Tom Stone

Senior Mortgage Banker | NMLS# 588863

Flat Branch Home Loans

4.9

(703)

Mortgage

Mortgage Loan Officer

Contact Info

(573) 489-4059

Columbia, MO

https://flatbranchhomeloans.com/team/tom-stone

Location & Business Hours

Business Hours

Wed

8:30 AM to 5 PM

Thu

8:30 AM to 5 PM

Fri

8:30 AM to 5 PM

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4.9

(703)

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Experience.com

4.94

(427)

Zillow

5.0

(25)

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5.0

(6)

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Tom, Great job, appreciate the extra effort during this time. Thanks. Chuck

Reply from Tom Stone

September 18th, 2025 03:32 PM

I appreciate your kind words, Charles. It was important to me to put in that extra effort during your loan process to ensure everything went smoothly. If you ever need anything else, please don't hesitate to reach out. Thank you for choosing...

I had the pleasure of working with Tom Stone at Flat Branch Home Loans, and he did an outstanding job guiding my buyer through the financial process. He was professional, responsive, and made the experience smooth from start to finish. Highly...

Reply from Tom Stone

September 18th, 2025 03:33 PM

Talisha, I'm grateful for your kind words and recommendation. It was a pleasure to work with you and guide your buyer through the financial process. I'm glad to hear that you found the experience smooth and professional. If there's anything...

We’ve now had the pleasure of working with Tom Stone not once, but twice—and both times he has delivered nothing short of excellence. Tom is the definition of a true professional: knowledgeable, attentive, and relentless in making sure every...

Reply from Tom Stone

September 16th, 2025 01:28 PM

Larry, your review means a lot to me. It's truly rewarding to hear that both of your experiences with me have been positive and stress-free. Navigating home loans can be complex, so I'm glad I could guide you through the process with clarity...

Next time I have a buyer come without a preapproval I will send them your way.

Reply from Tom Stone

September 6th, 2025 08:47 PM

I appreciate your confidence in me, Kathy. It's always great to hear that you’re thinking of sending clients my way for their preapproval needs. If there's anything I can do to support you or your buyers in the future, feel free to reach out....

Tom felt knowledgeable and trustworthy

Reply from Tom Stone

September 13th, 2025 04:10 PM

I'm glad to hear that you felt confident in my knowledge and trustworthiness, Rachel. Ensuring you have a reliable and informed experience is important. If you have any further questions or need assistance, feel free to reach out. Thank you...

Tom is always a pleasure to work and is readily available to me and my clients. He goes above and beyond, working his magic to assist many of my clients with successful an smooth transactions!

Reply from Tom Stone

September 18th, 2025 03:33 PM

It's gratifying to know that you've found working with me to be a positive experience, Justin. As someone who values availability and thoroughness, I'm glad I could support both you and your clients through successful transactions. Going above...

Tom was helpful and professional throughout the whole experience of buying my first home. He got me a great deal and answered any questions I had very honestly. I would not hesitate to recommend him to anyone looking to buy a home

Reply from Tom Stone

September 10th, 2025 04:23 PM

I'm pleased to hear that your first home-buying experience was a positive one, Louise. It's great to know that my approach was both helpful and professional as I assisted you in securing a favorable deal. Honest communication is key, and I'm...

It was a good experience. It was confusing at times and was not entirely understanding of what was going on, but everything went well.

Reply from Tom Stone

August 31st, 2025 01:53 PM

Thank you, Alan, for sharing your experience. I'm glad to hear that everything ultimately went well for you. I understand that the process can feel confusing at times, and I appreciate your patience as we worked through it together. If there...

Tom was very quick with responding and getting the loan loan through the process. very knowledgeable of the process and made stress free.

Reply from Tom Stone

August 31st, 2025 01:54 PM

Thank you for your kind words, Ashley. I'm really pleased to hear that my responsiveness and knowledge helped make your loan process stress-free. It's important to me that things go smoothly for you, and I'm glad I could assist effectively....

Tom and his team were wonderful tonwork with. They process was transparent and I was able to contact someone if I had any question at any time. What I was told during the loan process is what was presented during closing . A big thank you to...

Reply from Tom Stone

August 31st, 2025 01:54 PM

Caleb, thank you for your kind words. I'm thrilled to hear that you found the process transparent and felt comfortable reaching out whenever you had questions. It's essential for me to maintain clear and honest communication, so I'm glad that...

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About

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Specialities

Conventional Loans

VA Loans

FHA Loans

USDA Loans

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