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Tom Stone - Senior Mortgage Banker | NMLS# 588863 in Columbia, MO

Tom Stone

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Senior Mortgage Banker | NMLS# 588863

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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Overall Ratings
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5 Star
94%
4 Star
5%
3 Star
0%
2 Star
1%
1 Star
0%
Reviews from Web
  • Encompass
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    Casey L S
    Fulton, MO
    Posted on February 19th, 2026 02:42 PM
    Tom was very knowledgeable and took the time to answer all our questions. He set realistic expectations and provided any information we requested in order for us to make the best option for our needs. We highly recommend Tom all your home loan...
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    Reply from Tom Stone
    February 22nd, 2026 09:10 PM
    I appreciate your kind words and recommendation, Casey. It's important to me to provide the information and guidance you need to make informed decisions. If there's anything else I can assist you with or any further questions, please don't...
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    Brian P A
    NEW BLOOMFIELD, MO
    Posted on February 18th, 2026 07:24 PM
    Tom was terrific! Everything went so smoothly.
    Reply from Tom Stone
    February 22nd, 2026 09:10 PM
    It's great to know that everything went smoothly for you, Brian. I always aim to make the process as seamless as possible. If you have any more questions or need further assistance in the future, don't hesitate to get in touch.
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    Sara E M
    COLUMBIA, MO
    Posted on February 17th, 2026 03:20 PM
    Tom was always on top of the paperwork and pleasant to work with. We never had any issues with the mortgage side, and he always helped us to resolve any other issues on the banking side.
    Reply from Tom Stone
    February 22nd, 2026 09:11 PM
    It's good to hear that your experience with the mortgage process went smoothly, Sara. I'm glad I could assist with both the paperwork and any banking concerns you had. If there's anything more you'd like help with in the future, don't hesitate...
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    Michael C M
    COLUMBIA, MO
    Posted on February 16th, 2026 04:27 PM
    Tom is great. He did a amazing job. The only complaint I had was with the bank side of flatbrach it droped the ball on our construction loans a couple of times. But like I said Tom was on top of everything and did great.
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    Reply from Tom Stone
    February 22nd, 2026 09:11 PM
    Thank you for your kind words, Michael. I appreciate you pointing out my efforts in making sure everything was handled properly on my end. I'm sorry to hear about the issues with the construction loans and will certainly pass your feedback...
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    Brenda H
    MEXICO, MO
    Posted on February 16th, 2026 04:14 PM
    Every was polite, helped walk us through the process.
    Reply from Tom Stone
    February 22nd, 2026 09:11 PM
    I appreciate your review, Brenda. I'm glad to hear that the team kept things polite and guided you through the process smoothly. If there is anything else you need or more questions arise, don't hesitate to reach out.
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    Greta L A
    NEW BLOOMFIELD, MO
    Posted on February 15th, 2026 04:01 AM
    Great step by step communication!
    Reply from Tom Stone
    February 22nd, 2026 09:12 PM
    It's encouraging to hear that the step-by-step communication was helpful, Greta. Ensuring you were well-informed throughout the process is a priority for me. If you have any further questions or need assistance in the future, don't hesitate...
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    Rachael B
    MEXICO, MO
    Posted on February 14th, 2026 02:05 PM
    As a realtor, I rely on lenders who are not only knowledgeable but also proactive in their communication. Tom Stone always keeps both me and my clients informed throughout the entire process, which makes for a stress-free, smooth closing every...
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    Reply from Tom Stone
    February 22nd, 2026 09:16 PM
    It's great to hear that my approach to communication and efficiency has supported your work as a realtor, Rachael. Ensuring both you and your clients stay informed is a priority I take seriously. I'm here to assist anytime you need support...
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  • Encompass
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    Susan J K
    COLUMBIA, MO
    Posted on February 14th, 2026 12:33 AM
    Tom and his staff were helpful every step of the proces! When I had a question or needed help, they all were very responsive .
    Reply from Tom Stone
    February 22nd, 2026 09:13 PM
    It's wonderful to read that you found my team and me responsive and helpful throughout your experience, Susan. I'm always committed to being readily available whenever questions or concerns come up. If you have any more queries or need further...
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    Brenton S S
    Fulton, MO
    Posted on February 11th, 2026 09:47 PM
    Tom was very professional, knowledgable and kept us well informed throughout the whole process.
    Reply from Tom Stone
    February 22nd, 2026 09:14 PM
    I appreciate your kind words, Brenton. Ensuring you're well-informed and providing knowledgeable support throughout the process is always my goal. If you ever have more questions or need assistance in the future, I'm here to help. Thanks again...
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  • Encompass
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    Rebecca A S
    Fulton, MO
    Posted on February 11th, 2026 04:16 PM
    Tom is quick, easy, honest, and to the point. Seamless experience overall, thankful to have a mortgage broker who treated us like family from the moment we met. Thank you Tom!
    Reply from Tom Stone
    February 22nd, 2026 09:14 PM
    It's wonderful to hear that your experience was smooth and that you felt like family from the start, Rebecca. Being straightforward and honest is a top priority in my approach, so I’m glad it resonated with you. If you ever have more questions...
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    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Conventional Loans
    VA Loans
    FHA Loans
    USDA Loans
    Reverse Mortgages
    What is the Search Rank Score®?
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    Memberships
    • Certified Mortgage Advisor
    • Columbia Rotary South
    Addresses and Serving Areas

    Year Started

    2001

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 588863
    Hobbies
    • Biking
    • Traveling
    • Spending time with family
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149