
Tom Rybak
Senior Mortgage Banker


Barton College
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
If Tom had'nt helped us we would still be trying to figure it out. Thanks again so very very much. DAVE AND mary....
Tom made it great, I had no idea what to do with everything
and Tom went above and beyound what he needed to do.
He got things done I never would have figered out.
I'm sure he won;t forget it himself for a while..
Tom thank's again.....
There were a couple of hick ups, however, Tom was able to resolved them.
Very smooth and professional transaction.
Such a smooth and professional transaction. 10/10 would recommend if you’re looking to refinance.
Tom was always attentive and ready to help. Easily answered my many questions :)
Tom was great, always ready to answer any question and made himself available to me when I needed him.
easy to communicate with and honest and upfront...available at all times if we had questions
Tom’s quick responses to questions.
Tom was incredibly responsive and professional. He never acted as if I was annoying him by my many questions. He also came to the closing, even though he didn't HAVE. I thought that was very thoughtful and supportive. I would definitely recommend...
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About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Fha, USDA, Down Payment Assistance, VA, Bank Statements, DSCR and Conventional
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Education
- Barton CollegePhysical Education Teaching and CoachingBachelor of ScienceAug 1992 -May 1995

Positions
- Atlantic Bat Mortgage - Sr. Mortgage BankerAug 1st, 2024 - Current
Addresses and Serving Areas
Primary Serving Area
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #103608
- Licensed in FL, NC, & SC
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Hobbies
- Golfing, Gardening, Fishing, Watching Sports
Disclaimer
© 2022 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.