Tom Stone
Senior Mortgage Banker | NMLS# 588863
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en...... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
Amazing and easy!
It's always great to work with Tom and his team!! Very professional and on the ball!
Experience with Flatbranch was great. I was keptinformed every step of the way. Only bump was with the appraiser. She contacted me at 9 AM on Memorial Day and wanted access to the house that day because the appraisal was due at 10 PM that day....
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I had a good experience with Flat Branch. They made the process smooth and was. able to answer any questions I had.
Tom was very pleasant and patient the whole process!
As a first time home buyer this was overwhelming, but he made it such an easier process
Tom and his team are very responsive, professional, and incredibly pleasant to work with. They work nights and weekends when needed, or whatever it takes, to ensure a smooth buying process. Thank you!!
Smooth and quick!
Reply from Tom Stone
June 19th, 2026 04:18 PM
Keith, I'm pleased to hear that your experience was smooth and quick. Thank you for choosing Flat Branch Home Loans!
Worked every angle necessary to get us our loan!
Reply from Tom Stone
June 15th, 2026 01:02 PM
Morgan, thank you for highlighting my efforts in securing your loan. I'm pleased that I could assist you through the process at Flat Branch Home Loans.
Tom went above and beyond In every aspect throughout the entire process, doing everything he could to satisfy our needs and conditions and to make sure we got the outcome we hoped for! He was very understanding and knowledgeable and proved...
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Reply from Tom Stone
June 11th, 2026 04:48 PM
Ben, I truly appreciate your generous feedback. I'm pleased to hear that I could meet your needs and guide you through the process successfully. Your recommendation means a lot to me, and I'm glad I could assist you with your loan at Flat Branch...
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The process was super fast and easy, Tom and his team was very helpful and answered all my questions. Would recommend.
Reply from Tom Stone
June 11th, 2026 03:46 PM
Ronald, I appreciate your kind words about the fast and easy process. I'm glad my team and I could assist you and answer all your questions. Thank you for your recommendation!
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional Loans
VA Loans
FHA Loans
USDA Loans
Reverse Mortgages
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582
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Memberships
- Certified Mortgage Advisor
- Columbia Rotary South
Addresses and Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 588863
Hobbies
- Biking
- Traveling
- Spending time with family
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149