Tom Stone
Senior Mortgage Banker | NMLS# 588863
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
Tom is responsive, honest, practical and effectiv. the firm overall is on their game and we enjoy working with flat branch team.
Reply from Tom Stone
October 20th, 2025 12:49 PM
Your feedback is very much appreciated, Hans. I'm pleased to hear you found me responsive and practical. It's important to me that you have a positive experience. Should you need help or have more questions as you move forward, please reach...
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We appreciate the special care and prompt actions, with attention to detail, that occurred during all steps of the loan process.
Reply from Tom Stone
October 20th, 2025 01:02 PM
I'm glad to hear that you valued the attention to detail and prompt actions throughout the loan process, Larissa. Providing special care at every step is something I prioritize, and I'm pleased to know it made a positive impact for you. If...
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You were there every step of the way. I really appreciate you.
Reply from Tom Stone
October 17th, 2025 03:13 PM
I'm grateful for your kind words, Cheryl. It's important to me to be there throughout the entire process, and I'm glad to know you felt supported. If there's anything else you need or questions that come up, I'm here to help. Thank you for...
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Everyone was very helpful in the whole process.
Reply from Tom Stone
October 16th, 2025 03:30 PM
I appreciate your feedback. It's great to know that you found the process helpful. If there's anything more you'd like to discuss or any assistance you need in the future, feel free to contact me. Thank you for working with Flat Branch Home...
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Tom was so kind and explained everything so well. He was easily reachable and made everything feel like a priority.
Reply from Tom Stone
October 16th, 2025 03:30 PM
I'm grateful for your kind words, Molly. It's important to me that you felt well-informed and prioritized throughout the process. Being accessible and clear with explanations is something I strive for. Should you have any more questions or...
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Tom was always available and responded very quickly! He was very helpful and reassuring through the whole process:)
Reply from Tom Stone
September 29th, 2025 09:41 PM
It's great to hear that I was able to offer timely and helpful support throughout your process, Dallas. I'm glad my availability and reassurance were beneficial for you. If there's anything else you need moving forward, don't hesitate to reach...
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Tom is always great to work with.
Reply from Tom Stone
September 24th, 2025 02:12 AM
I appreciate your feedback, Donald. I'm glad to hear that working together was a positive experience for you. It’s important to me that my clients feel supported and valued throughout the process. If you ever have more questions or need assistance...
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Fantastic communication! Everything was very smooth!
Reply from Tom Stone
September 18th, 2025 03:30 PM
I appreciate your feedback, Taylah. I'm pleased to know that my communication helped make the process smooth for you. If there's anything else you need or more assistance down the line, don't hesitate to contact me. Thank you for choosing Flat...
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Tom was very helpful, understanding and answered all my questions as a first time home buyer. I would highly recommend Tom, he did an excellent job!!
Reply from Tom Stone
September 18th, 2025 03:31 PM
I'm really glad to hear that your first home-buying experience was positive, Jody Providing thorough answers and understanding your needs is something I take to heart. Your recommendation means a lot to me, and I'm grateful for the opportunity...
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He was very quick to respond to questions and would call and explain anything I was unsure about
Reply from Tom Stone
September 18th, 2025 03:32 PM
Rebekah, I'm glad to hear that my responsiveness and willingness to clarify any questions were helpful for you. It's always my goal to ensure that the process is clear and that you feel confident in each step. If you have any more questions...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional Loans
VA Loans
FHA Loans
USDA Loans
Reverse Mortgages
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Memberships
- Certified Mortgage Advisor
- Columbia Rotary South
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 588863
Hobbies
- Biking
- Traveling
- Spending time with family
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149