Tom Stone
Senior Mortgage Banker | NMLS# 588863
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Business Hours
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8:30 AM to 5 PM(Open now)
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closed
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closed
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Reviews from Web
Tom Stone and his team are organized and communicate well. Even my real estate agent commented on how easy they were to work with and how well they had everything organized
Reply from Tom Stone
September 23rd, 2026 12:58 PM
Elizabeth, I'm pleased to hear that you and your real estate agent found my team and I organized and easy to work with. Thank you for choosing Flat Branch Home Loans for your lending needs.
communicated on timely basis
This was my first transaction as a realtor whose clients were using Tom Stone for their financing. Tom was very respsonsive and professional.
Reply from Tom Stone
October 8th, 2026 02:02 PM
Lois, I'm glad to hear that your first transaction with me went smoothly and that you found my responsiveness and professionalism helpful. It was a pleasure working with you and your clients at Flat Branch Home Loans.
We felt very comfortable with Tom and the rest of the staff at Flat Branch, our questions were answered promptly and we never felt alone through this process. I especially appreciated the weekly check-ins by Tom as he kept us informed of the...
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Reply from Tom Stone
September 17th, 2026 03:57 PM
Angela, I'm glad to hear that you felt comfortable and well-supported throughout the process. I appreciate your kind words about my weekly check-ins and the team's efforts at Flat Branch Home Loans to ensure your questions were promptly answered....
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Super transparent and very easy to work with
Reply from Tom Stone
September 16th, 2026 02:54 PM
Austin, I'm glad to hear that you found the process transparent and easy to work with. Thank you for trusting me and Flat Branch Home Loans with your needs.
Everything was done very professionally, while still maintaining a relaxed environment. Tom, Lois and Ivey were outstanding in every way throughout this entire process. Thanks Tom!
Reply from Tom Stone
September 16th, 2026 01:01 PM
John, thank you for your kind words. I'm pleased to hear that you and Lois enjoyed a relaxed yet professional experience with Ivey and me. It's always our goal at Flat Branch Home Loans to provide solid service throughout the entire process....
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Tom is awesome! Exceptionally cordial, and helpful every step of the way. Above that, he quickly helped us get approved so that we were able to take action on purchasing our new home!
Reply from Tom Stone
September 7th, 2026 03:02 PM
Charly, thank you for the positive feedback. I'm pleased to know that my support was helpful throughout the process and that we could move quickly with your approval. Congratulations on your new home!
Tom and his team are great at explaining the process and communicating the whole way through.
Reply from Tom Stone
September 7th, 2026 07:15 PM
Kaylani, I appreciate your kind words about my team and me. I'm glad we could provide clear communication and explanations throughout the process. Thank you for choosing Flat Branch Home Loans.
walking me through, step by step, to closing
Reply from Tom Stone
September 7th, 2026 12:47 PM
Karen, I'm grateful for your feedback and pleased that walking you through each step to closing was helpful. Thank you for choosing Flat Branch Home Loans.
Tom is the best, We have used Tom several times and everytime has been great.
Reply from Tom Stone
September 7th, 2026 01:45 PM
Tyler, thank you for your kind words. I'm glad to hear that each experience has been great for you. I appreciate your continued trust in me and Flat Branch Home Loans.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional Loans
VA Loans
FHA Loans
USDA Loans
Reverse Mortgages
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Memberships
- Certified Mortgage Advisor
- Columbia Rotary South
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 588863
Hobbies
- Biking
- Traveling
- Spending time with family
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149