Tom Stone
Senior Mortgage Banker | NMLS# 588863
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Fri
8:30 AM to 5 PM
Sat
closed
Sun
closed
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
The home buying process was easy and didn't stress me out.
Reply from Tom Stone
October 28th, 2026 01:11 PM
Yevgeniy, I'm pleased to hear that the home buying process was easy and stress-free for you. It was a pleasure to work with you at Flat Branch Home Loans.
Great work and dedication as always!!!
Reply from Tom Stone
October 27th, 2026 01:48 PM
Lindsay, I appreciate your kind words about my work and dedication. It’s always a pleasure to assist you with your needs at Flat Branch Home Loans.
Tom and his team were great, helping us each step of the way and making the process as easy as possible!
Reply from Tom Stone
October 27th, 2026 01:48 PM
Angela, I'm pleased to hear that you found my team and me at Flat Branch Home Loans helpful throughout the process. Making things easy for you is always our goal, and I'm glad we could assist you every step of the way.
Tom helped us make sure we checked all the boxes and keep everything sorted. Without his support/help, we wouldn't have been able to get our first home so I'm extremely grateful for how well he did his services!
read more
Reply from Tom Stone
October 27th, 2026 01:49 PM
Emma, I'm pleased to know that I could help you check all the boxes and keep everything organized in your journey to securing your first home. Your kind words about my services mean a lot, and it was truly rewarding to be part of this experience...
read more
Tom is amazing
Reply from Tom Stone
October 27th, 2026 01:49 PM
Steven, I appreciate your kind words about my work. It was great to be a part of your experience with Flat Branch Home Loans.
Everything was done in a timely manner with support throughout the whole process.
Reply from Tom Stone
October 27th, 2026 01:49 PM
Jessica, I'm pleased to hear that you felt supported throughout the entire process. It was a pleasure working with you at Flat Branch Home Loans, and I'm glad everything was completed in a timely manner.
This took longer than expected. The expected outcome as far as'available cash at closing', LOC amounts and when they would be available change several times.
Reply from Tom Stone
October 27th, 2026 01:50 PM
Darrel, I apologize for the delays and changes you experienced regarding the available cash at closing and LOC amounts. I understand how important these details are, and it's my goal to ensure a smoother process in the future. Please feel free...
read more
Great experience. Tom was informative and answered any questions we had. Very pleased with the service we received .
Reply from Tom Stone
October 16th, 2026 05:46 PM
Clint, I'm pleased to know that you had a great experience and found the information I provided helpful. It was a pleasure assisting you at Flat Branch Home Loans.
Tom is a great communicator! He is always quick to respond to any questions that come up!
Reply from Tom Stone
October 16th, 2026 05:46 PM
Mariah, I appreciate your kind words about my communication skills. I'm glad to know that my quick responses were helpful to you throughout the process with Flat Branch Home Loans.
Everything went very smoothly
Reply from Tom Stone
October 12th, 2026 04:34 PM
Amanda, I'm happy to hear that everything went smoothly with your experience. It was great working with you at Flat Branch Home Loans.
1–10 of 711
About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional Loans
VA Loans
FHA Loans
USDA Loans
Reverse Mortgages
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Memberships
- Certified Mortgage Advisor
- Columbia Rotary South
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 588863
Hobbies
- Biking
- Traveling
- Spending time with family
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149