Tom Rybak
Senior Mortgage Banker
Barton College
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
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Business Hours
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8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
I had an amazing experience working with Tom during the process of buying my new home. From start to finish, he made everything incredibly easy and stress-free. He took the time to explain each step clearly, answered all my questions promptly,...
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Reply from Tom Rybak
July 11th, 2025 03:16 PM
Thank you Mykah. It was my pleasure. Congratulations on your new home.
One of the best around! Very helpful
Tom made this experience so pleasant and was a huge help thoughout the whole process. I would recommend him to anyone looking to buy a home!
Reply from Tom Rybak
April 21st, 2025 04:26 PM
Mary,
Thank you for the kind remarks. Its was a pleasure working with you and TJ. Congratulations on your new home.
Tom was great to work with! He was very helpful and calm during the storm! He was very assuring, confident and his communication was awesome!
Reply from Tom Rybak
April 9th, 2025 02:19 PM
Thanks Beth. You were great to work with and I'm so happy I could step in and save the day.
Tom went above and beyond my expectations and give him a 10 out of 10 all categories, knowledgeable, customer service oriented and communication.
Reply from Tom Rybak
April 9th, 2025 02:21 PM
Thank you for putting your trust in me to get the job done. You helped so much in getting this done.
Tom was easy to work with and stayed in contact with me the whole time
Reply from Tom Rybak
April 9th, 2025 02:23 PM
Thanks Chris. I enjoyed working with you. Congratulations on your new home.
Professional, considerate, straight to the point, works for the client, was so glad I chose the correct people for my first home purchase. Everything was explained to me in terminology I could understand. Took all the fears of home purchase...
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Process was smooth and communication was always on point
Thomas was very involved in the entire process and kept in contact every step of the way.
Tom went above and beyond in assisting in a very stressful and tumultuous home buying experience
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About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Fha, USDA, Down Payment Assistance, VA, Bank Statements, DSCR and Conventional
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Education
- Barton CollegePhysical Education Teaching and CoachingBachelor of ScienceAug 1992 -May 1995
Positions
- Atlantic Bat Mortgage - Sr. Mortgage BankerAug 1st, 2024 - Current
Addresses and Serving Areas
Primary Serving Area
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #103608
- Licensed in FL, NC, & SC
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Hobbies
- Golfing, Gardening, Fishing, Watching Sports
Disclaimer
© 2022 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.