Tom Stone

Senior Mortgage Banker | NMLS# 588863

Flat Branch Home Loans

4.9

(703)

Mortgage

Mortgage Loan Officer

Contact Info

(573) 489-4059

Columbia, MO

https://flatbranchhomeloans.com/team/tom-stone

Location & Business Hours

Business Hours

Wed

8:30 AM to 5 PM

Thu

8:30 AM to 5 PM

Fri

8:30 AM to 5 PM

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4.9

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Very helpful whenever I need it

Reply from Tom Stone

March 20th, 2026 03:57 PM

I appreciate your kind words, Abram. It's great to know that I could be of assistance whenever you needed help. If there’s anything else I can do for you in the future, please don't hesitate to let me know.

Tom and his team were very helpful in reassuring us through the mortgage process, and answered many of the questions we had as first time home buyers. We felt very confident at each step of the process, and greatly appreciated the time that...

Reply from Tom Stone

March 20th, 2026 03:58 PM

I'm really pleased to know that you felt confident and supported throughout your mortgage journey, Justin. Guiding first-time home buyers and addressing any questions is something I focus on, so your feedback means a lot. If there's anything...

Tom and his team were incredibly thorough and efficient I would recommend them to anyone seeking a mortgage

Reply from Tom Stone

March 20th, 2026 03:59 PM

It's great to hear that you found my team's approach thorough and efficient, Sydni. Your recommendation means a lot to me, and I'm glad we could assist with your mortgage needs effectively. If you have any further questions or require assistance...

Great knowledgeable customer service from Tom and helping us identify the best refinance option for us.

Reply from Tom Stone

March 18th, 2026 12:37 PM

I'm happy to know that my assistance was helpful in identifying the best refinance option for you, Paul. Providing knowledgeable customer service is a priority for me, and I'm glad it was reflected in your experience. If you have any more questions...

he was always whiling to answer my questions and make sure i understood everythin.

Reply from Tom Stone

March 20th, 2026 04:00 PM

I appreciate your feedback, David. I'm glad I could help answer your questions and ensure that you fully understood the process. If there's anything else you need, don't hesitate to get in touch.

Tom and his team made the whole process quick and easy to understand. All of our questions were answered with patience. You can tell they are committed to the work that they do!

Reply from Tom Stone

March 20th, 2026 04:02 PM

It’s wonderful to hear that you found the process quick and easy to understand, Stephanie. I'm grateful for the opportunity to address your questions and demonstrate my commitment to supporting you every step of the way. If there's anything...

I had an outstanding experience working with my lender throughout the entire home-buying process. From the beginning, everything was handled with professionalism, clear communication, and great attention to detail. They were extremely responsive,...

Reply from Tom Stone

March 20th, 2026 05:59 PM

I'm grateful for your kind words, Angella. It's wonderful to know that the home-buying process was smooth and stress-free for you. Ensuring everything stayed organized and addressing any questions promptly is always my priority. Thank you for...

Thank you, Tom, for conistently taking such great care of my clients. Communication with you is always easy and quick. Thanks for being on top of things! While I rarely have the opportunity to recommend lenders to a client, let alone choose...

Reply from Tom Stone

April 7th, 2026 08:32 PM

Your kind words mean a lot, Phebe. It's important to me to maintain clear and prompt communication, so I’m glad that has been your experience. Knowing that you feel confident when your clients work with me is truly reassuring. I appreciate...

I think there were some communication issues predicated by the change to the new app. It felt a bit like things weren't moving along quite as expected.

Reply from Tom Stone

March 5th, 2026 05:22 PM

I appreciate your feedback, Brian. Transitioning to a new app can sometimes introduce unexpected challenges, and I'm sorry to hear that communication wasn't as seamless as it could have been. I value your input and am here to assist should...

Very good communication. Timely replies and status updates. Had a sense of working as a team with us to get to the finish line. Provided multiple options with pros and cons of different options. Very much appreciate the knowledge commitment...

Reply from Tom Stone

March 5th, 2026 05:24 PM

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About

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Specialities

Conventional Loans

VA Loans

FHA Loans

USDA Loans

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