Tom Stone
Senior Mortgage Banker | NMLS# 588863
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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8:30 AM to 5 PM(Open now)
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closed
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closed
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Reviews from Web
Tom was great to deal with! Always friendly and informative. He helped make this stressful experience as stress free as it could be!
Reply from Tom Stone
July 27th, 2026 05:45 PM
Derek, thank you for your kind words. I'm pleased to hear that I could make the experience less stressful for you while providing friendly and informative service. If you have any more questions in the future, don't hesitate to reach out!
Tom is a great guy who was honest about the whole process and educated me about what to look out for.
Reply from Tom Stone
July 24th, 2026 04:39 PM
Bennett, I'm grateful for your kind words. It's good to know that you found my honesty and guidance helpful throughout the process. Thank you for sharing your experience!
Thank you for making our home buying and selling process super simple and easy! You were always available to answer a call or text at anytime of day, and we can't say that about any other banker we've ever worked with. Thank you again for helping...
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Reply from Tom Stone
July 17th, 2026 04:07 PM
Barbara, I'm thankful for your kind words and am pleased to hear that I could make your home buying and selling process easy. Being available to assist whenever needed is important to me, so it's great to know you felt supported. Congratulations...
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Thank you for the outstanding customer service, the staff was very pleasan, and supportive.
Reply from Tom Stone
July 17th, 2026 03:58 PM
Ernest, I appreciate your kind words about the customer service and the supportiveness of the staff. I'm happy to know that you had a good experience with us. Thank you for sharing!
Tom and his team were incredibly informative and also very patient and helpful throughout the entire process!
Reply from Tom Stone
July 16th, 2026 02:10 PM
Lucas, thank you for your kind words. I'm glad to hear that you found my team and me informative and patient during the process. Your feedback is truly appreciated!
Best lender around!
Reply from Tom Stone
August 3rd, 2026 03:23 PM
Jessica, I appreciate your kind words and am glad to hear you consider me the best lender around. Thank you for sharing your positive experience with Flat Branch Home Loans!
was impressed of how the process was done in a professional timely manner. I was well informed in every step of the process I would recommend Flat Branch mortgage to anyone that's purchasing a home.
Reply from Tom Stone
July 13th, 2026 07:57 PM
Catherine, I'm pleased to hear that you found the process professional and timely. Keeping you well informed at every step is important to me, and I appreciate your recommendation of Flat Branch Home Loans. Thank you for sharing your experience!...
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Tom was knowledgeable, courteous and patient as he walked me though the process And answered my many questions. He was also very accessible and prompt in returning my calls.
Reply from Tom Stone
July 13th, 2026 07:15 PM
Kathy, I appreciate your kind words about my knowledge and patience during the process. It's good to know that you found me accessible and prompt in returning your calls. Thank you for sharing your positive experience!
This is the 2nd home I have purchased with Tom's assistance. Tom and his team are easy to work with and patiently answer my numerous questions. Thank you Tom and team for your assistance.
Reply from Tom Stone
July 13th, 2026 06:36 PM
Beth, I'm thankful for your continued trust in me and my team for your home purchases. It's great to hear that we were able to assist you with patience and ease throughout the process. Please feel free to reach out if you have any more questions...
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Tom was easy to get a hold of on the phone and answered my questions in regard to a clients' VA loan. Closing went through on time which is always a "win" for me!
Reply from Tom Stone
July 30th, 2026 03:19 PM
Sarah, I'm glad to hear that I could assist you with your client's VA loan and that everything went smoothly. It's great to know the closing was on time and a positive experience for you. Thank you for sharing your thoughts!
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional Loans
VA Loans
FHA Loans
USDA Loans
Reverse Mortgages
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Memberships
- Certified Mortgage Advisor
- Columbia Rotary South
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 588863
Hobbies
- Biking
- Traveling
- Spending time with family
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149