Tom Stone
Senior Mortgage Banker | NMLS# 588863
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Business Hours
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8:30 AM to 5 PM(Open now)
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closed
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closed
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Reviews from Web
Tom was always one phone call or text away! He was quick and knew exactly what he was talking about. He was always able to answer our questions quick!
Reply from Tom Stone
August 15th, 2026 05:34 PM
Brittany, I'm grateful for your kind words. It's good to know that I was able to assist you promptly and effectively. Thank you for sharing your experience with Flat Branch Home Loans!
Tom and his team is super professional and great to work with! I had a great experience, and would highly recommend him to other friends and families.
Reply from Tom Stone
August 24th, 2026 04:38 PM
Shuangyu, I'm pleased to hear that you had such a positive experience with me and my team. Your recommendation means a lot, and I'm grateful for your kind words!
Tom and his team were excellent to work with. Delivered a great product on time despite encountering some obstacles along the way!
Reply from Tom Stone
August 15th, 2026 05:35 PM
Jeff, thank you for your positive feedback. I'm happy to hear that you found my team and me excellent to work with and that we were able to deliver on time despite the challenges. Your support means a lot to us!
Tom was awesome to work with and very patient and understanding of some of our obstacles.
Reply from Tom Stone
August 15th, 2026 05:35 PM
Mandy, I'm grateful for your wonderful feedback. It's good to know that my patience and understanding made a positive impact on your experience with Flat Branch Home Loans. Thank you for sharing!
We are 2 for 2 with Tom. 🤝
Reply from Tom Stone
August 21st, 2026 03:51 PM
Tyrone, I'm grateful for your continued trust and support. It's wonderful to know we've had two successful experiences together!
We thanks for all you do for us on time
Reply from Tom Stone
August 20th, 2026 03:21 PM
Francois, I'm pleased to know that my efforts and timely assistance have been helpful to you. Thank you for your kind words!
Tom was great. I will be sending clients your way!
Reply from Tom Stone
August 15th, 2026 05:36 PM
Brett, I'm grateful for your kind words and for considering sending clients my way. I'm glad I could provide a positive experience for you with Flat Branch Home Loans.
Relatively smooth
Reply from Tom Stone
August 15th, 2026 05:36 PM
Joshua, I'm glad to hear that the process was relatively smooth for you. If there's anything more I can do to assist, please feel free to reach out.
it was great working with you
Reply from Tom Stone
August 17th, 2026 06:07 PM
Chantal, I'm glad to hear that working together was a great experience for you. Thank you for your feedback!
overall my biggest takeaway working with Tom was how good him and his team was with communication and keeping Abby and I in the loop each step of the way. Also being available anytime we needed him was super helpful and meaningful to us as...
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Reply from Tom Stone
August 15th, 2026 05:40 PM
Colin, I'm grateful for your kind words about my team's communication and availability. It means a lot to know that we could support you and Abby throughout your first home-buying journey. Thank you for sharing your experience with Flat Branch...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional Loans
VA Loans
FHA Loans
USDA Loans
Reverse Mortgages
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Memberships
- Certified Mortgage Advisor
- Columbia Rotary South
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 588863
Hobbies
- Biking
- Traveling
- Spending time with family
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149