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Tom Stone - Senior Mortgage Banker | NMLS# 588863 in Columbia, MO

Tom Stone

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Senior Mortgage Banker | NMLS# 588863

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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Location & Business Hours
Business Hours
Fri
8:30 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
94%
4 Star
5%
3 Star
0%
2 Star
1%
1 Star
0%
Reviews from Web
  • Encompass
    R
    Ronald S H
    LAKE OZARK, MO
    Posted on June 28th, 2025 06:44 PM
    Tom was very efficient and very easy to work with.
    Reply from Tom Stone
    July 3rd, 2025 12:28 AM
    I'm pleased to hear that you found the process efficient and easy. It was a pleasure working with you. Thank you for your positive review.
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    M
    Michael R
    Carrollton, MO
    Posted on June 25th, 2025 04:39 PM
    Tom is easy to work with and answers questions effectively.
    Reply from Tom Stone
    July 3rd, 2025 12:29 AM
    I'm thrilled to hear that you found it easy to work with me and that your questions were answered effectively. It was a pleasure assisting you, Michael. Thank you for your kind words and the positive feedback.
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    Phillip J W
    Independence, MO
    Posted on June 25th, 2025 01:41 PM
    As always Tom has striven to make the loan process as easy and possible as possible.
    Reply from Tom Stone
    July 3rd, 2025 12:29 AM
    I'm glad to hear that the loan process was made easy for you. It was a pleasure assisting you, and I appreciate your continued trust in Flat Branch Home Loans.
  • Encompass
    S
    Susan A H
    LAKE OZARK, MO
    Posted on June 24th, 2025 11:42 PM
    Tom was efficient, and always available to help with any questions we had!
    Reply from Tom Stone
    July 4th, 2025 11:43 PM
    I'm thrilled to hear that you found my assistance efficient and helpful, Susan. It was a pleasure working with you at Flat Branch Home Loans. If you have any further questions, feel free to reach out.
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    M
    Monique H
    FLORISSANT, MO
    Posted on June 18th, 2025 09:32 PM
    Tom and his team was always on it and so helpful. I was displaced by the tornado and needed something quick and they made it happen!
    Reply from Tom Stone
    June 28th, 2025 09:33 PM
    I'm glad we could assist you during such a challenging time. It was our priority to ensure a smooth and timely process for you. Thank you for trusting me and my team at Flat Branch Home Loans.
  • Encompass
    S
    Sierra H M
    JEFFERSON CITY, MO
    Posted on June 18th, 2025 08:54 PM
    Tom made sure we were informed and satisfied with our home loan experience! He was very knowledgeable, available, and prompt with every question we had.
    Reply from Tom Stone
    June 28th, 2025 08:58 PM
    I'm thrilled to hear that you were informed and satisfied with your home loan experience, Sierra. It was a pleasure assisting you, and I'm glad I could provide the knowledge and availability you needed. Thank you for your kind words and trust...
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    Nikki A
    MACON, MO
    Posted on June 18th, 2025 01:59 AM
    The communication between Tom and his team is exceptional. He always makes sure to keep the agents in the loop.
    Reply from Tom Stone
    June 18th, 2025 03:12 AM
    I'm thrilled to hear that you found the communication between my team and me exceptional. Keeping everyone informed is a top priority, and I'm glad it made a difference for you. Thank you for your kind words and for choosing Flat Branch Home...
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    B
    Brandon G
    Ashland, MO
    Posted on June 17th, 2025 01:40 PM
    Tom and his team are masters of their craft. Their communication is timely, effecient, and succinct. Their crew always puts thier customer first and ensure a successful, hassle-free transaction.
    Reply from Tom Stone
    June 18th, 2025 03:13 AM
    I'm thrilled to hear that you had such a positive experience with our team, Brandon. Your kind words about our communication and customer focus are greatly appreciated. It was a pleasure assisting you through the process. Thank you for choosing...
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    H
    Hannah H
    MACON, MO
    Posted on June 16th, 2025 12:03 AM
    Tom made buying a house EASY. Tom and his team were very patient and made sure we understood each step of the way. THANK YOU!
    Reply from Tom Stone
    June 16th, 2025 10:26 AM
    I'm thrilled to hear that your home-buying process was made easy and that you felt supported every step of the way. It was a pleasure working with you, and I appreciate your kind words. Thank you for choosing Flat Branch Home Loans!
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    David B
    FULTON, MO
    Posted on June 15th, 2025 12:39 AM
    Tom and his team are great communicators with my buyers. They are the most accommodating professionals that I work with. Always available to answer questions . Thank you Tom
    Reply from Tom Stone
    June 15th, 2025 12:20 PM
    I'm thrilled to hear that you found our communication effective and accommodating. It was a pleasure working with you and your buyers, and I appreciate your kind words. Thank you for choosing Flat Branch Home Loans.
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    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Conventional Loans
    VA Loans
    FHA Loans
    USDA Loans
    Reverse Mortgages
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Memberships
    • Certified Mortgage Advisor
    • Columbia Rotary South
    Addresses and Serving Areas

    Year Started

    2001

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 588863
    Hobbies
    • Biking
    • Traveling
    • Spending time with family
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149