Tom Rybak
Senior Mortgage Banker
Barton College
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Tom Rybak has received a review with 5 star rating from Chris S
Reply from Owner
June 12th, 2026 03:41 PM
Thank you so much, Chris, for the 5-star review! I truly appreciate you taking the time to share your experience. It was a pleasure helping you, and I'm grateful for the trust you placed in me throughout the process. Wishing you all the best,...
read more
We had an excellent experience with Tom and everyone whom did an amazing job with getting our loan done. It was done in no time and are so pleased with everything and we greatly appreciate everything that Tom has done to help us . Thanks again...
read more
Reply from Tom Rybak
April 13th, 2026 03:14 PM
Thank you so much for the kind words it truly means a lot! I’m really glad we could make the process smooth and get everything wrapped up quickly for you. My team and I work hard to keep things simple and stress-free, so hearing this makes...
read more
Tom Rybak has received a review with 5 star rating from Cedric W
We were in a particular situation, Mr Rybak was opened eared and open hearted with his guidance and great communication. Thanks Again ..
Reply from Tom Rybak
April 13th, 2026 03:15 PM
Really appreciate you sharing this. Thank you! Situations like yours aren’t always simple, so I’m glad I could be there to listen, understand, and help you navigate it step by step.It means a lot that you trusted me through the process. If...
read more
Tom is an amazing loan officer and very easy to work with. He and his team have a streamlined process, great rates and no surprises. Every time working with Tom has been an excellent experience. I highly recommend Tom if you are purchasing...
read more
Reply from Owner
April 13th, 2026 03:22 PM
Thank you so much—I really appreciate that! Making things smooth, simple, and surprise-free is always the goal. It’s been a pleasure working with you every time, and I’m grateful for the recommendation!
Tom is an amazing loan officer and very easy to work with. He and his team have a streamlined process, great rates and no surprises. Every time working with Tom has been an excellent experience. I highly recommend Tom if you are purchasing...
read more
Reply from Tom Rybak
April 9th, 2026 04:39 PM
Thank you so much—I really appreciate this!It means a lot that you noticed how smooth and stress-free the process was. That’s exactly what we aim for every time—clear communication, no surprises, and getting you to the finish line the right...
read more
I am extremely grateful for Tom and how he worked diligently to make sure I was well informed throughout the entire process. I am a first time home buyer and the entire process was new to me, but Tom definitely made the process simple and easy...
read more
Reply from Owner
April 13th, 2026 03:17 PM
Thank you so much—I really appreciate that! Buying your first home is a big deal, and I’m glad we could make it feel simple and keep you informed every step of the way. Anytime you need me (even after hours), I’m here for you.
Thank you for taking the time to thoroughly explain everything throughout the entire process to me and for working to get me the best rate for my loan. I was nervous since this was my first time getting a loan and you made the process simple,...
read more
Reply from Tom Rybak
April 13th, 2026 03:19 PM
Thank you so much—I really appreciate that! I know that first-time process can feel a little overwhelming, so I’m glad we could make it simple and easy for you. And shoutout to your realtor for the intro—I’m grateful for that too!Enjoy your...
read more
Tom Rybak has received a review with 5 star rating from Steven S
Excellent communication!
Reply from Tom Rybak
October 22nd, 2025 04:04 PM
Thanks so much! Great communication makes all the difference in a home loan, and I’m happy you felt supported every step of the way.
11–20 of 126
About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Fha, USDA, Down Payment Assistance, VA, Bank Statements, DSCR and Conventional
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Education
- Barton CollegePhysical Education Teaching and CoachingBachelor of ScienceAug 1992 -May 1995
Positions
- Atlantic Bat Mortgage - Sr. Mortgage BankerAug 1st, 2024 - Current
Addresses and Serving Areas
Primary Serving Area
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #103608
- Licensed in FL, NC, & SC
Gallery
Hobbies
- Golfing, Gardening, Fishing, Watching Sports
Disclaimer
© 2022 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.