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Tom Stone - Senior Mortgage Banker | NMLS# 588863 in Columbia, MO

Tom Stone

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Senior Mortgage Banker | NMLS# 588863

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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Overall Ratings
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5 Star
94%
4 Star
5%
3 Star
0%
2 Star
1%
1 Star
0%
Reviews from Web
  • Encompass
    R
    Ryan A
    COLUMBIA, MO
    Posted on August 14th, 2025 03:17 PM
    Did a amazing job!
    Reply from Tom Stone
    August 14th, 2025 03:21 PM
    I appreciate your feedback, Ryan. I'm glad to hear about your positive experience and that you felt I did an amazing job. If there's anything more you need or any questions you have, feel free to reach out. Thank you for choosing Flat Branch...
    read more
  • Encompass
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    Donald J M
    JEFFERSON CITY, MO
    Posted on August 9th, 2025 10:21 PM
    The availability, knowledge and patience Tom had throughout this whole process
    Reply from Tom Stone
    August 14th, 2025 03:21 PM
    Thank you, Donald. I'm really glad that my availability, knowledge, and patience made a difference for you during this process. It's rewarding to hear that these aspects were helpful along the way. If there’s anything more I can assist with...
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  • Encompass
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    Laikyn M A
    MARCELINE, MO
    Posted on August 9th, 2025 12:15 PM
    Flat Branch made the whole buying experience so smooth and easy.
    Reply from Tom Stone
    August 14th, 2025 03:22 PM
    Thanks for sharing your experience, Laikyn. I'm so glad to hear that the buying process felt smooth and easy for you. That's exactly the kind of experience I aim to provide every client. If you ever have any questions or need further assistance,...
    read more
  • Encompass
    S
    Samantha M
    COLUMBIA, MO
    Posted on August 6th, 2025 06:44 PM
    Tom is very personable and willing to discuss the concerns of those looking to make a very big decision. This was very appreciated as I'm a first time home buyer.
    Reply from Tom Stone
    August 14th, 2025 03:22 PM
    Thank you for your thoughtful review, Samantha. I'm glad to hear that you felt comfortable discussing your concerns with me during such a significant decision. It's important for me to ensure that first-time homebuyers like yourself feel supported...
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    Isaac E
    Posted on July 31st, 2025 08:23 PM
    Tom’s team is very quick and easy to work with. Communication is key to making sure transactions go smoothly and Tom and his team have excellent communication.
    Reply from Tom Stone
    August 14th, 2025 03:23 PM
    Isaac, thank you for your review. I'm pleased to hear that you found working with my team and me to be quick and easy. Communication is indeed essential in ensuring that everything goes smoothly, and I'm glad our efforts in that area met your...
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  • Encompass
    A
    Andrew M D
    CENTRALIA, MO
    Posted on July 31st, 2025 03:10 PM
    Tom and his team is incredibly proficient, professional, and communicative. I always knew where I stood in the mortgage process and was confident I was in the best hands. I have recommended Tom Stone and Flat Branch already to friends of mine...
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    Reply from Tom Stone
    August 10th, 2025 03:10 PM
    Thank you for your wonderful review, Andrew. I'm glad to hear that you felt well-informed and confident throughout the mortgage process. It's great to know that my communication and professionalism made a positive impression. Your recommendations...
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  • Encompass
    A
    Andrea A
    MEXICO, MO
    Posted on July 31st, 2025 04:34 AM
    Very responsive and wonderful work from Tom and his whole team! We are very happy with the process and the opportunities they helped us with getting into our forever home.
    Reply from Tom Stone
    August 10th, 2025 04:35 AM
    I'm truly pleased to hear that you had a positive experience, Andrea. It's wonderful to know that my responsiveness and the work of my team were instrumental in helping you get into your forever home. I’m glad we could provide the opportunities...
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  • Encompass
    K
    Kaitlyn H
    COLUMBIA, MO
    Posted on July 28th, 2025 06:24 PM
    Tom was great and gave me updates throughout the process. He also did a wonderful job of explaining and walking me through things as a first time home buyer.
    Reply from Tom Stone
    August 7th, 2025 06:25 PM
    Thank you for your kind words, Kaitlyn. I'm delighted to know that the updates and explanations were helpful for you as a first-time homebuyer. It's important to me that you felt well-informed and supported throughout the process. If you have...
    read more
  • Encompass
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    Timothy K
    COLUMBIA, MO
    Posted on July 21st, 2025 02:02 PM
    I feel that Tom and his team did all they could to make things go smoothly but a few hickups made it a less than excellent experiance.
    Reply from Tom Stone
    July 31st, 2025 02:04 PM
    I appreciate your honest feedback, Timothy. I'm glad to hear that you felt I and the team worked hard to ensure a smooth process for you, despite a few hiccups. Your experience is important to me, and I’m always looking for ways to improve....
    read more
  • Encompass
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    Trent R
    FULTON, MO
    Posted on July 20th, 2025 04:27 PM
    Always pleasant conversation and super helpful! Thank you sir!
    Reply from Tom Stone
    July 30th, 2025 04:27 PM
    I'm glad our conversations were pleasant and that you found my assistance helpful, Trent. Your kind words are greatly appreciated. If there's ever anything more I can do for you, feel free to get in touch. Thank you for trusting Flat Branch...
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    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Conventional Loans
    VA Loans
    FHA Loans
    USDA Loans
    Reverse Mortgages
    What is the Search Rank Score®?
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    Memberships
    • Certified Mortgage Advisor
    • Columbia Rotary South
    Addresses and Serving Areas

    Year Started

    2001

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 588863
    Hobbies
    • Biking
    • Traveling
    • Spending time with family
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149