Tom Stone
Senior Mortgage Banker | NMLS# 588863
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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8:30 AM to 5 PM
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Reviews from Web
Tom was amazing going above and beyond
Reply from Tom Stone
February 7th, 2026 03:36 PM
I appreciate your kind words, Brandy. It’s important to me to exceed expectations and ensure a smooth experience. If there's anything more I can do for you, please let me know.
Tom makes things happen!
Reply from Tom Stone
February 7th, 2026 03:36 PM
I appreciate your comment, Elaine. Knowing that I could make things happen for you means a lot. If you need anything else or have further questions, feel free to contact me anytime.
As someone that works over nights it can be hard to find people that can work with your schedule. There were times where the only time I could talk was 9PM, Tom would call/text at that time to make sure the process would be finished in time...
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Reply from Tom Stone
February 2nd, 2026 03:21 PM
I'm glad to hear I could accommodate your schedule and simplify the process for you, Amaris. Making sure everything went smoothly for your closing, even with late hours, was important to me. If there’s anything more I can assist you with, please...
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Tom was extremely responsive and a pleasure to work with. He ensured the entire transaction went smoothly for everyone involved. He is truly one of the best lenders I’ve had the pleasure of working with.
Reply from Tom Stone
February 7th, 2026 03:37 PM
I'm glad to hear you had a positive experience, Samantha. I aim to make each transaction as seamless as possible, so knowing that everything went smoothly is rewarding. If there's anything further I can help with, please let me know.
Outstanding work, very professional, extremely helpful. Tom goes above and beyond and has your best interest in mind the whole step of the way. Great job Tom and thank you for everything!!
Reply from Tom Stone
January 19th, 2026 08:34 AM
Your kind words mean a lot to me, William. It's nice to know that you found my assistance helpful and that my approach was in line with your needs. I'm grateful for the trust you've placed in me throughout the process. If there's anything more...
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Tom and his team kept the buyers and myself updated everystep of the way. He made sure they were prepared for closing numbers without any surprises.
Reply from Tom Stone
January 19th, 2026 08:35 AM
Ensuring everyone is informed and prepared is a priority for me, so I'm pleased to hear you appreciated the updates throughout the process, Laura. It's important to me that there are no surprises when it comes to closing numbers. Should you...
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Very helpful and communicative. Answered all my questions. Was always on top of things.
Reply from Tom Stone
January 19th, 2026 08:35 AM
It's great to know that you found the process helpful and communicative, Colby. Staying on top of things and ensuring all your questions are answered is something I prioritize. If there's anything more I can assist you with, feel free to let...
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answering question
Reply from Tom Stone
January 19th, 2026 08:35 AM
Thank you, Nicholas, for leaving a perfect rating. If there's ever anything more I can help with or if you have questions in the future, don't hesitate to get in touch.
Tom is great with everything my wife have done with Flatbranch!
Reply from Tom Stone
January 19th, 2026 08:35 AM
I appreciate your positive feedback, Damon. It’s wonderful to know that you and your wife had a smooth experience with Flat Branch Home Loans. If there’s anything more I can assist you with in the future, please feel free to reach out.
Tom provided the best personalized experience and guided us through the whole process and forms He kept us informed at every turn
Reply from Tom Stone
January 15th, 2026 04:39 PM
I'm pleased to hear that you felt well-guided and informed throughout the process, Frances. Providing a personalized experience is something I take seriously, and it's great to know it made a difference for you. If any questions arise in the...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional Loans
VA Loans
FHA Loans
USDA Loans
Reverse Mortgages
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Memberships
- Certified Mortgage Advisor
- Columbia Rotary South
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 588863
Hobbies
- Biking
- Traveling
- Spending time with family
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149