Tom Stone
Senior Mortgage Banker | NMLS# 588863
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
Friendly and knowledgeable. The app made things very easy, and We felt like Tom was looking out for our best interest.
Reply from Tom Stone
May 31st, 2025 01:40 PM
I'm thrilled to hear that you found the process easy and felt supported throughout. It was a pleasure working with you, and I'm glad the app helped streamline everything. Thank you for your kind words and for trusting me to assist with your...
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Tom was extremely knowledgeable and highly responsive throughout the entire home buying process. He handled everything efficiently, and thanks to his support, my closing went smoothly.
Reply from Tom Stone
May 31st, 2025 01:40 PM
I'm glad to hear that your home buying process was smooth and efficient. It was a pleasure assisting you, and I appreciate your kind words about my responsiveness and knowledge. Thank you for choosing Flat Branch Home Loans.
Tom was very thorough and was upfront with everything and followed the time line. He was very accessible whenever we had any questions.
Reply from Tom Stone
May 31st, 2025 01:40 PM
I'm glad to hear that you found my assistance thorough and that I was able to be upfront with all the details throughout the process. Ensuring you had access to support whenever needed was important to me. Thank you for your positive feedback,...
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Tom handledd all of our finances for our home purchase and found the best rates for us as first time home buyers! He explianed the process thoroughly and worked with us.
Reply from Tom Stone
May 31st, 2025 01:41 PM
I'm thrilled to hear that I was able to assist you with your home purchase, Kaitlyn. It's great to know that the process was clear and that you found the best rates. Thank you for your kind words and for choosing Flat Branch Home Loans.
As a Real Estate Agent I always enjoy working with Tom's Team at Flat Branch. They are efficient and keep the process rolling. They are there to answer questions 7 days a week. They are phenomenal at keeping everyone up to date with where we...
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Reply from Tom Stone
May 31st, 2025 01:41 PM
I'm thrilled to hear that you enjoy working with our team at Flat Branch Home Loans. We strive to maintain efficiency and clear communication throughout the loan process. Your positive feedback is greatly appreciated, and we look forward to...
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Tom was very helpful and walked us through each step of the process. He made the entire process from start to finish as smooth as possible. The communication from all parties were excellent!
Reply from Tom Stone
May 19th, 2025 03:28 PM
I'm thrilled to hear that you found the process smooth and that the communication met your expectations. It was a pleasure assisting you through each step at Flat Branch Home Loans. Thank you for your kind words and trust.
Tom is always wonderful to work with. He does an excellent job with communication while also offering great advice to the client. Thanks for another successful transaction
Reply from Tom Stone
May 19th, 2025 01:56 PM
I'm thrilled to hear that you had a positive experience, Wendy. It's always a pleasure to assist you, and I appreciate your kind words about my communication and advice. Thank you for trusting me with your mortgage needs.
comunicated with me very well and helped me with a loan when other lenders said it wasn't possible
Reply from Tom Stone
May 19th, 2025 01:56 PM
I'm glad to hear that I could assist you in obtaining a loan when others could not. Effective communication is important to me, and I'm pleased it made a difference in your experience. Thank you for your kind words and for choosing Flat Branch...
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Tom and his team have been wonderful! They worked with us over the past two years to get us in a home. they worked hard and were so kind thank you Tom Stone & team
Reply from Tom Stone
May 18th, 2025 11:31 AM
I'm thrilled to hear that you had a positive experience with us over the past two years. It was a pleasure working with you and helping you find your home. Thank you for your kind words and appreciation for our team's efforts.
was very responsive and always available for questions from myself and my buyers.
Reply from Tom Stone
May 17th, 2025 02:29 PM
I'm thrilled to hear that you found my responsiveness helpful throughout the process. It was a pleasure assisting you and your buyers. Thank you for your positive feedback and trust in Flat Branch Home Loans.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional Loans
VA Loans
FHA Loans
USDA Loans
Reverse Mortgages
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Memberships
- Certified Mortgage Advisor
- Columbia Rotary South
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 588863
Hobbies
- Biking
- Traveling
- Spending time with family
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149