Tom Stone
Senior Mortgage Banker | NMLS# 588863
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Business Hours
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8:30 AM to 5 PM(Open now)
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closed
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closed
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Reviews from Web
Excellent service and a smooth home loan experience. He was helpful, knowledgeable, and easy to work with every step of the way. I would definitely recommend him to anyone looking for a home loan.
Reply from Tom Stone
July 7th, 2026 01:42 PM
Angela, I appreciate your wonderful feedback and recommendation. I'm glad to hear that you found the service excellent and the home loan process smooth. It's nice to know that my assistance was helpful and made working together easy.
Great experience from start to finish! He was professional, responsive, and made the entire home loan process smooth and stress-free. I highly recommend working with him.
Reply from Tom Stone
July 6th, 2026 12:55 PM
Juan, I appreciate your kind words and am glad to hear that you had a great experience from start to finish. It's good to know that I was able to make the home loan process smooth and stress-free for you. Thank you for your recommendation!
Amazing and easy!
Reply from Tom Stone
July 6th, 2026 08:32 PM
Paige, I'm grateful to hear that you found the process amazing and easy. Thank you for sharing your positive experience!
It's always great to work with Tom and his team!! Very professional and on the ball!
Reply from Tom Stone
July 24th, 2026 05:46 PM
Deborah, I appreciate your positive feedback. I'm glad to hear that you find working with my team and me to be a professional experience. Thank you for your kind words!
Experience with Flatbranch was great. I was keptinformed every step of the way. Only bump was with the appraiser. She contacted me at 9 AM on Memorial Day and wanted access to the house that day because the appraisal was due at 10 PM that day....
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Reply from Tom Stone
June 26th, 2026 06:47 PM
Lesli, I'm pleased to hear that your experience with Flat Branch was great and that you felt well-informed throughout the process. I apologize for the inconvenience caused by the scheduling of the appraisal. Please know I appreciate your patience...
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I had a good experience with Flat Branch. They made the process smooth and was. able to answer any questions I had.
Reply from Tom Stone
June 25th, 2026 08:48 PM
Brooke, I appreciate your feedback and am happy to hear that you had a good experience with Flat Branch. It's great to know the process felt smooth and your questions were answered.
Tom was very pleasant and patient the whole process!
As a first time home buyer this was overwhelming, but he made it such an easier process
Reply from Tom Stone
June 25th, 2026 04:45 PM
Makenzie, I'm glad to know that I could make your first-time home buying experience easier. Thank you for your kind words about my patience throughout the process.
Tom and his team are very responsive, professional, and incredibly pleasant to work with. They work nights and weekends when needed, or whatever it takes, to ensure a smooth buying process. Thank you!!
Reply from Tom Stone
July 15th, 2026 02:58 PM
Jennifer, I'm grateful for your kind words about my team's responsiveness and professionalism. It's nice to hear that our efforts to work around the clock have contributed to a smooth buying process for you. Thank you for sharing your experience!...
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Smooth and quick!
Reply from Tom Stone
June 19th, 2026 04:18 PM
Keith, I'm pleased to hear that your experience was smooth and quick. Thank you for choosing Flat Branch Home Loans!
Worked every angle necessary to get us our loan!
Reply from Tom Stone
June 15th, 2026 01:02 PM
Morgan, thank you for highlighting my efforts in securing your loan. I'm pleased that I could assist you through the process at Flat Branch Home Loans.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional Loans
VA Loans
FHA Loans
USDA Loans
Reverse Mortgages
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Memberships
- Certified Mortgage Advisor
- Columbia Rotary South
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 588863
Hobbies
- Biking
- Traveling
- Spending time with family
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149