Tommy Gainer - AnnieMac Home Mortgage
Regional Vice President of Retail Sales | NMLS# 20...
Tommy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout... Show More
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
I have been a realtor for over 20 years working with Tommy was the best experience I and my client have ever had in attaining a mortgage. Tommy was professional throughout the process, always available and went way beyond what I personally...
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Reply from Tommy Gainer - AnnieMac Home Mortga...
April 1st, 2026 05:19 PM
Thank you Jim!! we worked together as a great team, it was awesome working with you to help another renter become a home-owner so she can create her own equity and wealth!!! I look forward to the next ones with you
Tommy is wonderful to work with! I 100% recommend working with him!
Reply from Owner
April 1st, 2026 05:18 PM
Thank you Calie!!! I'm very excited about your home-ownership and future, Congratulations!
I am a first time home buyer and Tommy took the time to explain everything thoroughly to me.
Reply from Tommy Gainer - AnnieMac Home Mortga...
April 1st, 2026 05:17 PM
Thank you Calie!!! I'm very excited about your home-ownership and future, Congratulations!
Gor the most part the process was streamlined and easy to navigate. And my broker was always accessible to answer questions.
Reply from Tommy Gainer - AnnieMac Home Mortga...
March 26th, 2026 03:47 PM
Thank you Tim!! It was a pleasure and honor working with you ... and I'm excited for your amazing/beautiful home!!
Tommy Gainer is very professional and responsive. He is a good communicator. I would highly recommend to use him as your
loan officer.
Reply from Owner
March 2nd, 2026 04:35 PM
Thank you so much Debbie, it was a pleasure working with you and I hope for us to do many more in the future :-)
Tommy is a great communicator. He responds right away and is very pleasant to work with.
Reply from Tommy Gainer - AnnieMac Home Mortga...
March 2nd, 2026 04:35 PM
Thank you so much Debbie, it was a pleasure working with you and I hope for us to do many more in the future :-)
My husband and I had a great experience working with Tommy at Annie Mac. This was our first home purchase and everything went very smoothly. We couldn't be happier with the service we received!
Reply from Owner
March 2nd, 2026 04:36 PM
Thank you Emily!!! it was awesome working with you
My wife and I had a great experience working with Tommy at Annie Mac. This was our first home purchase and everything went very smoothly. We couldn't be happier with the service we received!
Reply from Tommy Gainer - AnnieMac Home Mortga...
February 27th, 2026 01:47 PM
Thank you for your kind words Phillip!! It was my pleasure working with you and I'm very excited for you and your family!
It feels good to own your home for the first time in life.
Reply from Owner
February 19th, 2026 08:08 PM
MaryAnn, you are so amazing and I'm so happy to have been a part of your success journey!!
The communication which keep me informed. Tommy is patience and understanding for new people. Well inform and knowledgeable what works.
Reply from Tommy Gainer - AnnieMac Home Mortga...
February 19th, 2026 08:09 PM
Thank you so much!! My passion is to help people go from being renters to Home Owners!!
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About
Tommy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Tommy is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Home Loans, Conventional, FHA, VA, USDA, Bond Loans, DSCR, Bank Statement, 1099, HELOCs, HELOANs
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1992
Time Zone
Eastern Standard Time (EST)
Licenses
- 208419
Achievements
- Multi year President's club achiever.
Hobbies
- Boating, Wakeboarding, Water Skiing,
- Weight Lifting
- Snow Skiing, Eating (I'm a foodie)
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Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.