
Tom Rybak
Senior Mortgage Banker


Barton College
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
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Business Hours
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8 AM to 5 PM
Tues
8 AM to 5 PM
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Reviews from Web
Tom's the man let's Go GIANTS !!
We are first time home buyers and Tom made the process super easy and told us exactly what documents we needed to get approved and everything was taken care of before our scheduled close date.
Mr Rybak communicated with me frequently and kept me updated with any changes or needs. He answered all my questions patiently and made the transition to my new home seamless.
Tom was really like and helped me to refinance when other lenders probably would not have using only my income.
Great communication
Being able to work with us and giving us all the information we needed.
PATIENCE AND UNDERSTANDING ON TOM'S PART
Tom was extremely helpful throughout process with his knowledge and expertise.
Thomas Rybak made it great. This being our first home and came in knowing not that much of the process going in buying a home Thomas Rybak gave us all the information we needed to close on our home. In the future if we decide to purchase another...
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About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Fha, USDA, Down Payment Assistance, VA, Bank Statements, DSCR and Conventional
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Education
- Barton CollegePhysical Education Teaching and CoachingBachelor of ScienceAug 1992 -May 1995

Positions
- Atlantic Bat Mortgage - Sr. Mortgage BankerAug 1st, 2024 - Current
Addresses and Serving Areas
Primary Serving Area
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #103608
- Licensed in FL, NC, & SC
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Hobbies
- Golfing, Gardening, Fishing, Watching Sports
Disclaimer
© 2022 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.