Tom Stone

Senior Mortgage Banker | NMLS# 588863

Flat Branch Home Loans

4.9

(703)

Mortgage

Mortgage Loan Officer

Contact Info

(573) 489-4059

Columbia, MO

https://flatbranchhomeloans.com/team/tom-stone

Location & Business Hours

Business Hours

Wed

8:30 AM to 5 PM

Thu

8:30 AM to 5 PM

Fri

8:30 AM to 5 PM

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4.9

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Experience.com

4.94

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Process was smooth and kept me updated on next steps

Reply from Tom Stone

April 8th, 2026 05:04 PM

Thank you for sharing your experience, Dena. I'm happy to hear that the process was smooth for you and that you felt well-informed along the way. Keeping clients updated is something I aim for at every stage. If there's anything else I can...

Tom and his team were on our side every step of the way. Any questions or concerns we had, they'd assist no matter what time of hour it was. No 9-5 mentality when helping us.

Reply from Tom Stone

April 8th, 2026 12:39 PM

Thank you for sharing your experience, Liza. I'm pleased to hear that I, along with my team, could be there for you throughout the process, no matter the hour. Making sure your questions and concerns are addressed promptly is a commitment I...

Tom was always available and knowledgeable throughout our home buying process. He is an invaluable resource and we are thankful to have gone through him and Flatbranch as first time homebuyer.

Reply from Tom Stone

April 8th, 2026 12:40 PM

Thank you for your thoughtful feedback, Brady. I'm glad to hear that I could be a helpful resource during your home buying journey. It's important to me to be available and provide the knowledge needed to make the process as smooth as possible....

The team was able to help me through the whole process and I was able to buy a house in a short period of time

Reply from Tom Stone

April 6th, 2026 08:08 PM

I'm glad to hear that the process was efficient, Paul. It was a pleasure to help you with your home purchase. If you need any further assistance or have questions in the future, feel free to reach out. Thank you for your review.

I had an excellent experience working with Tom throughout the home buying process. From start to finish, he was incredibly responsive, knowledgeable, and proactive in keeping everything on track. He took the time to clearly explain each step,...

Reply from Tom Stone

April 6th, 2026 08:08 PM

Thank you so much, Cameron. I'm truly pleased to hear that your home buying experience was smooth and that you felt well-informed throughout the process. Transparent communication and staying proactive are central to the way I work, so it's...

Great experience working with Tom—very responsive and helpful throughout the process. Would definitely recommend.

Reply from Tom Stone

April 6th, 2026 08:09 PM

Thank you, Tracey, for the kind words. I'm pleased to hear that my responsiveness and assistance made a positive impact on your experience. It's always my goal to provide support throughout the process. If you have any future needs or questions,...

Tom was available for questions, had professional answers and made the process feel easy

Reply from Tom Stone

April 6th, 2026 08:09 PM

It means a lot to hear that you found the process easy, Benjamin. Being available to answer questions and provide professional support is something I aim for with every client. If there's anything more I can do for you in the future, please...

Tom and his team were always there when we needed them. He got us approved for a great rate to boot! Would strongly recommend to anyone buying a home in COMO!

Reply from Tom Stone

April 6th, 2026 08:09 PM

Thank you, Andrew, for sharing your experience. I'm pleased to hear that you felt supported throughout the process and that we could secure a favorable rate for you. Your recommendation means a lot, and if there's anything more I can do to...

Tom is amazing

Reply from Tom Stone

April 6th, 2026 08:10 PM

Thank you for your kind words, Molly. I'm pleased to know that you had a positive experience. If there's ever anything you need or any questions you have in the future, feel free to reach out.

We truly can’t say enough good things about Tom. This is our third transaction with him over the years, and every single time he has exceeded our expectations. From start to finish, he makes you feel like your loan isn’t just another transaction,...

Reply from Tom Stone

April 6th, 2026 08:10 PM

Thank you for your heartfelt review, Mika. I'm glad to have been part of your home-buying journey again. Making sure you're informed and comfortable is very important to me, and I appreciate your trust in my approach. It's rewarding to know...

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About

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Specialities

Conventional Loans

VA Loans

FHA Loans

USDA Loans

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