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Tom Stone - Senior Mortgage Banker | NMLS# 588863 in Columbia, MO

Tom Stone

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Senior Mortgage Banker | NMLS# 588863

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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Overall Ratings
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5 Star
94%
4 Star
5%
3 Star
0%
2 Star
1%
1 Star
0%
Reviews from Web
  • Encompass
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    Tommy H
    Montgomery City, MO
    Posted on May 17th, 2025 03:32 AM
    Was finally able to purchase a home after a couple yrs
    Reply from Tom Stone
    May 17th, 2025 03:36 AM
    I'm thrilled to hear that you were finally able to purchase a home, Tommy. It was a pleasure assisting you throughout the process. Congratulations on your new home!
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    Paul S
    HALLSVILLE, MO
    Posted on May 13th, 2025 01:10 PM
    Tom's knowledge of the industry and his HIGH level of communication make him a valuable asset in my business. Thanks for another great transaction Tom! Paul Smith, Realtor Century 21 Community
    Reply from Tom Stone
    May 17th, 2025 03:36 AM
    I'm thrilled to hear that my industry knowledge and communication have been valuable to your business. It was a pleasure working with you on another successful transaction. Thank you for your kind words, Paul.
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    Jesse G
    HALLSVILLE, MO
    Posted on May 12th, 2025 01:26 PM
    Tom was a very attentive person, which made it feel that he truely cared.
    Reply from Tom Stone
    May 17th, 2025 02:30 PM
    I'm glad to hear that my attentiveness made a positive impact on your experience. Thank you for your kind words, Jesse. It was a pleasure assisting you.
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    Jennifer C
    HALLSVILLE, MO
    Posted on May 10th, 2025 02:20 PM
    Tom and his team made the process very simple and transparent. It was a pleasure working with the Flatt Branch team :-)
    Reply from Tom Stone
    May 17th, 2025 02:31 PM
    I'm thrilled to hear that you found the process simple and transparent, Jennifer. It was a pleasure working with you, and I appreciate your kind words about the Flat Branch team.
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    Kelly R
    VANDALIA, MO
    Posted on May 7th, 2025 12:23 AM
    Everyone was so nice and pleasant. They made the process so smooth. I will definitely send others to this loan company
    Reply from Tom Stone
    May 17th, 2025 12:26 AM
    I'm thrilled to hear that you had a pleasant experience and that the process was smooth for you. Your willingness to recommend Flat Branch Home Loans to others is greatly appreciated. Thank you for your kind words, Kelly.
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    John A
    Centralia, MO
    Posted on May 5th, 2025 02:22 PM
    At Panther Realty, LLC I have had many opportunities to work with Tom Stone and Flat Branch. They nail it every time, so much so that I use them for my personal mortgage!
    Reply from Tom Stone
    May 18th, 2025 11:32 AM
    Thank you John, you have been a great referral partner over the years.
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    Cindy L
    VANDALIA, MO
    Posted on April 30th, 2025 11:16 PM
    The service was great, allowed a buyer to get approved after declined from her local credit union. She was able to buy her home and actually close early!!
    Reply from Tom Stone
    May 18th, 2025 11:33 AM
    Thank you Cindy for all the referrals. I was great seeing we could help someone with the joy of wealth building. She will enjoy that home for a long time to come.
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    Tandi J
    Moberly, MO
    Posted on April 30th, 2025 02:22 PM
    Tom worked hard for what I needed. He was very patient with all of my excessive questions and was polite and and enjoyable. He always took my call and assured me we were getting through the process. He kept me informed. All around it was a...
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    Reply from Tom Stone
    May 10th, 2025 02:24 PM
    I'm thrilled to hear that you had a great experience, Tandi. It was my pleasure to assist you and ensure you felt informed and supported throughout the process. Thank you for your kind words and for choosing Flat Branch Home Loans.
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    Jon L
    COLUMBIA, MO
    Posted on April 30th, 2025 10:20 AM
    Friendly people. Upstanding the situation. No pressure
    Reply from Tom Stone
    May 10th, 2025 10:23 AM
    I'm pleased to hear that you found our team friendly and the process pressure-free. Your feedback is valuable, and I am glad to have been a part of your experience with Flat Branch Home Loans. If there's anything more we can do for you, please...
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    Devon T D
    Columbia, MO
    Posted on April 25th, 2025 12:56 AM
    Mr. Stone was always there to answer any questions and he did an excellent job helping me out with keeping my closing date on track!
    Reply from Tom Stone
    May 5th, 2025 12:59 AM
    I'm thrilled to hear that I could assist you effectively and help keep your closing date on track. It was a pleasure working with you, and I appreciate your kind words. If you have any further questions or need assistance in the future, please...
    read more
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    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Conventional Loans
    VA Loans
    FHA Loans
    USDA Loans
    Reverse Mortgages
    What is the Search Rank Score®?
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    Memberships
    • Certified Mortgage Advisor
    • Columbia Rotary South
    Addresses and Serving Areas

    Year Started

    2001

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 588863
    Hobbies
    • Biking
    • Traveling
    • Spending time with family
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149