Tom Stone

Senior Mortgage Banker | NMLS# 588863

Flat Branch Home Loans

4.9

(703)

Mortgage

Mortgage Loan Officer

Contact Info

(573) 489-4059

Columbia, MO

https://flatbranchhomeloans.com/team/tom-stone

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Business Hours

Fri

8:30 AM to 5 PM(Open now)

Sat

closed

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closed

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4.9

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Experience.com

4.94

(427)

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5.0

(25)

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Tom answered every question we had worked quickly and professionally while also having the personal touch.

Reply from Tom Stone

May 8th, 2026 01:42 PM

Dana, I appreciate your kind words. I'm glad I could answer all your questions and provide a professional yet personal touch throughout the process. If you have any more questions or need further assistance, feel free to reach out.

Tom was great to work with. When my clients had an issue come up with our previous lender, Tom was there to help the through the process.

Reply from Tom Stone

May 25th, 2026 04:13 PM

Kain, I'm pleased to know that I could assist your clients when they faced issues with their previous lender. Thank you for trusting me to help guide them through the process at Flat Branch Home Loans.

Tom was amazing throughout the wholeprocess he was able to help guide us with our unique situation and get us to all the right places to complete our tasks. perhaps most important to me was his direct honesty and communication throughout ....

Reply from Tom Stone

May 4th, 2026 03:40 PM

Gregory, I appreciate your kind words and am thankful for the opportunity to assist you with your unique situation. I'm glad my straightforward communication and dedication made a positive impact on your home loan process. It means a lot to...

Communication was wonderfu. Questilns were always answered. Team at Flat Branch was able to make everything work on such short notice.

Reply from Tom Stone

May 4th, 2026 03:11 PM

Sue, I'm happy to hear that you found the communication effective and that your questions were always answered. It's great to know that my team at Flat Branch Home Loans was able to accommodate your needs on short notice. If there's anything...

He was amazing through the entire process! He kept us up to date every day! We had issues with our previous lender and Tim and his team came through!

Reply from Tom Stone

May 4th, 2026 05:14 PM

Chris, I'm grateful for your positive feedback. It’s good to know that I was able to keep you updated daily and assist you with the issues from your previous lender. If you need any further assistance, feel free to reach out.

We had a great experience working with Tom Stone at Flat Branch Loans. In a fast moving market, his responsiveness made a huge difference. Anytime we needed updated numbers or quick answers, Tom was on it right away, which gave us a lot of...

Reply from Tom Stone

April 27th, 2026 08:32 PM

Thank you so much, Nicole. I'm pleased to know that you had a great experience with my services at Flat Branch Home Loans. It's wonderful to hear that the collaboration with your realtor, Hannah Pinto, contributed to a smooth and efficient...

Reply from Show Me Home Team - Flat Branch Hom...

June 14th, 2026 06:31 PM

Thank you so much!

Tom was super easy to work with, very responsive, and got us a great deal. Highly recommend.

Reply from Tom Stone

April 23rd, 2026 02:26 PM

Thank you, Scott. I'm glad to hear that you found working with me easy and responsive. It's great to know you were happy with the deal we secured for you. If you ever need assistance in the future, feel free to reach out.

Tom Stone and his team always make purchasing and refinancing seamless. There's many, many years of experience between them and it shows because they run like a well oiled machine. We will always use them for all of our mortgage needs!

Reply from Tom Stone

April 20th, 2026 06:49 PM

Thank you, Christopher. I'm pleased to hear that you find working with my team and me to be smooth and efficient. Our combined experience truly helps us provide a seamless process, and I'm grateful for your continued trust in us for your mortgage...

It was a just a pleasant experience overall. The process was smooth and even though we only had a few questions, the ones we did have were always answered so quickly and always reassured us that the team knew what we needed and were there to...

Reply from Tom Stone

April 9th, 2026 01:28 PM

I'm glad to hear that your experience was enjoyable and smooth, Christian. It's important to me to address any questions promptly, and I'm pleased that you felt reassured throughout the process. Supporting you towards a successful outcome is...

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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.

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