Tom Stone

Senior Mortgage Banker | NMLS# 588863

Flat Branch Home Loans

4.9

(703)

Mortgage

Mortgage Loan Officer

Contact Info

(573) 489-4059

Columbia, MO

https://flatbranchhomeloans.com/team/tom-stone

Location & Business Hours

Business Hours

Wed

8:30 AM to 5 PM

Thu

8:30 AM to 5 PM

Fri

8:30 AM to 5 PM

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4.9

(703)

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Experience.com

4.94

(427)

Zillow

5.0

(25)

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5.0

(6)

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Tom did a great job. I felt like he was looking out for my interests.

Reply from Tom Stone

March 5th, 2026 05:25 PM

Thank you for the kind words, Wayne. I'm glad to hear that you felt supported and that I was looking out for your interests throughout the process. If there's ever anything else I can do to assist, don't hesitate to reach out.

Tom was there for any questions i I had big or small I've been working with Tom for over a year He helped me get my credit score up from zero to over 700 he would answer my calls day or night overall it was great working with tom made the experience...

Reply from Tom Stone

March 5th, 2026 05:27 PM

Working with you over the past year has been a rewarding experience, Jimmy. I'm glad I could help with your credit score and be available to answer any questions, no matter the size. It's great to know that my support made the process easier...

We had an excellent experience working with Tom Stone and his team. Communication was clear and consistent from start to finish, timelines were met, and every question was handled quickly and professionally. Their attention to detail and proactive...

Reply from Tom Stone

March 2nd, 2026 10:26 PM

It's fantastic to hear that your experience went so smoothly, Kathy. I’m glad the clear communication and timely responses made a difference in your journey. Closing early is always a plus, and I'm pleased you felt well-supported throughout....

Tom was absolutely amazing! We ran into a problem and needed a loan ASAP. Tom was on it and made the process so easy. We are going to recommend him to our friends and family and will use him in the future!!

Reply from Tom Stone

March 1st, 2026 07:01 PM

It's great to know that I could help you out quickly when you needed a loan, Heather. Making the process easy for you was my aim, and I'm glad to hear it met your expectations. Your recommendation means a lot to me, and I look forward to assisting...

Tom and his team are very professional at every step of this process. They were incredibly responsive, knowledgeable, and made the entire mortgage process feel seamless.

Reply from Tom Stone

March 1st, 2026 07:01 PM

I appreciate your feedback, Xinqi. It's great to know you found the process seamless and that my team's professionalism and responsiveness helped make things smooth for you. If you have any more questions or need assistance down the line, feel...

Professional

Reply from Tom Stone

March 1st, 2026 01:33 PM

I appreciate your review, Jiaxu. I'm glad you found my service professional, and it's rewarding to know that your experience with Flat Branch Home Loans met your expectations. If there's anything more I can help with or if any questions come...

Always nice to work with professionals like Tom! Prompt, good service and personally involved!

Reply from Tom Stone

March 1st, 2026 01:33 PM

I'm grateful for your kind words, Susan. It's great to know that you found the service prompt and appreciated the personal involvement. Providing professional support is important to me, and if you ever need assistance in the future, don't...

Super easy to work with Tom. He answered all questions I had and even had ways of explaining in further detail. Highly recommend

Reply from Tom Stone

February 27th, 2026 10:31 AM

I'm glad to know that working together went smoothly for you, Brian. Providing clear and detailed explanations to your questions is something I prioritize, so I'm happy to hear it was helpful. If there's anything else you need or any follow-up...

You did everything that we asked of you

Reply from Tom Stone

February 27th, 2026 10:31 AM

I appreciate your feedback, Joseph. I'm pleased to know that I could meet your expectations. If there's anything else you need or any further assistance I can provide, don't hesitate to let me know.

Documents were very easy to sign electronically and responsiveness was prompt.

Reply from Tom Stone

February 22nd, 2026 09:15 PM

I'm glad to hear that the electronic signing process was straightforward for you, Chelsea, and that my responsiveness met your expectations. If you have any more questions or need further assistance in the future, please don't hesitate to contact...

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About

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.

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Mortgage Loan Officer

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Conventional Loans

VA Loans

FHA Loans

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