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Tom Stone - Senior Mortgage Banker | NMLS# 588863 in Columbia, MO

Tom Stone

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Senior Mortgage Banker | NMLS# 588863

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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Overall Ratings
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5 Star
94%
4 Star
5%
3 Star
0%
2 Star
1%
1 Star
0%
Reviews from Web
  • Encompass
    L
    Lauren R
    COLUMBIA, MO
    Posted on April 1st, 2026 01:18 PM
    Tom helped us with understanding payments to go with the several offers we had to put in and it really helped us make decisions. He did a hreat job helping us meet our deadlines and always had the answers we needed.
    read more
    Reply from Tom Stone
    April 8th, 2026 12:41 PM
    Lauren, I'm really glad to hear that my assistance with understanding payments was helpful during your decision-making process. Meeting deadlines and providing the answers you need are my priorities, so it’s great to know that you felt supported...
    read more
  • Encompass
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    Hunter G
    CENTRALIA, MO
    Posted on March 31st, 2026 10:12 PM
    Tom was very patient and helpful during the entire loan process.
    Reply from Tom Stone
    April 6th, 2026 08:10 PM
    I'm pleased to hear that my patience and assistance were beneficial to you throughout the loan process, Hunter. Ensuring a smooth experience is always my aim. If you have further questions or need assistance, I'm here to help.
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    A
    Amber D
    COLUMBIA, MO
    Posted on March 31st, 2026 12:05 PM
    Tom was always on top of everything. He did a great job!!!
    Reply from Tom Stone
    April 8th, 2026 12:41 PM
    Thank you for sharing your experience, Amber. Staying on top of every detail is important to me, and I'm pleased to know you felt well-supported throughout the process. If there's anything more I can assist you with, please feel free to reach...
    read more
  • Encompass
    G
    George E
    COLUMBIA, MO
    Posted on March 30th, 2026 03:35 PM
    Tom was on top of everything. Wouldn't want to work with anyone else!
    Reply from Tom Stone
    April 8th, 2026 12:41 PM
    I truly appreciate your trust, George. It means a lot to me that you felt well-supported throughout the process. If there’s any way I can assist you further in the future, just let me know. Thank you for your feedback!
  • Encompass
    K
    Kathryn J B
    STRONGSVILLE, OH
    Posted on March 30th, 2026 01:22 PM
    Working with Tom was great! He took hreat great care of my buyers and was very communicative. I would absolutly recommend him to future clients!
    Reply from Tom Stone
    April 6th, 2026 08:11 PM
    Thank you for your kind review, Kathryn. I'm pleased to hear that the experience was positive and that my communication met your needs. Taking care of your buyers was a top priority for me. If there is anything more I can assist with or if...
    read more
  • Encompass
    B
    Blake H
    Mexico, MO
    Posted on March 28th, 2026 11:25 PM
    it was a quick and easy process that is going to save us money
    Reply from Tom Stone
    March 29th, 2026 06:35 PM
    I'm pleased to hear that the process was quick and easy for you, Blake. Saving money is always a great outcome, and I'm glad I could assist in making that happen. If you ever have more questions or need further assistance, feel free to reach...
    read more
  • Encompass
    M
    Matthew D P
    CENTRALIA, MO
    Posted on March 24th, 2026 09:14 PM
    Tom and his team always goes above and beyond for my clients!
    Reply from Tom Stone
    March 29th, 2026 06:36 PM
    Thank you for your kind words, Matthew. I’m pleased to hear that my efforts are having a positive impact on your clients. Going above and beyond is something I strive for in every interaction. If you or your clients need anything in the future,...
    read more
  • Encompass
    J
    Jennifer H
    STRONGSVILLE, OH
    Posted on March 24th, 2026 01:28 PM
    Tom Stone is THE BEST! We have worked with him several times and will continue to do so. Highly recommend on all fronts!
    Reply from Tom Stone
    March 29th, 2026 06:37 PM
    I truly appreciate your enthusiastic feedback, Jennifer. It's always rewarding to hear from someone I've had the pleasure of working with multiple times. Thank you for your continued trust and recommendation. If there's anything more I can...
    read more
  • Encompass
    C
    Cheryl A C
    COLUMBIA, MO
    Posted on March 24th, 2026 01:11 PM
    Tom touches base often to let us know of our opportunities and then once we decided to refi he let us know what was going on every step of the way. Easy and seamless process with a friendly smile!
    Reply from Tom Stone
    April 3rd, 2026 01:11 PM
    I appreciate your feedback, Cheryl. It's great to know the refinancing process was smooth for you, and I'm glad I could keep you informed throughout. Staying connected and ensuring clarity are priorities I hold dear. If you have any further...
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  • Encompass
    M
    Michelle S
    COLUMBIA, MO
    Posted on March 21st, 2026 07:25 PM
    Tom Stone responds quickly to realtors and clients. He is a great problem solver with vast knowledge of the market. I would definitely recommend him!!
    Reply from Tom Stone
    April 8th, 2026 12:42 PM
    I appreciate your thoughtful review, Michelle. I'm glad to hear that my responsiveness and problem-solving approach have made a positive impact. It's important to me to stay informed about the market to best serve my clients and realtors. Your...
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  • 111–120 of 703
    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Conventional Loans
    VA Loans
    FHA Loans
    USDA Loans
    Reverse Mortgages
    What is the Search Rank Score®?
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    Memberships
    • Certified Mortgage Advisor
    • Columbia Rotary South
    Addresses and Serving Areas

    Year Started

    2001

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 588863
    Hobbies
    • Biking
    • Traveling
    • Spending time with family
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149