Tom Stone

Senior Mortgage Banker | NMLS# 588863

Flat Branch Home Loans

4.9

(703)

Mortgage

Mortgage Loan Officer

Contact Info

(573) 489-4059

Columbia, MO

https://flatbranchhomeloans.com/team/tom-stone

Location & Business Hours

Business Hours

Fri

8:30 AM to 5 PM

Sat

closed

Sun

closed

View All days

Search Reviews

Write a Review

4.9

(703)

Filter by Date

Range

Filter by Rating

5 Star

94%

4 Star

3 Star

2 Star

1 Star

Experience.com

4.94

(427)

Zillow

5.0

(25)

Facebook

5.0

(6)

Show All

Reset all filters

Tom was quick to go to work on our behalf. He's also honest, but in a kind way. I really appreciate that!

Reply from Tom Stone

November 26th, 2025 06:30 PM

It's good to know that you valued the promptness and honesty I strive to maintain, Aaron. I'm glad the approach resonated with you while navigating the home loan process. If you have any further questions or need support, feel free to reach...

Tom was super informative and helped me through the process with ease.

Reply from Tom Stone

November 24th, 2025 08:43 PM

It's great to know that you found the information I provided helpful, Paige, and that the process felt easy for you. Supporting clients through their home loan journey is always my priority. If you have any other questions or need further assistance...

Tom was great walking us through the home loan process. He and his team were very friendly while being professional. I would highly recommend Tom and Flat Branch for anyone looking for a home loan.

Reply from Tom Stone

November 24th, 2025 08:15 PM

Thank you for sharing your kind words, Gary. I'm pleased to know that I could assist you through the home loan process while maintaining a professional and friendly approach. Your recommendation means a lot to me. Should you have any questions...

He was knowlegable in all of the questions that was asked of him and pleasant to work with.

Reply from Tom Stone

November 17th, 2025 06:07 PM

I'm glad to hear you found my knowledge and demeanor supportive, Lori. It’s important to me that clients feel well-informed and comfortable throughout their home loan experience. If there's ever anything else you need, please don't hesitate...

great communication, friendly, and helpful

Reply from Tom Stone

November 11th, 2025 03:15 PM

I appreciate your feedback, Keerstin. It's important to me to ensure clear communication and provide friendly, helpful service during the home loan process. If there's ever anything else you need as you navigate your homeownership journey,...

Tom is simply amazing!! I will never use anyone else.

Reply from Tom Stone

October 30th, 2025 10:28 PM

I'm grateful for your kind words, Morgan. It's truly rewarding to know that you had such a positive experience. I'm here to assist you with any future needs or questions you might have. Thank you for choosing me and Flat Branch Home Loans!

was very understanding. He was also very quick to respond to any questions we had.

Reply from Tom Stone

October 29th, 2025 06:38 PM

I appreciate your kind words, Connie. It's important to me to be responsive and understanding during the loan process. If you have any more questions or need further assistance, please don't hesitate to reach out. Thank you for choosing Flat...

Responses were very quick to questions. Answers were detailed and advice was helpful. Tom took his time and it really felt like we were a priority for him and not just a number to complete. Thank you Tom and everyone else who helped us throughout...

Reply from Tom Stone

October 29th, 2025 12:21 PM

I'm really pleased to hear that you felt prioritized and well-supported during the loan process, Sydney. Ensuring detailed answers and helpful advice is something I take seriously. If you have any more questions or need further assistance,...

Tom helped explain everything in a way I can understand. When ever we had questions or concerns about the buying process he was there to answer them. His response time was very quickly. Tom is very friendly. My wife and I both agree that Tom...

Reply from Tom Stone

November 10th, 2025 02:30 PM

It's wonderful to hear that you and your wife found the home buying process smooth and understandable, Matthew. I'm glad I could be there to promptly answer your questions and concerns along the way. If you need any further assistance or have...

Tom was there every step of the way being informative as well as pushing to get us where we needed to be.

Reply from Tom Stone

October 28th, 2025 03:34 PM

I'm really pleased to know that you felt supported and well-informed throughout the process, Harley. It's important to me to be there for my clients at every step. If there's anything more you need or any questions come up, don't hesitate to...

191–200 of 703

About

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Specialities

Conventional Loans

VA Loans

FHA Loans

USDA Loans

Reverse Mortgages

Search Rank ScoreLearn More →

What is the Search Rank Score®?