Tom Stone

Senior Mortgage Banker | NMLS# 588863

Flat Branch Home Loans

4.9

(703)

Mortgage

Mortgage Loan Officer

Contact Info

(573) 489-4059

Columbia, MO

https://flatbranchhomeloans.com/team/tom-stone

Location & Business Hours

Business Hours

Wed

8:30 AM to 5 PM

Thu

8:30 AM to 5 PM

Fri

8:30 AM to 5 PM

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4.9

(703)

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Experience.com

4.94

(427)

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5.0

(25)

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Great experience

Reply from Tom Stone

August 31st, 2025 01:55 PM

Thanks for sharing your thoughts, David. I'm pleased to hear you had a great experience. Ensuring you have a positive and smooth process is always my top priority. If you have any questions or need further assistance, feel free to reach out...

Tom is the best! Works hard to get his customers where they need to be. He is very smart and responds very quickly.

Reply from Tom Stone

August 31st, 2025 01:55 PM

Thank you so much for your generous words, Matthew. It's incredibly rewarding to know that you felt supported and found my responsiveness helpful throughout the process. I’m committed to working hard to ensure my clients are well taken care...

Fast and reliable while straight to the point when trying to get a loan.

Reply from Tom Stone

August 31st, 2025 01:56 PM

I'm glad to hear that you found the loan process fast and reliable, Kayla. It's very important to me to be straightforward and efficient in handling loans. If you have any further questions or need assistance in the future, please feel free...

Tom was amazing! He was quick to respond and very down to earth and easy to talk to. He explained the process from beginng to end. We were so pleased with his service! We will reccommed him to our family and friends.

Reply from Tom Stone

August 31st, 2025 01:56 PM

I'm really happy to hear that you had such a positive experience, Amy. It's great to know that my responsiveness and communication style resonated with you. Walking you through the entire process and ensuring you felt at ease was my priority....

Tom is always ready to answer our question and Julie Mobley is friendly and professional as well

Reply from Tom Stone

August 31st, 2025 01:56 PM

Thanks for your review, Jeffery. I'm glad to hear that you found me readily available to answer your questions. It's great to know that Julie's friendly and professional nature also made a positive impact on your experience. If there's anything...

Tom was incredibly friendly and forthcoming, walked me through the process with general ease

Reply from Tom Stone

August 27th, 2025 04:13 PM

Thanks so much for your kind words, Clayton. It's great to know that you found the process smooth and felt comfortable with the guidance I provided. I'm always here to ensure you have a friendly and straightforward experience. If you have any...

Friendly and responsive. We live in Michigan and were moving to Missouri, Tom worked around our schedule and answered all our questions and concerns.

Reply from Tom Stone

August 27th, 2025 03:34 PM

I'm glad I could be of help during your move from Michigan to Missouri, Steven. It’s important to me to accommodate your schedule and address any concerns you had along the way. If there’s anything else I can assist you with in the future,...

Tom was very attentive and responded quickly. He made the processes easy to understand.

Reply from Tom Stone

August 27th, 2025 01:48 PM

I'm happy to hear that you found my attentiveness and quick responses helpful, Kelly. Making the process easy to understand is always a priority for me, so it's great to know that it made a difference for you. Should you have any further questions...

Response time was great, very friendly and welcoming presence. Overall really good experience

Reply from Tom Stone

August 27th, 2025 01:49 PM

I appreciate your feedback, Joshua. I'm glad to hear that you found the response time to be great and that my friendliness contributed to a welcoming experience for you. It's important to me that you had a really good experience overall. If...

Tom did an amazing job hearing us out and no question was considered "dumb". He is a wonderful loan officer and he ensured our buying process was smooth and timely .

Reply from Tom Stone

August 27th, 2025 04:55 AM

Thank you for your kind review, Meghan. I'm really glad to hear that you felt comfortable asking questions and that the buying process was smooth and timely for you. Ensuring you had a supportive experience is truly important to me. If there’s...

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About

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Specialities

Conventional Loans

VA Loans

FHA Loans

USDA Loans

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