Tom Stone

Senior Mortgage Banker | NMLS# 588863

Flat Branch Home Loans

4.9

(696)

Mortgage

Mortgage Loan Officer

Contact Info

(573) 489-4059

Columbia, MO

https://flatbranchhomeloans.com/team/tom-stone

Location & Business Hours

Business Hours

Wed

8:30 AM to 5 PM

Thu

8:30 AM to 5 PM

Fri

8:30 AM to 5 PM

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4.9

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Experience.com

4.94

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Tom and the whole team knocked it out of the park. Very knowledgeable and very helpful. Couldn't have done it without him. Thank you much, Tom.

Very low sownpayments for a young couple, I was very impressed. Thanks so much!

I had a great experience, Tom is a very good person. He has helped several members of my family, Thank you Tom.

Tom Stone and his team are organized and communicate well. Even my real estate agent commented on how easy they were to work with and how well they had everything organized

communicated on timely basis

This was my first transaction as a realtor whose clients were using Tom Stone for their financing. Tom was very respsonsive and professional.

We felt very comfortable with Tom and the rest of the staff at Flat Branch, our questions were answered promptly and we never felt alone through this process. I especially appreciated the weekly check-ins by Tom as he kept us informed of the...

Reply from Tom Stone

September 17th, 2026 03:57 PM

Angela, I'm glad to hear that you felt comfortable and well-supported throughout the process. I appreciate your kind words about my weekly check-ins and the team's efforts at Flat Branch Home Loans to ensure your questions were promptly answered....

Super transparent and very easy to work with

Reply from Tom Stone

September 16th, 2026 02:54 PM

Austin, I'm glad to hear that you found the process transparent and easy to work with. Thank you for trusting me and Flat Branch Home Loans with your needs.

Everything was done very professionally, while still maintaining a relaxed environment. Tom, Lois and Ivey were outstanding in every way throughout this entire process. Thanks Tom!

Reply from Tom Stone

September 16th, 2026 01:01 PM

John, thank you for your kind words. I'm pleased to hear that you and Lois enjoyed a relaxed yet professional experience with Ivey and me. It's always our goal at Flat Branch Home Loans to provide solid service throughout the entire process....

Tom is awesome! Exceptionally cordial, and helpful every step of the way. Above that, he quickly helped us get approved so that we were able to take action on purchasing our new home!

Reply from Tom Stone

September 7th, 2026 03:02 PM

Charly, thank you for the positive feedback. I'm pleased to know that my support was helpful throughout the process and that we could move quickly with your approval. Congratulations on your new home!

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About

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Specialities

Conventional Loans

VA Loans

FHA Loans

USDA Loans

Reverse Mortgages

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