac Home Mortga...
February 13th, 2026 02:40 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
you're looking for a mortgage broker, this is the guy to work with Tom made our experience along with our parents. Wonderful. He made the process easy and got the deal done. Tom was Professional when it came to dealing with him we will use...
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Reply from Tommy Gainer - AnnieMac Home Mortga...
January 20th, 2026 11:10 PM
Thank you Tonya!! it was a pleasure serving your amazing family!!!
Tom Gainer was awesome to deal with And knows how to get the deal done
Reply from Owner
February 4th, 2026 05:05 PM
Thank you!!! and you guys did amazing as well!!
you're looking for a Morgage Broker Tommy gainer is the guy he was professional and timely and knows how to get the deal done. We will use him 1 million times over thanks Tom.
Reply from Tommy Gainer
January 20th, 2026 11:10 PM
Thank you Joe, you guys were awesome too!!! You made my job easy :-)
Tommy's communication was hands down the best I've ever experienced! He was the glue that held the transaction together!
Reply from Tommy Gainer - AnnieMac Home Mortga...
January 27th, 2026 08:18 PM
Thank you for taking the time to share your experience, Michael. I'm glad to hear that I could support you effectively throughout the transaction process. If there's anything else you need or want to discuss further, please feel free to reach...
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Tommy Gainer took over the loan from another officer. That officer made a significant mistake that cost time and the first contract. Tommy was transparent, compassionate, knowledgeable, and very courteous. He completely turned a wrecked situation...
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Reply from Tommy Gainer - AnnieMac Home Mortga...
December 24th, 2025 12:20 AM
Awe, you are amazing Vanessa and I’m so happy we put that together and you are a homeowner now!!! Congratulations!!!
Working with Tommy on our first home purchase was an outstanding experience from start to finish. As first-time buyers, we had plenty of questions, and Tommy went above and beyond to make sure we understood every step of the process. His professionalism,...
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Reply from Tommy Gainer - AnnieMac Home Mortga...
November 7th, 2025 05:44 PM
Wow Rob, THANK YOU!!! I appreciate you and it was truly a pleasure assisting you become Home Owners!! Your quickness and thoroughness in getting me what was needed played a key role! You Rock!!
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About
Tommy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Tommy is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Home Loans, Conventional, FHA, VA, USDA, Bond Loans, DSCR, Bank Statement, 1099, HELOCs, HELOANs
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1992
Time Zone
Eastern Standard Time (EST)
Licenses
- 208419
Achievements
- Multi year President's club achiever.
Hobbies
- Boating, Wakeboarding, Water Skiing,
- Weight Lifting
- Snow Skiing, Eating (I'm a foodie)
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Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.