Tom Stone
Senior Mortgage Banker | NMLS# 588863
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
Always great customer service, thank you Tom!
Reply from Tom Stone
February 11th, 2026 12:30 AM
I appreciate your kind words, Julie. Providing great customer service is something I strive for, and it's rewarding to know that it made a positive impact on your experience. If there’s anything further you need, just let me know.
Tom was very helpful. He fully explained things so that I could understand. He was honest and up front about the entire process.
Reply from Tom Stone
February 11th, 2026 12:31 AM
I appreciate your feedback, Jennifer. It's important to me that I communicate clearly and provide honesty throughout the process. If you have any further questions or need assistance down the road, feel free to reach out.
You took time to answer any questions we had & you were very informative on exactly what to expect in our home buying process.. Our overall experience was great!!! 10/10
Thank you for everything 😁
Reply from Tom Stone
February 19th, 2026 04:19 PM
I'm glad to hear that your home buying journey was a positive experience, Kathy. It was my pleasure to ensure you had all the information you needed and to address any questions along the way. If there's anything else you need in the future,...
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Quick and easy process knowledgeable and professional personnel .
Reply from Tom Stone
February 9th, 2026 02:37 AM
I'm glad you found the process quick and easy, Brian. It's important to me to ensure everything goes smoothly for my clients. If you have any questions or need further assistance, feel free to reach out.
I had an outstanding experience working with Tom Stone at Flat Branch Home Loans. From start to finish, Tom’s communication was excellent—clear, timely, and incredibly informative. He was always responsive, answered every question thoroughly,...
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Reply from Tom Stone
February 8th, 2026 02:12 PM
I'm very pleased to hear about your positive experience, John. Keeping communication clear and timely is always a priority of mine, and it's gratifying to know it helped make the process straightforward for you. Working to secure a competitive...
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Tom helped me a lot and made everything go smoothly. Over all very helpful and great people to do business with.
Reply from Tom Stone
February 8th, 2026 02:17 PM
It's good to know that everything went smoothly for you, Spencer. I'm glad I could be of help during your process and that you found doing business with us satisfying. If there's anything else you might need in the future, just let me know.
Very communicative and straightforward, organized and friendly
Reply from Tom Stone
February 7th, 2026 03:35 PM
I'm glad to hear that you found my work communicative and straightforward, Melanie. Keeping things organized and maintaining a friendly approach are priorities for me. If there's anything else I can assist you with, feel free to let me know....
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Tom was on call at all times to answer any questions we had. He was able to get in front of any and all surprises before they occured. He was reliabel and professional throughout the entire process. This was our second loan with Tom and I would...
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Reply from Tom Stone
February 7th, 2026 03:35 PM
It's great to know that I could be there for you whenever questions arose, Bryson. Anticipating potential issues and maintaining reliability and professionalism are key aspects I focus on. I truly appreciate your trust in working with me for...
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Tom is great to wirk work with. He is very accessible and supportive through the entire process
Reply from Tom Stone
February 7th, 2026 03:35 PM
It's reassuring to hear that you found me accessible and supportive throughout the process, David. Working with you and ensuring everything ran smoothly was a priority for me. If there's ever anything more I can do for you, please don't hesitate...
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This was our first time obtaining a mortgage loan, Tom was very informative and addressed our questions. We were not concerned at all with this process knowing that Tom and he team were handling the details.
Reply from Tom Stone
February 7th, 2026 03:36 PM
I'm glad to hear that your first experience with obtaining a mortgage loan was smooth and informative, Michael. Addressing your questions and ensuring you felt at ease throughout the process were priorities for me. If you have further questions...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional Loans
VA Loans
FHA Loans
USDA Loans
Reverse Mortgages
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Memberships
- Certified Mortgage Advisor
- Columbia Rotary South
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 588863
Hobbies
- Biking
- Traveling
- Spending time with family
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149