Tom Stone

Senior Mortgage Banker | NMLS# 588863

Flat Branch Home Loans

4.9

(703)

Mortgage

Mortgage Loan Officer

Contact Info

(573) 489-4059

Columbia, MO

https://flatbranchhomeloans.com/team/tom-stone

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Business Hours

Fri

8:30 AM to 5 PM(Open now)

Sat

closed

Sun

closed

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4.9

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Experience.com

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Tom is a great communicator! He is always quick to respond to any questions that come up!

Everything went very smoothly

Tom and his team did a great job. They were quick to respond and answer questions. They were easy to work with. They made the experience enjoyable for my clients and myself.

Tom and his team answered all of my questions quickly, if they had to wait for an answer they would let me know rather than me wondering if they recieved my message. Due to my work, email and texting was the best option for communication and...

Reply from Tom Stone

October 8th, 2026 03:30 PM

Melany, I'm pleased to hear that the communication through email and texting worked well for you and that you felt informed throughout the process. It's great to know that my team at Flat Branch Home Loans and I could assist you in getting...

Tom was very quick to respond anytime I had questions and helped me close my loan very fast!

Reply from Tom Stone

October 5th, 2026 04:18 PM

Sarah, I'm happy to know that my quick responses and support helped you close your loan swiftly. Thank you for trusting me and the team at Flat Branch Home Loans with your needs!

Smooth, and great communication

Reply from Tom Stone

October 5th, 2026 08:35 PM

Samantha, I'm glad to hear that you found the communication smooth and effective. It was a pleasure working with you at Flat Branch Home Loans.

Other than the last minute scare, he was very helpful with explaining everything!

Reply from Tom Stone

September 30th, 2026 07:53 PM

Christina, I'm pleased to hear that you found my explanations helpful throughout the process. I understand that last-minute scares can be stressful, and I'm here to assist with any further questions you might have. Thank you for choosing Flat...

Tom and the whole team knocked it out of the park. Very knowledgeable and very helpful. Couldn't have done it without him. Thank you much, Tom.

Reply from Tom Stone

September 25th, 2026 03:22 PM

Myron, I'm grateful for your kind words and glad to know that my team and I could assist you so effectively. Thank you for choosing Flat Branch Home Loans; it was a pleasure working with you.

Very low sownpayments for a young couple, I was very impressed. Thanks so much!

I had a great experience, Tom is a very good person. He has helped several members of my family, Thank you Tom.

Reply from Tom Stone

September 25th, 2026 12:37 PM

Lillian, I'm happy to hear that you had a great experience and that I could assist several members of your family. Thank you for choosing Flat Branch Home Loans.

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About

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Specialities

Conventional Loans

VA Loans

FHA Loans

USDA Loans

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