Tom Stone
Senior Mortgage Banker | NMLS# 588863
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM(Open now)
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Reviews from Web
Tom was very responsive and did a great job for my clients. He kept in touch with me and let me know each stage of the loan process. It was great working with him!
Reply from Tom Stone
September 25th, 2026 03:15 PM
Robin, I'm glad to hear that you found my responsiveness and communication helpful throughout the loan process. It was a pleasure working with you and your clients at Flat Branch Home Loans.
They were throurough.
Easy to get on the phone and walked us through everything.
Thank you so much.
Reply from Tom Stone
September 3rd, 2026 03:17 PM
Barbara, I'm happy to hear that you found the process thorough and appreciated how easy it was to reach me. Thank you for your kind words and for choosing Flat Branch Home Loans.
responsive in all areas and made process easy
Reply from Tom Stone
September 3rd, 2026 12:48 PM
Damon, I'm pleased to know that you found the process easy and appreciated my responsiveness. Thank you for choosing Flat Branch Home Loans.
We are pleased with your service for us with our loan. Thank you very much for your help. We appreciate the tourneys of our company.
Reply from Tom Stone
September 1st, 2026 06:10 PM
Eugene, I'm grateful for your kind words and happy to hear that you are pleased with my service. Thank you for choosing Flat Branch Home Loans, and I'm glad I could assist with your loan.
Just overwhelmed on my own accord.
Reply from Tom Stone
August 31st, 2026 02:42 PM
McKayla, I'm glad you reached out. If there's anything specific you need assistance with, please feel free to contact me directly.
great Communication
Reply from Tom Stone
August 31st, 2026 04:39 PM
Adam, I appreciate your kind words about the communication. It's good to know that you had a positive experience.
Everyone at Flat Branch was trying to make sure they were speedy and efficent. you can tell they truly care about their customer!
Reply from Tom Stone
August 18th, 2026 02:19 PM
Alexis, I'm pleased to hear that you felt the team at Flat Branch was both speedy and efficient. It's wonderful to know that our commitment to caring for our customers was evident.
Tom and his team went above and beyond to hexp with my loan. They were very informative with ever step of the proces. good People with high stander. A great big thank you to tom and his team.
Reply from Tom Stone
August 18th, 2026 02:20 PM
Todd, I appreciate your kind words and am glad to hear that you felt supported every step of the way. It's wonderful to know that my team and I could assist you with your loan process. Thank you for recognizing our efforts and standards!
Tom made my experience more than just buying a home. He educated me and walkes me through every detail and even treated me like family through out the whole processes and that alone speaks volumes for me and my family! Thank you Tom! We couldnt...
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Reply from Tom Stone
August 18th, 2026 02:20 PM
Marita, I'm so pleased to hear that I could make your home buying experience special and informative. Treating you like family was important to me, and I'm grateful for your kind words. Thank you for entrusting me with this journey!
Prompt & Professional
Reply from Tom Stone
September 15th, 2026 06:25 PM
Tammy, I'm grateful for your feedback. I'm pleased to know that you found my service prompt and professional. Thank you for choosing Flat Branch Home Loans.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional Loans
VA Loans
FHA Loans
USDA Loans
Reverse Mortgages
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Memberships
- Certified Mortgage Advisor
- Columbia Rotary South
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 588863
Hobbies
- Biking
- Traveling
- Spending time with family
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149