Tom Stone

Senior Mortgage Banker | NMLS# 588863

Flat Branch Home Loans

4.9

(703)

Mortgage

Mortgage Loan Officer

Contact Info

(573) 489-4059

Columbia, MO

https://flatbranchhomeloans.com/team/tom-stone

Location & Business Hours

Business Hours

Wed

8:30 AM to 5 PM

Thu

8:30 AM to 5 PM

Fri

8:30 AM to 5 PM(Open now)

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4.9

(703)

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Experience.com

4.94

(427)

Zillow

5.0

(25)

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Tom went above and beyond In every aspect throughout the entire process, doing everything he could to satisfy our needs and conditions and to make sure we got the outcome we hoped for! He was very understanding and knowledgeable and proved...

Reply from Tom Stone

June 11th, 2026 04:48 PM

Ben, I truly appreciate your generous feedback. I'm pleased to hear that I could meet your needs and guide you through the process successfully. Your recommendation means a lot to me, and I'm glad I could assist you with your loan at Flat Branch...

The process was super fast and easy, Tom and his team was very helpful and answered all my questions. Would recommend.

Reply from Tom Stone

June 11th, 2026 03:46 PM

Ronald, I appreciate your kind words about the fast and easy process. I'm glad my team and I could assist you and answer all your questions. Thank you for your recommendation!

Reviewing documents multiple times and listening to us when we say our documents are there and show correct material.

Reply from Tom Stone

June 11th, 2026 03:33 PM

Emma, thank you for sharing your experience. I'm grateful that reviewing the documents thoroughly and listening to your input was helpful. Your satisfaction is important to me, and I'm glad to have supported you with your home loan at Flat...

Great service, timely communication, & attention to detail.

Reply from Tom Stone

June 8th, 2026 07:43 PM

John, thank you for your kind words. I'm pleased to hear that you appreciated the service, communication, and attention to detail. It's been a pleasure assisting you with your home loan at Flat Branch Home Loans!

Thanks! Great Experience

Reply from Tom Stone

June 8th, 2026 02:54 PM

Olivia, I appreciate your feedback and am glad to hear you had a great experience. Thank you for choosing Flat Branch Home Loans!

My Clients were happy with the service. I had limited contact with everyone.

Reply from Tom Stone

June 29th, 2026 02:32 PM

Betsy, I'm glad to hear your clients were happy with the service. If there's anything more I can do to assist you in the future, please feel free to reach out.

Tom was patient friendly and was a valuable resource throughout my entire process

Reply from Tom Stone

June 8th, 2026 01:47 PM

Melissa, I'm grateful for your kind words and happy to know that I could be a valuable resource for you. Thank you for trusting me with your home loan process at Flat Branch Home Loans!

Tom and his team have been very wounderful to work with. They are very responsive and professional. On top of thier game! I look forward to working with them in the future.

Reply from Tom Stone

June 26th, 2026 03:02 PM

Corie, I'm grateful for your kind words and am pleased to know you found my team and me responsive and professional. It's nice to hear you look forward to working with us again in the future. Thank you for the positive feedback!

We were not required to be present at closing, and they scheduled a notary to come to us for all the closing paperwork

Reply from Tom Stone

June 5th, 2026 04:30 PM

Toni, I'm glad to hear that the closing process was convenient for you with the notary service. Thank you for sharing your experience with Flat Branch Home Loans!

Tom was super helpful and answered all of our questions and helped us lock in a good rate!

Reply from Tom Stone

June 3rd, 2026 08:37 PM

Mary, I'm pleased to hear that I could assist you and help secure a good rate. Thank you for your kind words and for choosing Flat Branch Home Loans!

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About

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Specialities

Conventional Loans

VA Loans

FHA Loans

USDA Loans

Reverse Mortgages

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