Tom Stone

Senior Mortgage Banker | NMLS# 588863

Flat Branch Home Loans

4.9

(703)

Mortgage

Mortgage Loan Officer

Contact Info

(573) 489-4059

Columbia, MO

https://flatbranchhomeloans.com/team/tom-stone

Location & Business Hours

Business Hours

Wed

8:30 AM to 5 PM

Thu

8:30 AM to 5 PM

Fri

8:30 AM to 5 PM

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4.9

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No issue and loan officer was very helpful.

Reply from Tom Stone

January 1st, 2026 01:36 PM

I'm glad to hear that you found my assistance helpful, Cameron. If you have any further questions or need additional support in the future, feel free to reach out at any time.

Tom is the best. He's always on top of the details, and frequently reaches out. I've worked with him several times, and will continue to do so!

Reply from Tom Stone

January 1st, 2026 01:37 PM

It's great to hear you're satisfied with the attention to detail and communication I offer, Andrew. Building a consistent working relationship over time is something I value highly. I'm looking forward to assisting you again in the future!

Tom's careful financial guidance.

Reply from Tom Stone

January 1st, 2026 01:37 PM

Sheri-Marie, I'm pleased to hear that my financial guidance was helpful to you. It's important to me that clients feel informed and secure throughout the loan process. If there's anything more I can assist you with, please reach out anytime....

It wasn't an overall bad experience. Once we got the process rolling, it was pretty smooth sailing.

Reply from Tom Stone

January 1st, 2026 01:37 PM

I appreciate your feedback, William. I'm glad to hear that once we got things started, the process went smoothly for you. If there’s anything more I can do to improve your experience in the future, please let me know.

It was excellent

Reply from Tom Stone

January 1st, 2026 01:38 PM

Thank you for sharing your experience, Travis. I'm pleased to know it was excellent for you. If there's anything more I can do to assist you, feel free to reach out.

Tom was bery informative and helpful.

Reply from Tom Stone

December 24th, 2025 01:13 PM

Thank you for your kind words, Kaitlynn. I’m glad to hear that you found my support informative and helpful. Should you have any more questions or need further assistance, feel free to reach out at any time.

Helpful, available to answer questions, knowledgeable; overall excellent experience. Will highly recommend.

Reply from Tom Stone

December 17th, 2025 04:30 PM

It's great to hear that you had an excellent experience, Joey. Being helpful and available to answer your questions is something I always strive for. I’m happy to know you found my knowledge beneficial. Your willingness to recommend me means...

We were able to secure the loan we were after. The loan style we were pursuing was new to Flat Branch, which was a learning curve for all parties Tom was helpful in getting things done and is good to work with

Reply from Tom Stone

December 17th, 2025 01:35 PM

I'm glad I could assist in securing the loan you were after, Duncan. Navigating a new loan style can indeed be a learning process, and I appreciate your patience throughout. It’s good to know you found working with me helpful. If there's anything...

Timely and effective execution. complete professiona.

Reply from Tom Stone

December 17th, 2025 01:35 PM

It's great to know that you found my approach timely and effective, Brendan. I strive for professionalism in all my interactions. Should you have any further questions or need additional assistance, feel free to reach out.

Because he did great

Reply from Tom Stone

December 17th, 2025 01:36 PM

Your feedback is appreciated, Wali. I'm pleased to know you had a positive experience. If there's anything more I can do, feel free to reach out anytime.

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About

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Specialities

Conventional Loans

VA Loans

FHA Loans

USDA Loans

Reverse Mortgages

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