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Tom Stone - Senior Mortgage Banker | NMLS# 588863 in Columbia, MO

Tom Stone

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Senior Mortgage Banker | NMLS# 588863

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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Location & Business Hours
Business Hours
Fri
8:30 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
94%
4 Star
5%
3 Star
0%
2 Star
1%
1 Star
0%
Reviews from Web
  • Encompass
    H
    Hannah D P
    COLUMBIA, MO
    Posted on July 11th, 2025 03:08 PM
    Good communication, fast processing, and very professional/helpful! Thank you!
    Reply from Tom Stone
    July 21st, 2025 03:09 PM
    I'm glad to hear that you appreciated the communication and speedy processing, Hannah. It's important to me to provide professional and helpful service, so your feedback means a lot. Thank you for choosing Flat Branch Home Loans, and if there's...
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    Laura B
    COLUMBIA, MO
    Posted on July 10th, 2025 03:16 PM
    We had some hurdles securing our home loan, and Tom went above and beyond to help us. He was so attentive and had solutions to all our issues. We can't thank him enough!
    Reply from Tom Stone
    July 20th, 2025 03:16 PM
    I'm really pleased to know that I could assist you through the hurdles of securing your home loan, Laura. It means a lot that you felt I was attentive and able to offer solutions for your needs. Your appreciation is truly valued, and I'm glad...
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    Carol M
    MEXICO, MO
    Posted on July 5th, 2025 03:14 PM
    Tom was very helpful in making sure we had all of our documents. He made it easy to send them in electronicall, as there was quite a distance between us. also, he was quick to respond anytime we had questions.
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    Reply from Tom Stone
    July 15th, 2025 03:16 PM
    I'm pleased to know that I could help make the document process smooth for you, Carol, despite the distance. Ensuring all your questions were addressed quickly was important to me. Thank you for choosing Flat Branch Home Loans, and don't hesitate...
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    Kate L
    Ashland, MO
    Posted on July 2nd, 2025 11:14 PM
    I felt like the process went very smooth. It was easy to get a quick response if we did have any questions. Overall, great experience!
    Reply from Tom Stone
    July 3rd, 2025 12:26 AM
    I'm glad to hear that the process went smoothly for you and that you found our responsiveness helpful. It was a pleasure assisting you, and I appreciate your feedback on your experience with Flat Branch Home Loans.
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    R
    Rachael B
    Fulton, MO
    Posted on July 2nd, 2025 05:17 PM
    Tom is awesome and dedicated to his profession for sure! Very detailed and keeps everyone informed of what's going on, he is also very responsive. I will definitely be recommending him to more potential buyers in the future!
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    Reply from Tom Stone
    July 3rd, 2025 12:26 AM
    I'm thrilled to hear that you had such a positive experience, Rachael. It's wonderful to know that my dedication and responsiveness were appreciated. Thank you for your kind words and for recommending me to potential buyers. I'm here to assist...
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    Amanda C
    Fulton, MO
    Posted on July 2nd, 2025 04:12 PM
    Tom was very helpful with informing us of things we wouldn't have known otherwise. Also, prompt on informing us of changes. Nice man and would definitely recommend him to anyone!
    Reply from Tom Stone
    July 3rd, 2025 12:27 AM
    I'm delighted to hear that you found my assistance helpful and informative throughout the process. It was a pleasure working with you, and I appreciate your recommendation.
  • Encompass
    K
    Kierston A C
    COLUMBIA, MO
    Posted on July 2nd, 2025 12:55 PM
    Thank you for being so helpful during the entire process! As first time home buyers, you made the process very easy for us! Thank you! -Joey and Kierston Chalupny
    Reply from Tom Stone
    July 3rd, 2025 12:27 AM
    I'm thrilled to hear that I could make the home buying process easy for you as first-time buyers. It was a pleasure assisting you both, Joey and Kierston. Thank you for your kind words!
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    Isabella D
    Moberly, MO
    Posted on July 2nd, 2025 12:29 PM
    Tom was am and friendly and answered all questions we had.
    Reply from Tom Stone
    July 3rd, 2025 12:27 AM
    I'm pleased to hear that I was able to provide friendly and helpful assistance by answering all of your questions. Your satisfaction is important to me, and I appreciate your feedback.
  • Encompass
    R
    Riley N
    Moberly, MO
    Posted on July 1st, 2025 12:23 PM
    Tom always answered my wuestions in a timely manner. He was extremely knowledgeable about everything and offered amazing advice. I was a first time home buyer and he made the process seamless. I would use his services again and again.
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    Reply from Tom Stone
    July 3rd, 2025 12:28 AM
    Thank you, Riley, for your kind words. I'm thrilled to hear that you found my advice helpful and that the home buying process was seamless for you. It was a pleasure assisting you as a first-time homebuyer, and I look forward to the opportunity...
    read more
  • Encompass
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    Mariah C
    Columbia, MO
    Posted on June 30th, 2025 01:29 PM
    Tom Stone with Flat Branch did an outstanding job handling my client’s mortgage! He was knowledgeable, responsive, and made the entire process smooth from start to finish. My clients felt supported and informed every step of the way, which...
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    Reply from Tom Stone
    July 3rd, 2025 12:28 AM
    I'm thrilled to hear that the mortgage process was smooth and that your clients felt supported and informed. It was a pleasure assisting them, and I appreciate your recommendation. Thank you for recognizing my dedication and professionalism....
    read more
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    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Conventional Loans
    VA Loans
    FHA Loans
    USDA Loans
    Reverse Mortgages
    What is the Search Rank Score®?
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    Memberships
    • Certified Mortgage Advisor
    • Columbia Rotary South
    Addresses and Serving Areas

    Year Started

    2001

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 588863
    Hobbies
    • Biking
    • Traveling
    • Spending time with family
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149