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Tom Stone - Senior Mortgage Banker | NMLS# 588863 in Columbia, MO

Tom Stone

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Senior Mortgage Banker | NMLS# 588863

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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Location & Business Hours
Business Hours
Fri
8:30 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
94%
4 Star
5%
3 Star
0%
2 Star
1%
1 Star
0%
Reviews from Web
  • Encompass
    J
    Julie G
    Salisbury, MO
    Posted on June 14th, 2025 04:21 PM
    Tom goes above and beyond and is always reachable. I sincerely appreciate his dedication and hard work on all transactions!!
    Reply from Tom Stone
    June 15th, 2025 12:20 PM
    I'm thrilled to hear that you appreciate my dedication and efforts. It was a pleasure working with you on your transactions. Thank you for your kind words and the excellent rating!
  • Encompass
    J
    Jacob W B
    HIGBEE, MO
    Posted on June 12th, 2025 12:02 AM
    Easy process
    Reply from Tom Stone
    June 15th, 2025 12:21 PM
    I'm glad to hear that you found the process easy, Jacob. It was a pleasure assisting you at Flat Branch Home Loans. Thank you for your feedback!
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    A
    Anita G
    MOBERLY, MO
    Posted on June 9th, 2025 03:13 PM
    Tom provided quality service with excellent customer service and care. He's friendly and very thorough. I will definitely choose Tom for anything I need in the future.
    Reply from Tom Stone
    June 15th, 2025 12:21 PM
    I'm thrilled to hear that you had such a positive experience, Anita. Providing excellent service and care is always my goal, and I'm glad to know you felt well-supported. I look forward to assisting you with any future needs. Thank you for...
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  • Encompass
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    Paige C B
    HIGBEE, MO
    Posted on June 7th, 2025 02:45 PM
    Professional and always available to answer questions!
    Reply from Tom Stone
    June 15th, 2025 12:21 PM
    I'm thrilled to hear that you found my assistance professional and readily available. It was a pleasure working with you, Paige. Thank you for your kind words and trust in Flat Branch Home Loans.
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    R
    Ross A W
    MOBERLY, MO
    Posted on June 6th, 2025 04:29 PM
    Tom did an exceptional job with out loan process. As a first time home buyer, there were a lot of questions a long the way. Tom took the time to answer all of my questions and always made sure I fully understood the process. He made this process...
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    Reply from Tom Stone
    June 6th, 2025 04:36 PM
    I'm thrilled to hear that your loan process was seamless and that I could assist you with all your questions as a first-time homebuyer. It was a pleasure working with you, and I appreciate your kind words.
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    T
    Tabitha M
    VANDALIA, MO
    Posted on June 5th, 2025 07:32 PM
    everything went smoothly and the everyone was super responsive
    Reply from Tom Stone
    June 5th, 2025 09:05 PM
    I'm thrilled to hear that everything went smoothly and that you found our team to be super responsive. It was a pleasure assisting you with your home loan process. Thank you for your positive feedback, Tabitha!
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    William L A
    COLUMBIA, MO
    Posted on June 2nd, 2025 10:09 PM
    Tom was a great resource and available and prompt to respond to questions . He was very knowledgeable and helpful through the whole proces. thank you!
    Reply from Tom Stone
    June 5th, 2025 09:05 PM
    I'm thrilled to hear that you found me to be a great resource and that I was able to assist you promptly throughout the entire process. Your kind words and satisfaction mean a lot. Thank you for choosing Flat Branch Home Loans!
  • Encompass
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    James K
    VANDALIA, MO
    Posted on May 31st, 2025 01:30 PM
    Made everything easy for us. This turned into an easy and great experience
    Reply from Tom Stone
    May 31st, 2025 01:39 PM
    I'm thrilled to hear that the process was easy and enjoyable for you. It was a pleasure assisting you, and I appreciate your feedback. Thank you for choosing Flat Branch Home Loans!
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    Charles M
    Mexico, MO
    Posted on May 30th, 2025 06:41 PM
    Tom was quick to answer questions and explain things in plain language that was easy to understand. Tom has a very high level of integrity and he owns the choices made by him and his team. I will be sure to recommend Tom and his team to anyone...
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    Reply from Tom Stone
    May 31st, 2025 01:39 PM
    I'm thrilled to hear that you found my explanations clear and appreciated the integrity of the service provided. It was a pleasure assisting you, and your recommendation means a lot to me. Thank you for your kind words and trust.
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    K
    Krystle D M
    Cairo, MO
    Posted on May 29th, 2025 03:52 PM
    Tom made the process easy and answered all my questions as we went along!
    Reply from Tom Stone
    May 31st, 2025 01:40 PM
    I'm thrilled to hear that I could make the process easy for you and address all your questions. Thank you for your kind words and for choosing Flat Branch Home Loans.
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    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Conventional Loans
    VA Loans
    FHA Loans
    USDA Loans
    Reverse Mortgages
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Memberships
    • Certified Mortgage Advisor
    • Columbia Rotary South
    Addresses and Serving Areas

    Year Started

    2001

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 588863
    Hobbies
    • Biking
    • Traveling
    • Spending time with family
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149