
Tom Rybak
Senior Mortgage Banker


Barton College
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Toms overall experience and williness to help
Tom sent me the closing documents after the 72 hour time required for my closing date. I had to reschedule my closing date and buy a renters insurance policy. If I hadn't have a great realtor I would have been screwed. since the moving date...
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Tom was extremely knowledgeable and walked us through the whole process that was new to us building a new home.
Super easy
Thomas was very professional and thorough, he consistently kept us updated on what we needed to do and followed through with all his obligations to the letter. The whole process of buying our home was made easy by his hard work and diligence....
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Tom provided excellent customer service & his knowledge of assisting with qualifying me as a self employed home buyer helped expedite my closing. I will definitely refer others to him. Thank you Tom
Tom is very experienced and was helpful throughout my home buying process. He and his team were able to meet deadlines in this fast paced, crazy market.
He got the job done
I have used Tom for several purchases and highly recommend him!!!
Thomas made this entire experience pleasurable. This was my first home purchase. Every time there appeared to be a hurdle, he jumped in front of it. I REALLY appreciated this! I'd recommend him to anyone.
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About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Fha, USDA, Down Payment Assistance, VA, Bank Statements, DSCR and Conventional
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Education
- Barton CollegePhysical Education Teaching and CoachingBachelor of ScienceAug 1992 -May 1995

Positions
- Atlantic Bat Mortgage - Sr. Mortgage BankerAug 1st, 2024 - Current
Addresses and Serving Areas
Primary Serving Area
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #103608
- Licensed in FL, NC, & SC
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Hobbies
- Golfing, Gardening, Fishing, Watching Sports
Disclaimer
© 2022 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.