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Tom Stone - Senior Mortgage Banker | NMLS# 588863 in Columbia, MO

Tom Stone

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Senior Mortgage Banker | NMLS# 588863

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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM(Open now)
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Overall Ratings
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5 Star
94%
4 Star
5%
3 Star
0%
2 Star
1%
1 Star
0%
Reviews from Web
  • Encompass
    J
    James C
    FAYETTE, MO
    Posted on May 22nd, 2026 03:19 PM
    He was great to work with. tom was great to work with every question we asked he had a legitimate answer for going forward we would definitely recommend his services to anyone in our circle that needs realistate services 👍🏾😊❤️
    Reply from Tom Stone
    June 1st, 2026 03:19 PM
    James, I appreciate your kind words and am glad to hear that my answers were helpful to you. It's appreciated to know you would recommend my services at Flat Branch Home Loans. Thank you for trusting me with your real estate needs!
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    Linda D C
    FAYETTE, MO
    Posted on May 22nd, 2026 03:15 PM
    Tom explained everything as we were going step by step. I could reach him at any time and no question was too much for him. Definitely would use him again!
    Reply from Tom Stone
    June 1st, 2026 03:15 PM
    Linda, I'm grateful for your kind words and happy to know that my explanations and availability were helpful to you. It's appreciated to hear you would choose to work with me again at Flat Branch Home Loans!
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    Ellen C
    COLUMBIA, MO
    Posted on May 18th, 2026 03:16 PM
    very helpful!
    Reply from Tom Stone
    May 28th, 2026 03:17 PM
    Ellen, I appreciate your kind words. I'm glad to hear you found my assistance helpful at Flat Branch Home Loans!
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    Tanna C V
    Mexico, MO
    Posted on May 11th, 2026 11:24 PM
    Buying went very smoothly and Tom had great communication through the whole thing !
    Reply from Tom Stone
    May 22nd, 2026 03:06 PM
    Tanna, I'm glad to hear that the buying process went smoothly and that you appreciated my communication throughout. Thank you for choosing to work with me at Flat Branch Home Loans!
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    M
    Mark J C
    Moberly, MO
    Posted on May 7th, 2026 03:59 PM
    First time home buyer and Tom and his team made the process easy
    Reply from Tom Stone
    May 18th, 2026 08:04 PM
    Mark, I'm pleased to hear that your experience as a first-time home buyer was made easy by my team and me. Thank you for trusting us at Flat Branch Home Loans to assist you during this important milestone.
  • Encompass
    A
    Allison C
    FULTON, MO
    Posted on May 7th, 2026 03:15 PM
    Everything went as quickly as possible due to me rushing things, Tom and his team were beyond helpful. They were understanding and willing to help me get the best price with my single income. Thank you all!!
    Reply from Tom Stone
    May 18th, 2026 12:49 PM
    Allison, I'm happy to know that I and my team could assist you effectively and help you secure the best price. Your kind words are appreciated, and I'm grateful for the trust you placed in us at Flat Branch Home Loans. Thank you for sharing...
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    Gregory M
    Moberly, MO
    Posted on May 7th, 2026 12:46 PM
    Excellent communication & follow up!
    Reply from Tom Stone
    June 8th, 2026 08:03 PM
    Gregory, thank you for highlighting the excellent communication and follow-up. I'm happy to have been able to support you with your home loan needs at Flat Branch Home Loans!
  • Encompass
    M
    Mariah E H
    COLUMBIA, MO
    Posted on May 4th, 2026 03:48 PM
    Things were well communicated and he was very responsive and helpful.
    Reply from Tom Stone
    May 14th, 2026 03:48 PM
    Mariah, I'm grateful for your kind words about my communication and responsiveness. It's great to know that you found the process helpful. Thank you for choosing to work with me at Flat Branch Home Loans.
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    Arnold C
    MOBERLY, MO
    Posted on April 29th, 2026 03:09 PM
    Very easy and stress free experience.
    Reply from Tom Stone
    May 11th, 2026 04:41 PM
    Arnold, I'm glad to hear that your experience was easy and stress-free. Thank you for choosing to work with me at Flat Branch Home Loans.
  • Encompass
    C
    Charles S S
    Mexico, MO
    Posted on April 29th, 2026 01:10 PM
    Very smooth
    Reply from Tom Stone
    May 11th, 2026 03:05 PM
    Charles, I'm pleased to hear that your experience was very smooth. Thank you for choosing to work with me at Flat Branch Home Loans.
  • 81–90 of 703
    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Conventional Loans
    VA Loans
    FHA Loans
    USDA Loans
    Reverse Mortgages
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Memberships
    • Certified Mortgage Advisor
    • Columbia Rotary South
    Addresses and Serving Areas

    Year Started

    2001

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 588863
    Hobbies
    • Biking
    • Traveling
    • Spending time with family
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149