Tom Stone

Senior Mortgage Banker | NMLS# 588863

Flat Branch Home Loans

4.9

(703)

Mortgage

Mortgage Loan Officer

Contact Info

(573) 489-4059

Columbia, MO

https://flatbranchhomeloans.com/team/tom-stone

Location & Business Hours

Business Hours

Wed

8:30 AM to 5 PM

Thu

8:30 AM to 5 PM

Fri

8:30 AM to 5 PM

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4.9

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Experience.com

4.94

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5.0

(25)

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Thanks so much for taking great care of us and walking us through each step.

Reply from Tom Stone

October 28th, 2025 03:34 PM

I'm pleased to hear that you felt well-supported throughout the process, Vanessa. It was important to me to guide you every step of the way and provide the care needed. If there's anything more I can assist you with, please don't hesitate to...

He offered me the right loan for me, he explained everything clearly, he is very patient

Reply from Tom Stone

October 28th, 2025 03:35 PM

It's great to know that I could assist you by offering the right loan, Romualdo. Clear communication and patience are key priorities for me when guiding clients through the loan process. If you have any more questions or need further assistance,...

Tom is the only mortgage banker we've ever used and we will always use Tom if possible. Honestly I've heard other people talk about their horrible feelings with other agents and we've never come close to those issues with Tom. Honestly we will...

Reply from Tom Stone

November 6th, 2025 03:14 PM

I'm truly grateful for your kind words, William. It's wonderful to know that the trust and relationship we've built over the years have made such a positive impact on your experience. As a Military Veteran, I understand the value of reliability...

The whole Flat Branch team was on the ball for our whole experience. They were there with answers to all of our questions...gold star, A+, 100% team effort, thank you guys.

Reply from Tom Stone

October 25th, 2025 11:03 AM

I'm pleased to hear that your experience with the entire Flat Branch team was positive, Alan. I'm glad that our efforts met your expectations and all your questions were answered effectively. If there's anything else I can assist with, don't...

Tom is always great to work with! Helpful, knowledgeable, and efficient.

Reply from Tom Stone

October 25th, 2025 11:04 AM

I appreciate your kind words, Alison. It’s rewarding to know that you find my assistance helpful and efficient. If you ever have more questions or require any further support, I'm here for you. Thank you for working with me at Flat Branch Home...

Tom made everything quick and easy. I had to switch to Flat Branch after the first company I used failed to meet the closing deadline. Tom has plenty of experience, and it shows in the quality of his work. He made everything go smoothly, and...

Reply from Tom Stone

October 25th, 2025 11:04 AM

I’m glad to hear that everything went smoothly for you, Nicholas. It's important to me that your experience with Flat Branch was efficient and worry-free, especially when time is of the essence. Your recommendation means a lot, and I'm pleased...

The whole process was easy and all of the staff were were friendly and helpful.

Reply from Tom Stone

October 25th, 2025 11:04 AM

It's great to hear that you found the process easy and the staff friendly and helpful, Janet. Ensuring a smooth experience is one of my main goals. If you have any further questions or need assistance down the road, don't hesitate to get in...

Tom Stone and his team were very communicative and helpful. I was the Realtor working with our mutual client. We hit a couple of snags throughout the homebuying process and Tom faced each of them with a positive attitude and confidence that...

Reply from Tom Stone

October 25th, 2025 11:05 AM

I appreciate your kind words and recommendation, Amy. I'm glad to hear that the communication and support provided helped navigate the challenges effectively. Facing obstacles with confidence and maintaining flexibility is something I value...

He made it possible to actually get a home at 22 and im grateful for that

Reply from Tom Stone

October 23rd, 2025 03:15 PM

It's incredibly rewarding to know that I could help you achieve home ownership at 22, Natalie. I'm glad to have played a part in this significant milestone in your life. If there's anything else I can assist with or any questions you might...

Tom Stone and his team are amazing. I am a real estate agent and they have helped many of my clients purchase homes. Tom is a great communicator, problem-solver, and advocate. I can count on Tom to put the client first. Thanks, Tom, for being...

Reply from Tom Stone

November 12th, 2025 02:36 PM

I appreciate your thoughtful words, Susan. It's rewarding to hear that you find my communication and problem-solving skills helpful in supporting your clients alongside their home purchasing process. Being able to prioritize client needs and...

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About

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

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Conventional Loans

VA Loans

FHA Loans

USDA Loans

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